Updating Summary Prospectus - Form 497VPU

Table of Contents

SPECIAL TERMS	3
UPDATED INFORMATION ABOUT THE CONTRACT	6
IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE CONTRACT	8
APPENDIX A - FUNDS AVAILABLE UNDER THE CONTRACT	12
APPENDIX B: LIST OF DESIGNATED INVESTMENT OPTIONS AND OTHER INVESTMENT RESTRICTIONS	18

SPECIAL TERMS

The following terms as used in this Initial Summary Prospectus have the indicated meanings:

ACCUMULATION PHASE:the period before the Income Phase while the Contract is in force.

ANNUAL WITHDRAWAL AMOUNT ("AWA"):Under the GLWB, the maximum amount that you may withdraw in a Contract Year without reducing the Withdrawal Benefit Base. The AWA can change from Contract Year to Contract Year, based on changes in the Withdrawal Benefit Base and the Lifetime Withdrawal Percentage.

BUSINESS DAY:Any day the New York Stock Exchange (NYSE) is open for trading and that is a day on which we process financial transactions and requests.

COMPANY ("we," "us," "our," "Delaware Life"):Delaware Life Insurance Company.

CONTRACT VALUE:the sum of the Variable Accumulation Value and the Fixed Accumulation Value.

CONTRACT YEAR:a period of 365 days (366 days if a leap year) first measured from the Issue Date.

DESIGNATED INVESTMENT OPTIONS:a subset of the Subaccounts to which you are allowed to allocate Purchase Payments and Contract Value if you elect an optional benefit except for the Income Boostsm GLWB.

FIXED ACCOUNT:a part of the Company's general account, consisting of all the Company's assets other than those allocated to the Company's separate accounts.

FIXED ACCUMULATION VALUE:for a Valuation Period, the sum of amounts in any Guarantee Period and in the Fixed Account for the Dollar Cost Averaging program, including interest earned thereon.

FUND:an open-end management investment company registered under the Investment Company Act of 1940 in which a Subaccount invests.

GLWB:Four optional living benefit riders, Delaware Life Income Boost SM ("Income Boost GLWB"), Delaware Life Income Control SM ("Income Control GLWB"), Flex Income Boost GLWB and Flex Income Control GLWB. GLWB generally is an abbreviation for "guaranteed living withdrawal benefit."

GLWB COVERED PERSON (JOINT GLWB COVERED PERSON):Under a GLWB, the natural person whose age is used to determine the Lifetime Withdrawal Percentage for purposes of calculating the AWA on the Income Start Date and on any subsequent Step-Up Date. If joint-life coverage is elected, the GLWB Covered Person is the younger spouse as recognized under federal tax laws and the older spouse is the Joint GLWB Covered Person.

GMAB BASE:under the Guaranteed Minimum Accumulation Benefit, the amount used to calculate the benefit and its additional fee.

GMPB BASE:under a Guaranteed Market Protection Benefit, the amount used to calculate the benefit and its additional fee.

GOOD ORDER:a complete instruction received by the Company, including Company and legally required information.

GUARANTEE PERIOD:a Fixed Account investment option for which a guaranteed interest rate is credited for a specified period.

HAV VALUE:under the Highest Anniversary Value Death Benefit, the amount used to calculate the death benefit and its additional fee.

INCOME PHASE:the period during which annuity payments are made.

INCOME START DATE:Under the GLWB, the date we receive your election to activate your right to withdraw the AWA.

ISSUE DATE:the date we apply your initial Purchase Payment and issue your Contract.

LIFETIME WITHDRAWAL PERCENTAGE:A percentage, based on the GLWB Covered Person's age on the Income Start Date and on any subsequent Step-Up Date, that is applied to the Withdrawal Benefit Base to determine the AWA. The current Lifetime Withdrawal Percentages will not change throughout the life of the Contract from the Lifetime Withdrawal Percentages disclosed in the Rate Sheet Supplement. The Lifetime Withdrawal Percentage is also known as the Lifetime Withdrawal Benefit.

MARKET VALUE ADJUSTMENT:Amounts withdrawn, transferred or surrendered from a multi-year Guarantee Period may be subject to an adjustment known as a Market Value Adjustment (MVA). The MVA may result in upward or downward adjustments to these amounts, subject to a floor for downward adjustments. Currently, we do not offer any multi-year Guarantee Periods. Single-year Guarantee Periods are not subject to MVAs.

