Nationwide Variable Account II
04/26/2024 | Press release | Distributed by Public on 04/26/2024 05:26
Updating Summary Prospectus - Form 497VPU
BOA IV (002-75059)
The Best of America® IV Annuity
Individual Flexible Purchase Payment Deferred Variable Annuity Contracts
Issued by
Nationwide Life Insurance Company
through its
NationwideVariable Account-II
Updating Summary Prospectus
May 1, 2024
This summary prospectus summarizes key features of the contract.
The statutory prospectus for the contract contains more information about the contract, including the contract's features, benefits, and risks. You can find this document and other information about the contract online at https://nationwide.onlineprospectus.net/NW/C000024495NW/index.php?ctype=product_prospectus. You can also obtain this information at no cost by calling 1-800-848-6331 or by sending an email request to [email protected].
Additional information about certain investment products, including variable annuities, has been prepared by the SEC'sstaff and is available at Investor.gov.
1
Glossary of Special Terms
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Contract Owner(s) - The person(s) who owns all rights under the contract.
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Fixed Account - An investment option that is funded by Nationwide'sGeneral Account. Amounts allocated to the
Fixed Account will receive periodic interest subject to a guaranteed minimum crediting rate.
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Nationwide - Nationwide Life Insurance Company.
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Qualified Plan - A retirement plan that receives favorable tax treatment under Section 401 of the Internal Revenue
Code
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SEC- Securities and Exchange Commission.
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Service Center - The department of Nationwide responsible for receiving all service and transaction requests relating
to the contract. For service and transaction requests submitted other than by telephone (including fax requests), the
Service Center is Nationwide's mail and document processing facility. For service and transaction requests
communicated by telephone, the Service Center is Nationwide's operations processing facility. Information on how to
contact the Service Center is in the Contacting the Service Center provision in the statutory prospectus.
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Sub-Accounts - Divisions of the Variable Account, each of which invests in a single underlying mutual fund.
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Variable Account- NationwideVariable Account-II, a separate account that Nationwide established to hold Contract
Owner assets allocated to variable investment options. The Variable Account is divided into Sub-Accounts, each of
which invests in a separate underlying mutual fund.
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2
Updated Information About Your Contract
The information in this updating summary prospectus is a summary of certain contract features that have changed since the statutory prospectus dated May 1, 2023. This may not reflect all of the changes that have occurred since you entered into your contract.
Changes to underlying mutual fund availability:
Additions
The following underlying mutual fund(s) is/are available as an investment option effective May 1, 2024:
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AllianceBernstein Variable Products Series Fund, Inc. - AB VPS Large Cap Growth Portfolio: Class B
•
AllianceBernstein Variable Products Series Fund, Inc. - AB VPS Relative Value Portfolio: Class A
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American Funds Insurance Series(R) - American Funds(R) Global Balanced Fund: Class 4
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American Funds Insurance Series(R) - American High-Income Trust: Class 4
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American Funds Insurance Series(R) - Capital Income Builder(R): Class 4
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Pioneer Variable Contracts Trust - Pioneer Fund VCT Portfolio: Class II
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BlackRock Variable Series Funds, Inc. - BlackRock 60/40 Target Allocation ETF V.I. Fund: Class III
•
Calvert Variable Trust, Inc. - CVT Nasdaq 100 Index Portfolio: Class F
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Calvert Variable Series, Inc. - Calvert VP SRI Balanced Portfolio: Class F
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Columbia Funds Variable Insurance Trust II - Columbia Variable Portfolio - Seligman Global Technology: Class 2
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Janus Aspen Series - Janus Henderson Enterprise Portfolio: Service Shares
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Janus Aspen Series - Janus Henderson Global Research Portfolio: Service Shares
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Legg Mason Partners Variable Equity Trust - ClearBridge Variable Small Cap Growth Portfolio: Class II
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PIMCO Variable Insurance Trust - International Bond Portfolio (U.S. Dollar-Hedged): Advisor Class
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PIMCO Variable Insurance Trust - Real Return Portfolio: Advisor Class
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Putnam Variable Trust - Putnam VT George Putnam Balanced Fund: Class IB
Wall-Offs
The following underlying mutual fund(s) is/are only available in contracts for which good order applications were received before May 1, 2024:
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Allspring Variable Trust - VT Small Cap Growth Fund: Class 2
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Nationwide Variable Insurance Trust - NVIT Emerging Markets Fund: Class I
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PIMCO Variable Insurance Trust - International Bond Portfolio (Unhedged): Advisor Class
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PIMCO Variable Insurance Trust - Low Duration Portfolio: Advisor Class
Wall-Offs
The following underlying mutual fund is only available in contracts for which good order applications were received before April 26, 2024:
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Invesco - Invesco V.I. Equity and Income Fund: Series I Shares
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Lincoln Variable Insurance Products Trust - LVIP American Century Inflation Protection Fund: Service Class
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Lincoln Variable Insurance Products Trust - LVIP American Century Balanced Fund: Standard Class II
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Lincoln Variable Insurance Products Trust - LVIP American Century Disciplined Core Value Fund: Standard Class II
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Lincoln Variable Insurance Products Trust - LVIP American Century Mid Cap Value Fund: Standard Class II
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Lincoln Variable Insurance Products Trust - LVIP American Century Value Fund: Service Class
Closures
The following underlying mutual fund(s) is/are no longer available to receive transfers or new purchase payments effective May 1, 2024:
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American Funds Insurance Series(R) - American High-Income Trust: Class 1
The following underlying mutual fund(s) is/are no longer available to receive transfers or new purchase payments effective March 20, 2024:
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Nationwide Variable Insurance Trust - NVIT J.P. Morgan Mozaic(SM) Multi-Asset Fund: Class II
The following underlying mutual fund(s) is/are no longer available to receive transfers or new purchase payments effective July 26, 2023:
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Morgan Stanley Variable Insurance Fund, Inc. - Core Plus Fixed Income Portfolio: Class I
Re-Opening
The following underlying mutual fund(s) is/are available to all contracts effective May 1, 2024:
3
•
Nationwide Variable Insurance Trust - NVIT Loomis Short Term Bond Fund: Class II
Mergers
The following underlying mutual fund(s) merged effective April 26, 2024:
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From Fund
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Acquiring Fund
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American Century Variable Portfolios II, Inc. - American Century
VP Inflation Protection Fund: Class II
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Lincoln Variable Insurance Products Trust - LVIP American
Century Inflation Protection Fund: Service Class
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American Century Variable Portfolios, Inc. - American Century
VP Balanced Fund: Class I
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Lincoln Variable Insurance Products Trust - LVIP American
Century Balanced Fund: Standard Class II
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American Century Variable Portfolios, Inc. - American Century
VP Disciplined Core Value Fund: Class I
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Lincoln Variable Insurance Products Trust - LVIP American
Century Disciplined Core Value Fund: Standard Class II
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American Century Variable Portfolios, Inc. - American Century
VP Mid Cap Value Fund: Class I
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Lincoln Variable Insurance Products Trust - LVIP American
Century Mid Cap Value Fund: Standard Class II
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American Century Variable Portfolios, Inc. - American Century
VP Value Fund: Class II
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Lincoln Variable Insurance Products Trust - LVIP American
Century Value Fund: Service Class
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Invesco - Invesco V.I. Conservative Balanced Fund: Series I
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Invesco - Invesco V.I. Equity and Income Fund: Series I Shares
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Liquidations
The following underlying mutual fund(s) was liquidated effective April 12, 2024:
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Nationwide Variable Insurance Trust - NVIT J.P. Morgan Mozaic(SM) Multi-Asset Fund: Class II
The following underlying mutual fund(s) was liquidated effective July 28, 2023:
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Morgan Stanley Variable Insurance Fund, Inc. - Core Plus Fixed Income Portfolio: Class I
Product disclosure changes:
•
In the Overview of the Contract section, under Purpose of the Contract, the third sentence has been revised to state as follows: The contract can help supplement retirement income through the annuitization feature, which provides a stream of periodic income payments.
4
Important Information You Should Consider About the Contract
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FEES AND EXPENSES
(see Fee Table and Charges and Deductions in the statutory prospectus)
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Charges for Early
Withdrawals
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If the Contract Ownerwithdraws money from the contract within 7 years following his/her
last purchase payment, a Contingent Deferred Sales Charge (or "CDSC") may apply (see
Contingent Deferred Sales Charge in the statutory prospectus). The CDSC is used to
recoup sales and other expenses associated with the contract that Nationwide incurs
during the early years of the contract. The CDSC will not exceed 7% of the amount of
purchase payments withdrawn, declining to 0% over 7 years.