MAXIMUM ANNUITY INCOME DATE:the first day of the month following the Contract Date Anniversary subsequent to the youngest Annuitant's 100th birthday, unless otherwise restricted, in the case of a Qualified Contract, by the particular retirement plan or by applicable law.

OWNER:the person(s) or entity entitled to the ownership rights in the Contract.

PURCHASE PAYMENT:an amount paid to the Company as consideration for the Contract.

RMD AMOUNT:the required minimum distribution amount, if any, that must be distributed with respect to the Contract Value of a Qualified Contract for the current calendar year.

ROP VALUE:under the Return of Premium Death Benefit, the amount used to calculate the death benefit and its additional fee.

SERVICE ADDRESS:by mail, Delaware Life Insurance Company, P.O. Box 80428, Indianapolis, IN 46280; by express mail, Delaware Life Insurance Company, 301 Pennsylvania Pkwy, Suite 100, Indianapolis, IN 46280; and by facsimile at (800) 883-9165; or such other address specified by written notice from us, to which all correspondence concerning your Contract should be sent.

STEP-UP:Under the GLWB, an increase that the Company applies to the Withdrawal Benefit Base.

STEP-UP DATE:Under the GLWB, the date when the Withdrawal Benefit Base is increased by a Step-Up.

SUBACCOUNT:one of the divisions of the Variable Account to which you may allocate Purchase Payments and Contract Value.

VALUATION PERIOD:the period of time beginning at the close of regular trading on the NYSE each Business Day and ending at the close of such trading on the next Business Day.

VARIABLE ACCOUNT:Delaware Life Variable Account F, which is a separate account of the Company consisting of Subaccounts.

VARIABLE ACCUMULATION VALUE:the sum of the values of the Variable Accumulation Units in the Subaccounts. A Variable Accumulation Unit is a unit of measure, for each Subaccount, used to calculate the Contract Value allocated to each Subaccount of the Variable Account during the Accumulation Phase.

WITHDRAWAL BENEFIT BASE:under a Guaranteed Lifetime Withdrawal Benefit, the amount used to calculate the benefit and its additional fee.

WITHDRAWAL CHARGE:the charge applied in the event that you make a partial withdrawal from, or full surrender of, your Contract during the period when the Withdrawal Charge applies.

UPDATED INFORMATION ABOUT THE CONTRACT

The information in this Updating Summary Prospectus is a summary of the Contract features that have changed since the prospectus dated May 1, 2023. This may not reflect all the changes that have occurred since you entered into your Contract.

Changes Affecting the Optional Benefit Riders and Fees

For applications signed and received In Good Order between November 20, 2023 and April 29, 2024:

GLWBLifetime Withdrawal Percentage (LW%)The Lifetime Withdrawal Percentage for the Income Boost GLWB and GLWB/GMPB Combo (with Income Boost GLWB)

Age on Your Income Start Date and any Subsequent Step- Up date*	Lifetime Withdrawal Percentage Single-Life Coverage	Lifetime Withdrawal Percentage Joint-Life Coverage
˂55	0.00%	0.00%
55-59	4.00%	3.50%
60-64	4.25%	3.75%
65-69	5.40%	4.90%
70-74	5.60%	5.10%
75-79	5.80%	5.30%
80-84	6.00%	5.50%
85+	6.00%	5.50%

The Lifetime Withdrawal Percentage for the Income Control GLWB and Flex Income Control GLWB

Age on Your Income Start Date and any Subsequent Step- Up date*	Lifetime Withdrawal Percentage Single-Life Coverage	Lifetime Withdrawal Percentage Joint-Life Coverage
˂55	0.00%	0.00%
55-59	4.25%	3.75%
60-64	4.80%	4.30%
65-69	6.00%	5.50%
70-74	6.35%	5.85%
75-79	6.60%	6.10%
80-84	6.75%	6.25%
85+	6.75%	6.25%

Bonus Rate

The Bonus Rate for the Income Boost GLWB, Flex Income Boost GLWB, Income Control GLWB, and Flex Income Control GLWB is 7.50%.

HAV Fee

The annual HAV Fee Rate is 0.25% (0.625% quarterly).

Changes Affecting the Funds

Liquidations

Morgan Stanley Variable Insurance Fund, Inc. Global Franchise Portfolio was liquidated on or about July 28, 2023.

Morgan Stanley Variable Insurance Fund, Inc. Core Plus Fixed Income Portfolio was liquidated on or about September 18, 2023. These Funds are no longer available as investment options in the Contract.

Subadviser

BlackRock International Limited was added as a Subadviser to the BlackRock Global Allocation V.I. Fund.

IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE CONTRACT

	FEES AND EXPENSES	Location In The Prospectus
Charges for Early Withdrawals	If you withdraw money from your Contract within 7 years following your last Purchase Payment, you will be assessed a Withdrawal Charge of up to 8.0% (as a percentage of Purchase Payments withdrawn), declining to 0% over that time period. For example if you make a withdrawal you could pay a Withdrawal Charge of up to $8,000 on a $100,000 investment.	Fee Table - Transaction Expenses Withdrawals, Surrenders, and Withdrawal Charges
Transaction Charges	In addition to charges for withdrawals, you may also be charged for other transactions. There may be taxes on Purchase Payments and charges for transfers between investment options. Currently, we do not charge for transfers. However, we reserve the right to charge $25 per transfer after the first 12 transfers per Contract Year.	Fee Table - Transaction Expenses Transfer Privilege Contract Charges
Ongoing Fees and Expenses (annual charges)	The table below describes the fees and expenses that you may pay each year, depending on the investment options and optional benefits you choose. Please refer to your Contract specifications page for information about the specific fees you will pay each year based on the investment options and optional benefits you have elected.	Fee Table - Annual Contract Expenses Contract Charges Benefits Available Under the Contract Appendix A: Funds Available Under the Contract
Annual Fee	Minimum	Maximum
Base contract:	1.20%1	1.20%1
Investment options (Fund fees and expenses)	0.59%2	3.17%2
Optional benefits available for an additional charge (for a single optional benefit, if elected)	0.20%3	4.00%4
1.As a percentage of average Variable Accumulation Value, plus an amount attributable to the Annual Contract Fee. 2.As a percentage of Fund net assets. 3.As a percentage of ROP Value for the Return of Premium death benefit rider. 4.As a percentage of Withdrawal Benefit Base plus a percentage of the GMPB Base for the GLWB/GMPB Combo rider, which is no longer available for sale. This represents the maximum fee for the rider. Because your Contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your Contract, the following table shows the lowest and highest cost you could pay each year, based on current charges. This estimate assumes that you do not take withdrawals from the Contract, which could add Withdrawal Charges that substantially increase costs.

APPENDIX A - FUNDS
AVAILABLE UNDER THE CONTRACT

The following is a list of Funds available under the Contract. More information about the Funds is available in the prospectuses for the Funds, which may be amended from time to time and can be found online at https://dfinview.com/DelawareLife/TAHD/246115208. You can also request this information at no cost at https://dfinreports.com/DelawareLife, by calling (800) 477-6545, Option 2, or by sending an email request to [email protected]. Depending on the optional benefits you choose, you may not be able to invest in certain Funds. See APPENDIX B - LIST OF DESIGNATED FUNDS AND OTHER INVESTMENT RESTRICTIONS.

The current expenses and performance information below reflects fees and expenses of the Funds, but does not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these other charges were included. A Fund's past performance is not necessarily an indication of future performance.

Type	Fund	Adviser/Subadviser	Current Expenses	Average Annual Total Returns (as of 12/31/23)
1 Year	5 Year	10 Year
Allocation - Moderate	AB Variable Products Series Fund, Inc. Balanced Hedged Allocation Portfolio2 Class B	AllianceBernstein, L.P.	0.98%1	12.66%	5.92%	5.04%
Equity - US Mid Cap	AB Variable Products Series Fund, Inc. Discovery Value Portfolio Class B	AllianceBernstein, L.P.	1.06%	16.86%	10.51%	7.29%
Equity - US Large Cap Growth	AB Variable Products Series Fund, Inc. Large Cap Growth Portfolio Class B	AllianceBernstein, L.P.	0.91%1	34.78%	17.56%	14.60%
Equity - US Large Cap Value	AB Variable Products Series Fund, Inc. Relative Value Portfolio Class B	AllianceBernstein, L.P.	0.86%1	11.72%	11.57%	9.05%
Equity - US Small Cap	AB Variable Products Series Fund, Inc. Small Cap Growth Portfolio Class B	AllianceBernstein, L.P.	1.15%1	17.72%	10.29%	8.26%
Allocation - Moderate	American Funds Insurance Series® American Funds® Global Balanced Fund Class 4	Capital Research and Management Company	1.02%1	13.45%	7.16%	5.20%
Allocation - Moderate	American Funds Insurance Series® Asset Allocation Fund Class 4	Capital Research and Management Company	0.80%	14.02%	8.92%	6.98%
Equity - Global Large Cap	American Funds Insurance Series® Global Growth Fund Class 4	Capital Research and Management Company	0.91%1	22.29%	13.36%	9.30%
Equity - US Large Cap Growth	American Funds Insurance Series® Growth Fund Class 4	Capital Research and Management Company	0.84%	38.13%	18.38%	14.07%
Equity - US Large Cap Blend	American Funds Insurance Series® Growth-Income Fund Class 4	Capital Research and Management Company	0.78%	25.82%	13.08%	10.63%
Equity - Global Large Cap	American Funds Insurance Series® International Fund Class 4	Capital Research and Management Company	1.03%	15.56%	4.58%	3.15%
Equity - Global Emerging Markets	American Funds Insurance Series® New World Fund® Class 4	Capital Research and Management Company	1.07%1	15.67%	8.37%	4.43%
Equity - US Large Cap Growth	BlackRock Variable Series Funds, Inc. BlackRock Capital Appreciation V.I. Fund Class III	BlackRock Advisors, LLC	1.04%1	48.59%	15.77%	12.56%