For example, for a contract with a $100,000 investment, a withdrawal taken during the
CDSC period could result in a CDSC of up to $7,000.
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Transaction Charges
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Nationwide also charges a loan processing fee at the time each new loan is processed
(see Loan Privilege in the statutory prospectus).
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Ongoing Fees and
Expenses (annual
charges)
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The table below describes the fees and expenses that you may pay each year, depending
on the options chosen. Please refer to your contract specifications page for information
about the specific fees you will pay each year based on the options you have elected.
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Annual Fee
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Minimum
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Maximum
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Base Contract
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1.33%1
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1.33%1
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Investment options (underlying mutual fund fees
and expenses)
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0.27%2
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4.26
%2
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1 As a percentage of Daily Net Assets, plus a percentage attributable to the Contract
Maintenance Charge.
2 As a percentage of underlying mutual fund assets.
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Because each contract is customizable, the options elected affect how much each
Contract Ownerwill pay. To help you understand the cost of owning the contract, the
following table shows the lowest and highest cost a Contract Ownercould pay each year,
based on current charges. This estimate assumes that no withdrawals are taken from the
contract, which could add a CDSC that substantially increases costs.
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Lowest Annual Cost Estimate:
$1,486.13
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Highest Annual Cost Estimate:
$4,374.98
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Assumes:
• Investment of $100,000
• 5% annual appreciation
• Least expensive underlying mutual fund fees
and expenses
• No CDSC
• No additional purchase payments, transfers or
withdrawals
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Assumes:
• Investment of $100,000
• 5% annual appreciation
• Most expensive underlying mutual
fund fees and expenses
• No CDSC
• No additional purchase payments,
transfers or withdrawals
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RISKS
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Risk of Loss
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Contract Ownersof variable annuities can lose money by investing in the contract,
including loss of principal (see Principal Risks in the statutory prospectus).
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Not a Short-Term
Investment
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The contract is not a short-term investment and is not appropriate for an investor who
needs ready access to cash. Nationwide has designed the contract to offer features,
pricing, and investment options that encourage long-term ownership (see Principal Risks in
the statutory prospectus).
A CDSC may apply for up to 7 years following the last purchase payment and could reduce
the value of the contract if purchase payments are withdrawn during that time (see
Contingent Deferred Sales Charge in the statutory prospectus). The benefits of tax
deferral also mean that the contract is more beneficial to investors with a long time horizon
(see Principal Risks in the statutory prospectus).
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5
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RISKS
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Risks Associated with
Investment Options
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• Investment in this contract is subject to the risk of poor investment performance of the
investment options chosen by the Contract Owner.
• Each investment option (including the Fixed Account) has its own unique risks.
• Review the prospectuses and disclosures for the investment options before making an
investment decision.
See Principal Risks in the statutory prospectus.
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Insurance Company Risks
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Investment in the contract is subject to the risks associated with Nationwide, including that
any obligations (including interest payable for allocations to the Fixed Account),
guarantees, or benefits are subject to the claims-paying ability of Nationwide. More
information about Nationwide, including its financial strength ratings, is available by
contacting Nationwide at the address and/or toll-free phone number indicated in
Contacting theService Center in the statutory prospectus(see Principal Risks in the
statutory prospectus).
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RESTRICTIONS
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Investments
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• Nationwide reserves the right to add, remove, and substitute investment options
available under the contract (see The Sub-Accountsand Underlying Mutual Funds in the
statutory prospectus).
• Allocations to the Fixed Account may not be transferred to another investment option
except at the end of a Fixed Account interest rate guarantee period (see The Fixed
Account in the statutory prospectus).
• Not all investment options may be available under your contract (see Appendix A:
Underlying Mutual Funds Available Under the Contract in the statutory prospectus).
• Transfers between Sub-Accounts are subject to policies designed to deter short-term
and excessively frequent transfers. Nationwide may restrict the form in which transfer
requests will be accepted (see Transfer Restrictions in the statutory prospectus).
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Optional Benefits
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• Certain optional benefits limit or restrict the investment options available for investment.
• Nationwide reserves the right to discontinue offering any optional benefit. Such a
discontinuance will only apply to new contracts and will not impact any contracts already
in force.
See Benefits Under the Contract in the statutory prospectus.
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TAXES
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Tax Implications
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• Consult with a tax professional to determine the tax implications of an investment in and
payments received under this contract.
• If the contract is purchased through a tax-qualified plan or IRA, there is no additional tax
deferral.
• Earnings in the contract are taxed at ordinary income tax rates at the time of
withdrawals and there may be a tax penalty if withdrawals are taken before the Contract
Ownerreaches age 59½.
See Appendix C: Contract Types and Tax Information in the statutory prospectus.
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CONFLICTS OF INTEREST
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Investment Professional
Compensation
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Some financial professionals receive compensation for selling the contract. Compensation
can take the form of commission and other indirect compensation in that Nationwide may
share the revenue it earns on this contract with the financial professional's firm. This
conflict of interest may influence a financial professional, as these financial professionals
may have a financial incentive to offer or recommend this contract over another investment
(see Distribution, Promotional, and Sales Expenses in the statutory prospectus).
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Exchanges
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Some financial professionals may have a financial incentive to offer an investor a new
contract in place of the one he/she already owns. An investor should only exchange his/her
contract if he/she determines, after comparing the features, fees, and risks of both
contracts, that it is preferable for him/her to purchase the new contract, rather than to
continue to own the existing one (see Replacements and Distribution, Promotional, and
Sales Expenses in the statutory prospectus).
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6
Appendix: Underlying Mutual Funds Available Under the Contract
The following is a list of underlying mutual funds available under the contract. More information about the underlying mutual funds is available in the prospectuses for the underlying mutual funds, which may be amended from time to time and can be found online at https://nationwide.onlineprospectus.net/NW/C000024495NW/index.php. This information can also be obtained at no cost by calling 1-800-848-6331 or by sending an email request to [email protected]. Depending on the optional benefits chosen, access to certain underlying mutual funds may be limited.
The current expenses and performance information below reflects fees and expenses of the underlying mutual funds, but do not reflect the other fees and expenses that the contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each underlying mutual fund's past performance is not necessarily an indication of future performance.
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Type
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Underlying Mutual Fund and Adviser/Subadviser
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Current
Expenses
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Average Annual Total
Returns
(as of 12/31/2023)
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1 year
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5 year
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10 year
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Equity
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AllianceBernstein Variable Products Series Fund, Inc. - AB VPS
Discovery Value Portfolio: Class B
Investment Advisor: AllianceBernstein L.P.
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1.06%
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16.86%
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10.51%
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7.29%
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Equity
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AllianceBernstein Variable Products Series Fund, Inc. - AB VPS
International Value Portfolio: Class B
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2020
Investment Advisor: AllianceBernstein L.P.
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1.15%
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14.83%
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5.55%
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1.83%
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Equity
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AllianceBernstein Variable Products Series Fund, Inc. - AB VPS
Relative Value Portfolio: Class A
Investment Advisor: AllianceBernstein L.P.
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0.61%*
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12.03%
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11.85%
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9.32%
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Equity
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Allspring Variable Trust - VT Small Cap Growth Fund: Class 2
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2024
Investment Advisor: Allspring Funds Management, LLC
Sub-Advisor: Allspring Global Investments, LLC
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1.17%
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4.11%
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7.68%
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6.60%
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Allocation
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American Funds Insurance Series® - American Funds® Global
Balanced Fund: Class 4
Investment Advisor: Capital Research and Management Company
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1.00%*
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13.45%
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7.16%
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5.20%
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Fixed Income
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American Funds Insurance Series® - American High-Income Trust:
Class 1
This underlying mutual fund is no longer available to receive transfers or
new purchase payments effective May 1, 2024
Investment Advisor: Capital Research and Management Company
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0.30%*
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12.69%
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6.36%
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4.67%
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Fixed Income
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American Funds Insurance Series® - American High-Income Trust:
Class 4
Investment Advisor: Capital Research and Management Company
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0.80%*
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12.18%
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5.84%
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4.15%
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Allocation
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American Funds Insurance Series® - Capital Income Builder®: Class
4
Investment Advisor: Capital Research and Management Company
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0.77%*
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8.76%
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7.18%
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Equity
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American Funds Insurance Series® - Global Small Capitalization
Fund: Class 4
Investment Advisor: Capital Research and Management Company
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1.16%*
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15.79%
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8.03%
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5.51%
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Equity
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American Funds Insurance Series® - Growth Fund: Class 1
This underlying mutual fund is only available in contracts issued on or
after May 1, 1987 and before September 1, 1989
Investment Advisor: Capital Research and Management Company
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0.34%
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38.81%
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18.97%
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14.64%
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Equity
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American Funds Insurance Series® - New World Fund®: Class 4
Investment Advisor: Capital Research and Management Company
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1.07%*
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15.67%
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8.37%
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4.43%
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7
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Type
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Underlying Mutual Fund and Adviser/Subadviser
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Current
Expenses
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Average Annual Total
Returns
(as of 12/31/2023)
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1 year
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5 year
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10 year
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Fixed Income
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American Funds Insurance Series® - U.S. Government Securities
Fund: Class 1
This underlying mutual fund is only available in contracts issued on or
after May 1, 1987 and before September 1, 1989
Investment Advisor: Capital Research and Management Company
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0.24%*
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3.21%
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1.31%
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1.78%
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Fixed Income
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American Funds Insurance Series® - U.S. Government Securities
Fund: Class 2
Investment Advisor: Capital Research and Management Company
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0.49%*
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2.89%
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1.04%
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1.52%
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Equity
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American Funds Insurance Series® - Washington Mutual Investors
Fund: Class 4
Investment Advisor: Capital Research and Management Company
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0.75%*
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16.97%
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12.33%
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9.64%
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Fixed Income
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BlackRock Variable Series Funds II, Inc. - BlackRock High Yield V.I.
Fund: Class III
Investment Advisor: BlackRock Advisors, LLC
Investment Sub-Advisor: BlackRock International Limited
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0.79%*
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12.94%
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5.50%
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4.22%
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Fixed Income
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BlackRock Variable Series Funds II, Inc. - BlackRock Total Return V.I.
Fund: Class III
Investment Advisor: BlackRock Advisors, LLC
Investment Sub-Advisor: BlackRock International Limited and BlackRock
(Singapore) Limited
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0.80%*
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5.42%
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1.03%
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1.62%
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Allocation
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BlackRock Variable Series Funds, Inc. - BlackRock 60/40 Target
Allocation ETF V.I. Fund: Class III
Investment Advisor: BlackRock Advisors, LLC
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0.56%*
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15.32%
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8.69%
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Equity
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BlackRock Variable Series Funds, Inc. - BlackRock Equity Dividend
V.I. Fund: Class III
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2017
Investment Advisor: BlackRock Advisors, LLC
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0.92%*
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11.99%
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11.27%
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8.73%
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Allocation
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BlackRock Variable Series Funds, Inc. - BlackRock Global Allocation
V.I. Fund: Class III
Investment Advisor: BlackRock Advisors, LLC
Investment Sub-Advisor: BlackRock International Limited and BlackRock
(Singapore) Limited
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1.02%*
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12.49%
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7.38%
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4.63%
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Equity
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BNY Mellon Investment Portfolios - MidCap Stock Portfolio: Service
Shares
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2021
Investment Advisor: BNY Mellon Investment Adviser, Inc.
Sub-Advisor: Newton Investment Management North America, LLC
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1.05%*
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17.99%
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10.42%
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7.17%
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Equity
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BNY Mellon Investment Portfolios - Small Cap Stock Index Portfolio:
Service Shares
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2013
Investment Advisor: BNY Mellon Investment Adviser, Inc.
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0.60%*
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15.39%
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10.40%
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8.04%
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Equity
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BNY Mellon Stock Index Fund, Inc.: Initial Shares
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2013
Investment Advisor: BNY Mellon Investment Adviser, Inc.
Sub-Advisor: Mellon Investments Corporation
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0.27%
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25.93%
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15.38%
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11.75%
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Equity
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BNY Mellon Sustainable U.S. Equity Portfolio, Inc.: Initial Shares
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2004
Investment Advisor: BNY Mellon Investment Adviser, Inc.
Sub-Advisor: Newton Investment Management Limited
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0.67%
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23.82%
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15.13%
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10.46%
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8
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Type
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Underlying Mutual Fund and Adviser/Subadviser
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Current
Expenses
|
Average Annual Total
Returns
(as of 12/31/2023)
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1 year
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5 year
|
10 year
|
|||
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Equity
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BNY Mellon Variable Investment Fund - Growth and Income
Portfolio: Initial Shares
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2004
Investment Advisor: BNY Mellon Investment Adviser, Inc.
Sub-Advisor: Newton Investment Management North America, LLC
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0.70%*
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26.68%
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16.89%
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11.84%
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|
Allocation
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Calvert Variable Series, Inc. - Calvert VP SRI Balanced Portfolio:
Class F
Investment Advisor: Calvert Research and Management
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0.90%
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16.42%
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9.99%
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7.14%
|
|
Equity
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Calvert Variable Trust, Inc. - CVT Nasdaq 100 Index Portfolio: Class F
(formerly, Calvert Variable Products, Inc. - Calvert VP Nasdaq 100
Index Portfolio: Class F)
Investment Advisor: Calvert Research and Management
Investment Sub-Advisor: Ameritas Investment Partners, Inc.
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0.73%*
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54.02%
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21.80%
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17.01%
|
|
Equity
|
Columbia Funds Variable Insurance Trust II - Columbia Variable
Portfolio - Seligman Global Technology: Class 2
Investment Advisor: Columbia Management Investment Advisors, LLC
|
1.20%*
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44.87%
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25.34%
|
20.11%
|
|
Fixed Income
|
Columbia Funds Variable Series Trust II - Columbia Variable Portfolio
- High Yield Bond Fund: Class 2
Investment Advisor: Columbia Management Investment Advisors, LLC
|
0.89%*
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11.87%
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5.31%
|
4.17%
|
|
Equity
|
Delaware VIP Trust - Macquarie VIP Small Cap Value Series: Service
Class (formerly, Delaware VIP Trust - Delaware VIP Small Cap Value
Series: Service Class)
Investment Advisor: Delaware Management Company, a series of
Macquarie Investment Management Business Trust (a Delaware statutory
trust)
Investment Sub-Advisor: Macquarie Investment Management Global
Limited
|
1.08%
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9.10%
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9.87%
|
6.77%
|
|
Fixed Income
|
Eaton Vance Variable Trust - Eaton Vance VT Floating-Rate Income
Fund: Initial Class
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2023
Investment Advisor: Eaton Vance Management
|
1.17%
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11.21%
|
4.13%
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3.22%
|
|
Fixed Income
|
Federated Hermes Insurance Series - Federated Hermes Quality
Bond Fund II: Primary Shares
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2008
Investment Advisor: Federated Investment Management Company
|
0.74%*
|
6.14%
|
2.36%
|
2.25%
|
|
Equity
|
Fidelity Variable Insurance Products - Emerging Markets Portfolio:
Service Class 2
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
Investment Sub-Advisor: FMR UK, FMR HK, FMR Japan, FIA, and
FIA(UK)
|
1.14%
|
9.49%
|
7.55%
|
4.92%
|
|
Allocation
|
Fidelity Variable Insurance Products Fund - Fidelity VIP Freedom
Fund 2010 Portfolio: Service Class
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2023
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
|
0.50%
|
9.28%
|
5.43%
|
4.45%
|
|
Allocation
|
Fidelity Variable Insurance Products Fund - Fidelity VIP Freedom
Fund 2020 Portfolio: Service Class
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2023
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
|
0.57%
|
12.34%
|
7.38%
|
5.63%
|
9
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Type
|
Underlying Mutual Fund and Adviser/Subadviser
|
Current
Expenses
|
Average Annual Total
Returns
(as of 12/31/2023)
|
||
|
1 year
|
5 year
|
10 year
|
|||
|
Allocation
|
Fidelity Variable Insurance Products Fund - Fidelity VIP Freedom
Fund 2030 Portfolio: Service Class
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2023
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
|
0.62%
|
14.56%
|
9.17%
|
6.75%
|
|
Allocation
|
Fidelity Variable Insurance Products Fund - VIP Asset Manager
Portfolio: Initial Class
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2004
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
Sub-Advisor: FMR Investment Management (UK) Limited, Fidelity
Management & Research (Hong Kong) Limited and Fidelity Management
& Research (Japan) Limited
|
0.53%
|
12.94%
|
7.48%
|
5.40%
|
|
Allocation
|
Fidelity Variable Insurance Products Fund - VIP Balanced Portfolio:
Service Class 2
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
Investment Sub-Advisor: FMR Investment Management (UK) Limited,
Fidelity Management & Research (Hong Kong) Limited and Fidelity
Management & Research (Japan) Limited
|
0.69%
|
21.23%
|
12.15%
|
8.80%
|
|
Equity
|
Fidelity Variable Insurance Products Fund - VIP Contrafund®
Portfolio: Service Class 2
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
Investment Sub-Advisor: FMR Investment Management (UK) Limited,
Fidelity Management & Research (Hong Kong) Limited and Fidelity
Management & Research (Japan) Limited
|
0.81%
|
33.12%
|
16.36%
|
11.33%
|
|
Equity
|
Fidelity Variable Insurance Products Fund - VIP Energy Portfolio:
Service Class 2
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
Investment Sub-Advisor: FMR Investment Management (UK) Limited,
Fidelity Management & Research (Hong Kong) Limited and Fidelity
Management & Research (Japan) Limited
|
0.86%
|
0.70%
|
13.36%
|
2.37%
|
|
Equity
|
Fidelity Variable Insurance Products Fund - VIP Equity-Income
Portfolio: Initial Class
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
Investment Sub-Advisor: FMR Investment Management (UK) Limited,
Fidelity Management & Research (Hong Kong) Limited and Fidelity
Management & Research (Japan) Limited
|
0.47%
|
10.65%
|
12.30%
|
8.58%
|
|
Fixed Income
|
Fidelity Variable Insurance Products Fund - VIP Floating Rate High
Income Portfolio: Initial Class
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
Investment Sub-Advisor: FMR Investment Management (UK) Limited,
Fidelity Management & Research (Hong Kong) Limited and Fidelity
Management & Research (Japan) Limited
|
0.75%
|
12.17%
|
5.60%
|
|
|
Equity
|
Fidelity Variable Insurance Products Fund - VIP Growth & Income
Portfolio: Service Class 2
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
Investment Sub-Advisor: FMR Investment Management (UK) Limited,
Fidelity Management & Research (Hong Kong) Limited and Fidelity
Management & Research (Japan) Limited
|
0.74%
|
18.37%
|
14.50%
|
9.99%
|
10
|
Type
|
Underlying Mutual Fund and Adviser/Subadviser
|
Current
Expenses
|
Average Annual Total
Returns
(as of 12/31/2023)
|
||
|
1 year
|
5 year
|
10 year
|
|||
|
Equity
|
Fidelity Variable Insurance Products Fund - VIP Growth Portfolio:
Initial Class
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
Investment Sub-Advisor: FMR Investment Management (UK) Limited,
Fidelity Management & Research (Hong Kong) Limited and Fidelity
Management & Research (Japan) Limited
|
0.58%
|
36.24%
|
19.64%
|
14.80%
|
|
Fixed Income
|
Fidelity Variable Insurance Products Fund - VIP High Income
Portfolio: Initial Class
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2016
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
Sub-Advisor: FMR Investment Management (UK) Limited, Fidelity
Management & Research (Hong Kong) Limited and Fidelity Management
& Research (Japan) Limited
|
0.77%
|
10.48%
|
3.87%
|
3.40%
|
|
Fixed Income
|
Fidelity Variable Insurance Products Fund - VIP Investment Grade
Bond Portfolio: Service Class
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
Investment Sub-Advisor: FMR Investment Management (UK) Limited,
Fidelity Management & Research (Hong Kong) Limited and Fidelity
Management & Research (Japan) Limited
|
0.48%
|
6.12%
|
1.87%
|
2.24%
|
|
Equity
|
Fidelity Variable Insurance Products Fund - VIP Mid Cap Portfolio:
Service Class
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2017
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
Sub-Advisor: FMR Investment Management (UK) Limited, Fidelity
Management & Research (Hong Kong) Limited and Fidelity Management
& Research (Japan) Limited
|
0.67%
|
15.00%
|
12.34%
|
8.02%
|
|
Equity
|
Fidelity Variable Insurance Products Fund - VIP Overseas Portfolio:
Initial Class
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
Investment Sub-Advisor: FMR Investment Management (UK) Limited,
Fidelity Management & Research (Hong Kong) Limited, Fidelity
Management & Research (Japan) Limited, FIL Investment Advisors, FIL
Investment Advisors (UK) Limited and FIL Investments (Japan) Limited
|
0.73%
|
20.51%
|
9.98%
|
4.91%
|
|
Equity
|
Fidelity Variable Insurance Products Fund - VIP Real Estate Portfolio:
Service Class 2
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2023
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
Sub-Advisor: FMR Investment Management (UK) Limited, Fidelity
Management & Research (Hong Kong) Limited and Fidelity Management
& Research (Japan) Limited
|
0.85%
|
10.89%
|
4.96%
|
5.77%
|
|
Equity
|
Fidelity Variable Insurance Products Fund - VIP Value Strategies
Portfolio: Service Class 2
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
Investment Sub-Advisor: FMR Investment Management (UK) Limited,
Fidelity Management & Research (Hong Kong) Limited and Fidelity
Management & Research (Japan) Limited
|
0.85%
|
20.61%
|
16.63%
|
9.10%
|
11
|
Type
|
Underlying Mutual Fund and Adviser/Subadviser
|
Current
Expenses
|
Average Annual Total
Returns
(as of 12/31/2023)
|
||
|
1 year
|
5 year
|
10 year
|
|||
|
Equity
|
Fidelity Variable Insurance Products Fund - VIP Value Strategies
Portfolio: Service Class
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2006
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
Sub-Advisor: FMR Investment Management (UK) Limited, Fidelity
Management & Research (Hong Kong) Limited and Fidelity Management
& Research (Japan) Limited
|
0.70%
|
20.77%
|
16.80%
|
9.26%
|
|
Allocation
|
Franklin Templeton Variable Insurance Products Trust - Franklin
Allocation VIP Fund: Class 2
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2021
Investment Advisor: Franklin Advisers, Inc.
Sub-Advisor: Brandywine Global Investment Management, LLC
(Brandywine); ClearBridge Investments, LLC (ClearBridge); Franklin
Templeton Institutional, LLC (FT Institutional); Templeton Global Advisors
Limited (Global Advisors)
|
0.82%*
|
14.61%
|
7.57%
|
4.75%
|
|
Allocation
|
Franklin Templeton Variable Insurance Products Trust - Franklin
Income VIP Fund: Class 2
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2022
Investment Advisor: Franklin Advisers, Inc.
|
0.71%*
|
8.62%
|
6.98%
|
5.01%
|
|
Equity
|
Franklin Templeton Variable Insurance Products Trust - Franklin
Small Cap Value VIP Fund: Class 2
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2013
Investment Advisor: Franklin Mutual Advisers, LLC
|
0.91%*
|
12.75%
|
11.06%
|
7.04%
|
|
Equity
|
Franklin Templeton Variable Insurance Products Trust - Templeton
Developing Markets VIP Fund: Class 2
This underlying mutual fund is only available in contracts for which good
order applications were received before April 30, 2014
Investment Advisor: Templeton Asset Management, Ltd.
Sub-Advisor: Franklin Templeton Investment Management Limited
(FTIML)
|
1.35%*
|
12.62%
|
4.22%
|
2.32%
|
|
Equity
|
Franklin Templeton Variable Insurance Products Trust - Templeton
Foreign VIP Fund: Class 2
This underlying mutual fund is only available in contracts for which good
order applications were received before April 30, 2014
Investment Advisor: Templeton Investment Counsel, LLC
|
1.07%*
|
20.76%
|
5.27%
|
1.28%
|
|
Fixed Income
|
Franklin Templeton Variable Insurance Products Trust - Templeton
Global Bond VIP Fund: Class 2
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2019
Investment Advisor: Franklin Advisers, Inc.
|
0.75%*
|
2.88%
|
-2.13%
|
-0.66%
|
|
Alternative
|
Goldman Sachs Variable Insurance Trust - Goldman Sachs Multi-
Strategy Alternatives Portfolio: Service Shares
Investment Advisor: Goldman Sachs Asset Management, L.P.
|
1.21%*
|
7.77%
|
4.16%
|
|
|
Allocation
|
Goldman Sachs Variable Insurance Trust - Goldman Sachs Trend
Driven Allocation Fund: Service Shares
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2018
Investment Advisor: Goldman Sachs Asset Management, L.P.
|
0.97%*
|
15.57%
|
4.81%
|
3.41%
|
|
Fixed Income
|
Invesco - Invesco V.I. Core Plus Bond Fund: Series I Shares
This underlying mutual fund is only available in contracts for which good
order applications were received before April 29, 2022
Investment Advisor: Invesco Advisers, Inc.
|
0.61%*
|
6.14%
|
1.89%
|
2.73%
|
12
|
Type
|
Underlying Mutual Fund and Adviser/Subadviser
|
Current
Expenses
|
Average Annual Total
Returns
(as of 12/31/2023)
|
||
|
1 year
|
5 year
|
10 year
|
|||
|
Equity
|
Invesco - Invesco V.I. Discovery Mid Cap Growth Fund: Series I
Investment Advisor: Invesco Advisers, Inc.
|
0.87%
|
13.15%
|
12.77%
|
9.79%
|
|
Equity
|
Invesco - Invesco V.I. Discovery Mid Cap Growth Fund: Series II
This underlying mutual fund is only available in contracts for which good
order applications were received before April 30, 2020
Investment Advisor: Invesco Advisers, Inc.
|
1.12%
|
12.85%
|
12.47%
|
9.51%
|
|
Allocation
|
Invesco - Invesco V.I. Equity and Income Fund: Series I Shares
This underlying mutual fund is only available in contracts for which good
order applications were received before April 26, 2024
Investment Advisor: Invesco Advisers, Inc.
|
0.57%
|
10.56%
|
9.93%
|
7.06%
|
|
Equity
|
Invesco - Invesco V.I. Global Fund: Series I
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2023
Investment Advisor: Invesco Advisers, Inc.
|
0.82%
|
34.73%
|
12.30%
|
8.47%
|
|
Fixed Income
|
Invesco - Invesco V.I. Global Strategic Income Fund: Series I
Investment Advisor: Invesco Advisers, Inc.
|
0.92%*
|
8.88%
|
1.30%
|
1.50%
|
|
Equity
|
Invesco - Invesco V.I. Main Street Mid Cap Fund: Series II Shares
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2015
Investment Advisor: Invesco Advisers, Inc.
|
1.19%
|
14.14%
|
10.32%
|
6.45%
|
|
Equity
|
Invesco - Invesco V.I. Main Street Small Cap Fund: Series I
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2023
Investment Advisor: Invesco Advisers, Inc.
|
0.88%
|
18.13%
|
13.07%
|
8.93%
|
|
Equity
|
Invesco Oppenheimer V.I. International Growth Fund: Series II
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2023
Investment Advisor: Invesco Advisers, Inc.
|
1.25%*
|
20.64%
|
8.43%
|
3.57%
|
|
Allocation
|
Ivy Variable Insurance Portfolios - Macquarie VIP Asset Strategy
Series: Service Class (formerly, Ivy Variable Insurance Portfolios -
Delaware Ivy Asset Strategy: Class II)
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2017
Investment Advisor: Delaware Management Company, a series of
Macquarie Investment Management Business Trust (a Delaware statutory
trust)
Sub-Advisor: Macquarie Investment Management Global
Limited;Macquarie Investment Management Austria Kapitalanlage
AG;Macquarie Investment Management Europe Limited
|
0.85%*
|
13.90%
|
8.27%
|
3.48%
|
|
Fixed Income
|
Ivy Variable Insurance Portfolios - Macquarie VIP High Income
Series: Service Class (formerly, Ivy Variable Insurance Portfolios -
Delaware Ivy High Income: Class II)
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2017
Investment Advisor: Delaware Management Company, a series of
Macquarie Investment Management Business Trust (a Delaware statutory
trust)
Sub-Advisor: Macquarie Investment Management Global
Limited;Macquarie Investment Management Austria Kapitalanlage
AG;Macquarie Investment Management Europe Limited
|
0.96%
|
11.95%
|
4.46%
|
3.70%
|
|
Equity
|
Ivy Variable Insurance Portfolios - Macquarie VIP Mid Cap Growth
Series: Service Class (formerly, Ivy Variable Insurance Portfolios -
Delaware Ivy Mid Cap Growth: Class II)
Investment Advisor: Delaware Management Company, a series of
Macquarie Investment Management Business Trust (a Delaware statutory
trust)
Investment Sub-Advisor: Macquarie Investment Management Global
Limited
|
1.10%*
|
19.59%
|
14.63%
|
10.47%
|
13
|
Type
|
Underlying Mutual Fund and Adviser/Subadviser
|
Current
Expenses
|
Average Annual Total
Returns
(as of 12/31/2023)
|
||
|
1 year
|
5 year
|
10 year
|
|||
|
Allocation
|
Janus Aspen Series - Janus Henderson Balanced Portfolio: Service
Shares
Investment Advisor: Janus Henderson Investors US LLC
|
0.87%
|
15.13%
|
9.37%
|
7.73%
|
|
Equity
|
Janus Aspen Series - Janus Henderson Enterprise Portfolio: Service
Shares
Investment Advisor: Janus Henderson Investors US LLC
|
0.97%
|
17.78%
|
13.14%
|
11.82%
|
|
Fixed Income
|
Janus Aspen Series - Janus Henderson Flexible Bond Portfolio:
Service Shares
Investment Advisor: Janus Henderson Investors US LLC
|
0.82%*
|
5.29%
|
1.55%
|
1.66%
|
|
Equity
|
Janus Aspen Series - Janus Henderson Forty Portfolio: Service
Shares
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2014
Investment Advisor: Janus Henderson Investors US LLC
|
0.80%
|
39.65%
|
16.64%
|
13.45%
|
|
Equity
|
Janus Aspen Series - Janus Henderson Global Research Portfolio:
Service Shares
Investment Advisor: Janus Henderson Investors US LLC
|
0.86%
|
26.47%
|
13.05%
|
8.74%
|
|
Equity
|
Janus Aspen Series - Janus Henderson Global Sustainable Equity
Portfolio: Institutional Shares
Investment Advisor: Janus Henderson Investors US LLC
|
0.87%*
|
23.32%
|
||
|
Equity
|
Janus Aspen Series - Janus Henderson Global Technology and
Innovation Portfolio: Service Shares
Investment Advisor: Janus Henderson Investors US LLC
|
0.97%
|
54.27%
|
20.05%
|
16.86%
|
|
Equity
|
Janus Aspen Series - Janus Henderson Overseas Portfolio: Service
Shares
Investment Advisor: Janus Henderson Investors US LLC
|
1.14%
|
10.58%
|
10.92%
|
3.38%
|
|
Equity
|
Lazard Retirement Series, Inc. - Lazard Retirement Emerging Markets
Equity Portfolio: Service Shares
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2021
Investment Advisor: Lazard Asset Management LLC
|
1.42%
|
22.27%
|
5.01%
|
2.04%
|
|
Equity
|
Legg Mason Partners Variable Equity Trust - ClearBridge Variable
Small Cap Growth Portfolio: Class II
Investment Advisor: Franklin Templeton Fund Advisor, LLC
Investment Sub-Advisor: ClearBridge Investments, LLC
|
1.05%
|
8.12%
|
9.29%
|
7.62%
|
|
Allocation
|
Lincoln Variable Insurance Products Trust - LVIP American Century
Balanced Fund: Standard Class II
This underlying mutual fund is only available in contracts for which good
order applications were received before April 26, 2024
Investment Advisor: Lincoln Financial Investments Corporation
Sub-Advisor: American Century Investment Management, Inc.
|
0.77%*
|
16.41%
|
8.50%
|
6.55%
|
|
Equity
|
Lincoln Variable Insurance Products Trust - LVIP American Century
Disciplined Core Value Fund: Standard Class II
This underlying mutual fund is only available in contracts for which good
order applications were received before April 26, 2024
Investment Advisor: Lincoln Financial Investments Corporation
Sub-Advisor: American Century Investment Management, Inc.
|
0.71%*
|
8.65%
|
10.19%
|
8.19%
|
|
Fixed Income
|
Lincoln Variable Insurance Products Trust - LVIP American Century
Inflation Protection Fund: Service Class
This underlying mutual fund is only available in contracts for which good
order applications were received before April 26, 2024
Investment Advisor: Lincoln Financial Investments Corporation
Sub-Advisor: American Century Investment Management, Inc.
|
0.77%*
|
3.40%
|
2.65%
|
1.90%
|
14
|
Type
|
Underlying Mutual Fund and Adviser/Subadviser
|
Current
Expenses
|
Average Annual Total
Returns
(as of 12/31/2023)
|
||
|
1 year
|
5 year
|
10 year
|
|||
|
Equity
|
Lincoln Variable Insurance Products Trust - LVIP American Century
Mid Cap Value Fund: Standard Class II
This underlying mutual fund is only available in contracts for which good
order applications were received before April 26, 2024
Investment Advisor: Lincoln Financial Investments Corporation
Sub-Advisor: American Century Investment Management, Inc.
|
0.86%*
|
6.13%
|
11.05%
|
8.77%
|
|
Equity
|
Lincoln Variable Insurance Products Trust - LVIP American Century
Value Fund: Service Class
This underlying mutual fund is only available in contracts for which good
order applications were received before April 26, 2024
Investment Advisor: Lincoln Financial Investments Corporation
Sub-Advisor: American Century Investment Management, Inc.
|
0.86%*
|
9.02%
|
11.71%
|
8.36%
|
|
Equity
|
Lincoln Variable Insurance Products Trust - LVIP JPMorgan Mid Cap
Value Fund: Standard Class
This underlying mutual fund is only available in contracts for which good
order applications were received before April 28, 2023
Investment Advisor: Lincoln Financial Investments Corporation
Sub-Advisor: J.P. Morgan Investment Management Inc.
|
0.72%
|
10.91%
|
10.98%
|
8.05%
|
|
Fixed Income
|
Lord Abbett Series Fund, Inc. - Total Return Portfolio: Class VC
Investment Advisor: Lord, Abbett & Co. LLC
|
0.71%
|
6.34%
|
1.21%
|
1.83%
|
|
Equity
|
MFS® Variable Insurance Trust - MFS New Discovery Series: Service
Class
Investment Advisor: Massachusetts Financial Services Company
|
1.12%*
|
14.25%
|
10.81%
|
7.41%
|
|
Equity
|
MFS® Variable Insurance Trust - MFS Value Series: Service Class
Investment Advisor: Massachusetts Financial Services Company
|
0.94%*
|
7.63%
|
11.07%
|
8.25%
|
|
Equity
|
MFS® Variable Insurance Trust II - MFS International Growth
Portfolio: Service Class
Investment Advisor: Massachusetts Financial Services Company
|
1.13%*
|
14.39%
|
9.20%
|
6.09%
|
|
Equity
|
MFS® Variable Insurance Trust II - MFS International Intrinsic Value
Portfolio: Service Class
Investment Advisor: Massachusetts Financial Services Company
|
1.14%*
|
17.37%
|
8.31%
|
6.66%
|
|
Equity
|
MFS® Variable Insurance Trust II - MFS Research International
Portfolio: Service Class
Investment Advisor: Massachusetts Financial Services Company
|
1.14%*
|
12.83%
|
8.23%
|
3.89%
|
|
Fixed Income
|
MFS® Variable Insurance Trust III - MFS Limited Maturity Portfolio:
Service Class
Investment Advisor: Massachusetts Financial Services Company
|
0.70%*
|
5.77%
|
2.01%
|
1.47%
|
|
Equity
|
MFS® Variable Insurance Trust III - MFS Mid Cap Value Portfolio:
Service Class
Investment Advisor: Massachusetts Financial Services Company
|
1.04%*
|
12.39%
|
12.60%
|
8.46%
|
|
Fixed Income
|
Morgan Stanley Variable Insurance Fund, Inc. - Emerging Markets
Debt Portfolio: Class I
This underlying mutual fund is no longer available to receive transfers or
new purchase payments effective May 1, 2004
Investment Advisor: Morgan Stanley Investment Management Inc.
Sub-Advisor: Morgan Stanley Investment Management Limited
|
1.10%*
|
11.84%
|
1.43%
|
2.12%
|
|
Equity
|
Morgan Stanley Variable Insurance Fund, Inc. - Global Infrastructure
Portfolio: Class II
Investment Advisor: Morgan Stanley Investment Management Inc.
|
1.12%*
|
4.27%
|
6.55%
|
4.98%
|
|
Equity
|
Morgan Stanley Variable Insurance Fund, Inc. - Growth Portfolio:
Class II
Investment Advisor: Morgan Stanley Investment Management Inc.
|
0.82%*
|
48.32%
|
10.95%
|
11.62%
|
15
|
Type
|
Underlying Mutual Fund and Adviser/Subadviser
|
Current
Expenses
|
Average Annual Total
Returns
(as of 12/31/2023)
|
||
|
1 year
|
5 year
|
10 year
|
|||
|
Equity
|
Nationwide Variable Insurance Trust - NVIT Allspring Discovery
Fund: Class I
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2023
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: Allspring Global Investments, LLC
|
0.83%*
|
20.58%
|
9.62%
|
7.61%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT American Funds Asset
Allocation Fund: Class II
Investment Advisor: Capital Research and Management Company,
Nationwide Fund Advisors
|
0.93%*
|
13.84%
|
8.79%
|
6.84%
|
|
Fixed Income
|
Nationwide Variable Insurance Trust - NVIT American Funds Bond
Fund: Class II
Investment Advisor: Capital Research and Management Company,
Nationwide Fund Advisors
|
0.87%*
|
4.50%
|
1.49%
|
1.69%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT American Funds Global
Growth Fund: Class II
Investment Advisor: Capital Research and Management Company,
Nationwide Fund Advisors
|
1.06%*
|
22.14%
|
13.21%
|
9.14%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT American Funds Growth
Fund: Class II
Investment Advisor: Capital Research and Management Company,
Nationwide Fund Advisors
|
0.98%*
|
37.95%
|
18.22%
|
13.91%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT American Funds Growth-
Income Fund: Class II
Investment Advisor: Capital Research and Management Company,
Nationwide Fund Advisors
|
0.91%*
|
25.68%
|
12.93%
|
10.49%
|
|
Fixed Income
|
Nationwide Variable Insurance Trust - NVIT Amundi Multi Sector
Bond Fund: Class I
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Amundi Asset Management, US
|
0.80%
|
8.70%
|
4.89%
|
3.75%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT AQR Large Cap
Defensive Style Fund: Class I
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: AQR Capital Management, LLC
|
0.78%
|
8.27%
|
11.51%
|
10.11%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT BlackRock Equity
Dividend Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: BlackRock Investment Management, LLC
|
1.05%*
|
11.77%
|
11.00%
|
8.19%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT BlackRock Managed
Global Allocation Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: BlackRock Investment Management, LLC and
Nationwide Asset Management, LLC
|
1.14%*
|
11.81%
|
5.54%
|
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Blueprint(SM)
Aggressive Fund: Class II
Investment Advisor: Nationwide Fund Advisors
|
1.09%*
|
19.54%
|
11.17%
|
7.29%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Blueprint(SM) Balanced
Fund: Class II
Investment Advisor: Nationwide Fund Advisors
|
0.95%*
|
13.32%
|
6.70%
|
4.75%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Blueprint(SM) Capital
Appreciation Fund: Class II
Investment Advisor: Nationwide Fund Advisors
|
1.00%*
|
16.28%
|
8.91%
|
6.10%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Blueprint(SM)
Conservative Fund: Class II
Investment Advisor: Nationwide Fund Advisors
|
0.86%*
|
8.83%
|
3.53%
|
2.83%
|
16
|
Type
|
Underlying Mutual Fund and Adviser/Subadviser
|
Current
Expenses
|
Average Annual Total
Returns
(as of 12/31/2023)
|
||
|
1 year
|
5 year
|
10 year
|
|||
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Blueprint(SM) Managed
Growth & Income Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Nationwide Asset Management, LLC
|
1.02%*
|
12.49%
|
5.00%
|
3.47%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Blueprint(SM) Managed
Growth Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Nationwide Asset Management, LLC
|
1.01%*
|
12.42%
|
6.39%
|
4.29%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Blueprint(SM) Moderate
Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Nationwide Asset Management, LLC
|
0.97%*
|
14.92%
|
7.93%
|
5.53%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Blueprint(SM) Moderately
Aggressive Fund: Class II
Investment Advisor: Nationwide Fund Advisors
|
1.04%*
|
17.90%
|
10.14%
|
6.74%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Blueprint(SM) Moderately
Conservative Fund: Class II
Investment Advisor: Nationwide Fund Advisors
|
0.91%*
|
11.70%
|
5.70%
|
4.19%
|
|
Fixed Income
|
Nationwide Variable Insurance Trust - NVIT BNY Mellon Core Plus
Bond Fund: Class P
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Insight North America LLC
|
0.73%*
|
7.36%
|
1.98%
|
2.04%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT BNY Mellon Dynamic
U.S. Core Fund: Class I
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Newton Investment Management Limited
|
0.62%*
|
23.88%
|
15.51%
|
11.84%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT BNY Mellon Dynamic
U.S. Equity Income: Class I
This underlying mutual fund is only available in contracts for which good
order applications were received before September 11, 2020
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: Newton Investment Management Limited
|
0.88%
|
8.84%
|
13.28%
|
9.13%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT BNY Mellon Dynamic
U.S. Equity Income: Class X
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Newton Investment Management Limited
|
0.75%
|
9.00%
|
13.37%
|
9.18%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT BNY Mellon Dynamic
U.S. Equity Income: Class Z
This underlying mutual fund is no longer available to receive transfers or
new purchase payments effective September 11, 2020
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: Newton Investment Management Limited
|
1.00%
|
8.78%
|
13.08%
|
8.90%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT Calvert Equity Fund:
Class I
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Atlanta Capital Management Company, LLC
|
0.78%*
|
20.59%
|
10.98%
|
8.61%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT Columbia Overseas
Value Fund: Class I
This underlying mutual fund is no longer available to receive transfers or
new purchase payments effective October 16, 2020
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: Columbia Management Investment Advisers, LLC
|
1.02%
|
15.56%
|
7.25%
|
2.74%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT Columbia Overseas
Value Fund: Class X
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Columbia Management Investment Advisers,
LLC
|
0.88%
|
15.67%
|
7.33%
|
2.78%
|
17
|
Type
|
Underlying Mutual Fund and Adviser/Subadviser
|
Current
Expenses
|
Average Annual Total
Returns
(as of 12/31/2023)
|
||
|
1 year
|
5 year
|
10 year
|
|||
|
Fixed Income
|
Nationwide Variable Insurance Trust - NVIT Core Bond Fund: Class I
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2023
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: Nationwide Asset Management, LLC
|
0.59%
|
5.19%
|
0.70%
|
1.69%
|
|
Fixed Income
|
Nationwide Variable Insurance Trust - NVIT DoubleLine Total Return
Tactical Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: DoubleLine Capital LP
|
0.99%*
|
5.66%
|
0.19%
|
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT Emerging Markets Fund:
Class I
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2024
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: NS Partners Ltd
|
1.10%*
|
4.16%
|
0.25%
|
0.12%
|
|
Fixed Income
|
Nationwide Variable Insurance Trust - NVIT Federated High Income
Bond Fund: Class I
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Federated Investment Management Company
|
0.91%*
|
13.13%
|
4.93%
|
4.15%
|
|
Fixed Income
|
Nationwide Variable Insurance Trust - NVIT Government Bond Fund:
Class I
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2022
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: Nationwide Asset Management, LLC
|
0.69%*
|
4.70%
|
0.21%
|
0.82%
|
|
Fixed Income
|
Nationwide Variable Insurance Trust - NVIT Government Money
Market Fund: Class I
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Federated Investment Management Company
|
0.47%
|
4.75%
|
1.60%
|
0.98%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT International Equity
Fund: Class I
This underlying mutual fund is no longer available to receive transfers or
new purchase payments effective May 1, 2023
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: Lazard Asset Management LLC
|
0.98%*
|
21.70%
|
8.65%
|
4.85%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT International Equity
Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Lazard Asset Management LLC
|
1.23%*
|
21.46%
|
8.40%
|
4.59%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT International Index Fund:
Class VIII
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: BlackRock Investment Management, LLC
|
0.81%*
|
17.22%
|
7.48%
|
3.61%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT Invesco Small Cap
Growth Fund: Class I
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Invesco Advisers, Inc.
|
1.09%
|
17.47%
|
11.52%
|
8.33%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Investor Destinations
Aggressive Fund: Class II
Investment Advisor: Nationwide Fund Advisors
|
0.91%
|
19.38%
|
9.32%
|
6.73%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Investor Destinations
Balanced Fund: Class II
Investment Advisor: Nationwide Fund Advisors
|
0.86%
|
13.04%
|
5.59%
|
4.41%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Investor Destinations
Capital Appreciation Fund: Class II
Investment Advisor: Nationwide Fund Advisors
|
0.87%
|
16.38%
|
7.57%
|
5.72%
|
18
|
Type
|
Underlying Mutual Fund and Adviser/Subadviser
|
Current
Expenses
|
Average Annual Total
Returns
(as of 12/31/2023)
|
||
|
1 year
|
5 year
|
10 year
|
|||
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Investor Destinations
Conservative Fund: Class II
Investment Advisor: Nationwide Fund Advisors
|
0.86%
|
8.03%
|
2.64%
|
2.53%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Investor Destinations
Managed Growth & Income Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Nationwide Asset Management, LLC
|
0.84%*
|
12.13%
|
4.11%
|
3.27%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Investor Destinations
Managed Growth Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Nationwide Asset Management, LLC
|
0.85%*
|
12.96%
|
5.64%
|
4.21%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Investor Destinations
Moderate Fund: Class II
Investment Advisor: Nationwide Fund Advisors
|
0.86%
|
14.72%
|
6.53%
|
5.08%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Investor Destinations
Moderately Aggressive Fund: Class II
Investment Advisor: Nationwide Fund Advisors
|
0.88%
|
17.93%
|
8.43%
|
6.19%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Investor Destinations
Moderately Conservative Fund: Class II
Investment Advisor: Nationwide Fund Advisors
|
0.85%
|
11.25%
|
4.60%
|
3.83%
|
|
Fixed Income
|
Nationwide Variable Insurance Trust - NVIT iShares® Fixed Income
ETF Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: BlackRock Investment Management, LLC
|
0.72%*
|
5.22%
|
||
|
Equity
|
Nationwide Variable Insurance Trust - NVIT iShares® Global Equity
ETF Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: BlackRock Investment Management, LLC
|
0.73%*
|
20.48%
|
||
|
Equity
|
Nationwide Variable Insurance Trust - NVIT Jacobs Levy Large Cap
Core Fund: Class I
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2013
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: Jacobs Levy Equity Management, Inc.
|
0.79%*
|
23.39%
|
13.50%
|
10.37%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT Jacobs Levy Large Cap
Core Fund: Class II
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2023
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: Jacobs Levy Equity Management, Inc.
|
0.89%*
|
23.20%
|
13.40%
|
10.26%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT Jacobs Levy Large Cap
Growth Fund: Class I
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Jacobs Levy Equity Management, Inc.
|
0.70%*
|
35.36%
|
23.08%
|
15.33%
|
|
Fixed Income
|
Nationwide Variable Insurance Trust - NVIT Loomis Short Term Bond
Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Loomis, Sayles & Company, L.P.
|
0.80%
|
5.69%
|
1.19%
|
1.10%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Managed American
Funds Asset Allocation Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Nationwide Asset Management, LLC
|
0.97%
|
17.22%
|
7.60%
|
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT Managed American
Funds Growth-Income Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Nationwide Asset Management, LLC
|
0.96%
|
24.31%
|
10.94%
|
19
|
Type
|
Underlying Mutual Fund and Adviser/Subadviser
|
Current
Expenses
|
Average Annual Total
Returns
(as of 12/31/2023)
|
||
|
1 year
|
5 year
|
10 year
|
|||
|
Equity
|
Nationwide Variable Insurance Trust - NVIT Mid Cap Index Fund:
Class I
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: BlackRock Investment Management, LLC
|
0.41%
|
16.06%
|
12.16%
|
8.86%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT Multi-Manager Small Cap
Value Fund: Class I
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Jacobs Levy Equity Management, Inc. and WCM
Investment Management, LLC
|
1.06%*
|
17.45%
|
11.06%
|
6.84%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT Multi-Manager Small
Company Fund: Class I
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Jacobs Levy Equity Management, Inc. and
Invesco Advisers, Inc.
|
1.05%*
|
13.99%
|
13.31%
|
8.47%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT NS Partners International
Focused Growth Fund: Class I
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: NS Partners Ltd
|
0.98%*
|
15.67%
|
7.39%
|
3.76%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT Real Estate Fund: Class I
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Wellington Management Company LLP
|
0.92%*
|
12.88%
|
7.92%
|
6.97%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT S&P 500® Index Fund:
Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: BlackRock Investment Management, LLC
|
0.50%*
|
25.80%
|
15.14%
|
11.49%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT Small Cap Index Fund:
Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: BlackRock Investment Management, LLC
|
0.60%*
|
16.35%
|
9.45%
|
6.69%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT Victory Mid Cap Value
Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Victory Capital Management Inc.
|
1.02%*
|
8.63%
|
9.93%
|
7.81%
|
|
Equity
|
Neuberger Berman Advisers Management Trust - Mid-Cap Growth
Portfolio: Class S Shares
This underlying mutual fund is only available in contracts for which good
order applications were received before November 6, 2015
Investment Advisor: Neuberger Berman Investment Advisers LLC
|
1.11%*
|
17.96%
|
11.86%
|
8.69%
|
|
Fixed Income
|
Neuberger Berman Advisers Management Trust - Short Duration
Bond Portfolio: Class I Shares
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2012
Investment Advisor: Neuberger Berman Investment Advisers LLC
|
0.86%
|
5.90%
|
1.65%
|
1.21%
|
|
Equity
|
Neuberger Berman Advisers Management Trust - Sustainable Equity
Portfolio: Class I Shares
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2008
Investment Advisor: Neuberger Berman Investment Advisers LLC
|
0.90%
|
26.90%
|
13.97%
|
9.99%
|
|
Allocation
|
PIMCO Variable Insurance Trust - All Asset Portfolio: Advisor Class
Investment Advisor: PIMCO
Investment Sub-Advisor: Research Affiliates, LLC
|
2.29%*
|
8.02%
|
5.90%
|
3.93%
|
|
Fixed Income
|
PIMCO Variable Insurance Trust - Emerging Markets Bond Portfolio:
Advisor Class
Investment Advisor: PIMCO
|
1.37%
|
11.00%
|
2.14%
|
2.68%
|
|
Fixed Income
|
PIMCO Variable Insurance Trust - Income Portfolio: Advisor Class
Investment Advisor: PIMCO
|
1.13%
|
8.14%
|
3.22%
|
20
|
Type
|
Underlying Mutual Fund and Adviser/Subadviser
|
Current
Expenses
|
Average Annual Total
Returns
(as of 12/31/2023)
|
||
|
1 year
|
5 year
|
10 year
|
|||
|
Fixed Income
|
PIMCO Variable Insurance Trust - International Bond Portfolio (U.S.
Dollar-Hedged): Advisor Class
Investment Advisor: PIMCO
|
1.28%*
|
8.89%
|
1.54%
|
2.95%
|
|
Fixed Income
|
PIMCO Variable Insurance Trust - International Bond Portfolio
(Unhedged): Advisor Class
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2024
Investment Advisor: PIMCO
|
1.38%*
|
6.11%
|
-1.26%
|
-0.46%
|
|
Fixed Income
|
PIMCO Variable Insurance Trust - Low Duration Portfolio: Advisor
Class
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2024
Investment Advisor: PIMCO
|
0.79%
|
4.87%
|
0.88%
|
0.82%
|
|
Fixed Income
|
PIMCO Variable Insurance Trust - Real Return Portfolio: Advisor
Class
Investment Advisor: PIMCO
|
0.94%
|
3.57%
|
3.05%
|
2.15%
|
|
Fixed Income
|
PIMCO Variable Insurance Trust - Short-Term Portfolio: Advisor
Class
Investment Advisor: PIMCO
|
0.76%
|
5.80%
|
2.02%
|
1.77%
|
|
Equity
|
Pioneer Variable Contracts Trust - Pioneer Fund VCT Portfolio: Class
II
Investment Advisor: Amundi Asset Management US, Inc.
|
1.05%
|
28.58%
|
16.45%
|
11.94%
|
|
Allocation
|
Putnam Variable Trust - Putnam VT George Putnam Balanced Fund:
Class IB
Investment Advisor: Putnam Investment Management, LLC
|
0.92%
|
19.90%
|
10.43%
|
8.03%
|
|
Equity
|
Putnam Variable Trust - Putnam VT International Equity Fund: Class
IB
Investment Advisor: Putnam Investment Management, LLC
|
1.10%
|
18.51%
|
9.05%
|
3.70%
|
|
Equity
|
Putnam Variable Trust - Putnam VT International Value Fund: Class
IB
Investment Advisor: Putnam Investment Management, LLC
|
1.13%
|
18.68%
|
9.70%
|
3.88%
|
|
Equity
|
Putnam Variable Trust - Putnam VT Large Cap Value Fund: Class IB
Investment Advisor: Putnam Investment Management, LLC
|
0.82%
|
15.67%
|
14.50%
|
10.26%
|
|
Equity
|
Putnam Variable Trust - Putnam VT Sustainable Leaders Fund: Class
IB
Investment Advisor: Putnam Investment Management, LLC
|
0.90%
|
26.11%
|
16.09%
|
12.59%
|
|
Alternative
|
Rydex Variable Trust - Multi-Hedge Strategies Fund
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2019
Investment Advisor: Guggenheim Investments
|
1.75%*
|
4.37%
|
4.21%
|
2.52%
|
|
Equity
|
T. Rowe Price Equity Series, Inc. - T. Rowe Price Health Sciences
Portfolio: II
Investment Advisor: T. Rowe Price Associates, Inc.
|
1.11%
|
2.68%
|
10.96%
|
11.03%
|
|
Equity
|
T. Rowe Price Equity Series, Inc. - T. Rowe Price Mid-Cap Growth
Portfolio: II
Investment Advisor: T. Rowe Price Associates, Inc.
Investment Sub-Advisor: T. Rowe Price Investment Management, Inc.
|
1.09%*
|
19.63%
|
11.36%
|
10.22%
|
|
Fixed Income
|
VanEck VIP Trust - VanEck VIP Emerging Markets Bond Fund: Initial
Class
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2012
Investment Advisor: Van Eck Associates Corporation
|
1.10%*
|
11.40%
|
4.07%
|
1.97%
|
|
Equity
|
VanEck VIP Trust - VanEck VIP Emerging Markets Fund: Initial Class
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2012
Investment Advisor: Van Eck Associates Corporation
|
1.25%*
|
9.77%
|
2.29%
|
1.05%
|
21
|
Type
|
Underlying Mutual Fund and Adviser/Subadviser
|
Current
Expenses
|
Average Annual Total
Returns
(as of 12/31/2023)
|
||
|
1 year
|
5 year
|
10 year
|
|||
|
Equity
|
VanEck VIP Trust - VanEck VIP Global Resources Fund: Class S
Investment Advisor: Van Eck Associates Corporation
|
1.36%
|
-3.84%
|
10.34%
|
-1.26%
|
|
Equity
|
VanEck VIP Trust - VanEck VIP Global Resources Fund: Initial Class
This underlying mutual fund is no longer available to receive transfers or
new purchase payments effective May 1, 2012
Investment Advisor: Van Eck Associates Corporation
|
1.12%
|
-3.58%
|
10.61%
|
-1.01%
|
|
Equity
|
Virtus Variable Insurance Trust - Virtus Duff & Phelps Real Estate
Securities Series: Class A
Investment Advisor: Virtus Investment Advisers, Inc.
Investment Sub-Advisor: Duff & Phelps Investment Management Co., an
affiliate of VIA.
|
1.10%*
|
11.03%
|
8.55%
|
7.95%
|
*
This underlying mutual fund's current expenses reflect a temporary fee reduction.
22
Outside back cover page
This summary prospectus incorporates by reference the statutory prospectus and Statement of Additional Information, both dated May 1, 2024, as amended or supplemented. The statutory prospectus and Statement of Additional Information may be obtained, free of charge, at https://nationwide.onlineprospectus.net/NW/C000024495NW/index.php.
Reports and other information about the Variable Account are available on the SEC's website at http://www.sec.gov. Copies of this information may be obtained, upon payment of a duplicating fee, by electronic request at the following email address: [email protected].
SEC Contract Identifier: C000024495