Type	Fund	Adviser/Subadviser	Current Expenses	Average Annual Total Returns (as of 12/31/23)
1 Year	5 Year	10 Year
Equity - US Large Cap Value	Putnam Variable Trust Putnam VT Large Cap Value Fund Class IB	Putnam Investment Management, LLC / Putnam Investments Limited	0.82%	15.67%	14.50%	10.26%
Equity - US Large Cap Blend	Putnam Variable Trust Putnam VT Research Fund Class IB	Putnam Investment Management, LLC / Putnam Investments Limited, The Putnam Advisory Company, LLC	0.99%	28.86%	16.15%	11.95%
Equity - US All Cap	Putnam Variable Trust Putnam VT Sustainable Future Fund Class IB	Putnam Investment Management, LLC / Putnam Investments Limited	1.07%1	28.52%	12.28%	8.44%
Equity - US All Cap	Putnam Variable Trust Putnam VT Sustainable Leaders Fund Class IB	Putnam Investment Management, LLC / Putnam Investments Limited	0.90%	26.11%	16.09%	12.59%
Equity - US Large Cap Growth	T. Rowe Price Equity Series, Inc. T. Rowe Price Blue Chip Growth Portfolio - II Class	T. Rowe Price Associates, Inc.	1.00%1	48.96%	13.22%	12.03%
Equity - US Large Cap Value	T. Rowe Price Equity Series, Inc. T. Rowe Price Equity Income Portfolio - II Class	T. Rowe Price Associates, Inc.	0.99%	9.31%	10.92%	7.57%
Equity - Healthcare Sector	T. Rowe Price Equity Series, Inc. T. Rowe Price Health Sciences Portfolio - II Class	T. Rowe Price Associates, Inc.	1.11%	2.68%	10.96%	11.03%
Equity - Global Emerging Markets	Franklin Templeton Variable Insurance Products Trust Templeton Developing Markets VIP Fund Class 4	Templeton Asset Management Ltd. / Franklin Templeton Investment Management Limited	1.45%1	12.54%	4.11%	2.22%
Allocation - Aggressive	Northern Lights Variable Trust TOPS® Aggressive Growth ETF Portfolio Investor Class	ValMark Advisers, Inc. / Milliman Financial Risk Management, LLC	0.79%	17.10%	10.27%	N/A
Allocation - Moderate	Northern Lights Variable Trust TOPS® Balanced ETF Portfolio Investor Class	ValMark Advisers, Inc. / Milliman Financial Risk Management, LLC	0.80%	11.17%	6.15%	N/A
Allocation - Cautious	Northern Lights Variable Trust TOPS® Conservative ETF Portfolio Investor Class	ValMark Advisers, Inc. / Milliman Financial Risk Management, LLC	0.81%	8.96%	4.57%	N/A
Allocation - Aggressive	Northern Lights Variable Trust TOPS® Growth ETF Portfolio Investor Class	ValMark Advisers, Inc. / Milliman Financial Risk Management, LLC	0.79%	15.81%	9.20%	N/A
Allocation - Moderate	Northern Lights Variable Trust TOPS® Moderate Growth ETF Portfolio Investor Class	ValMark Advisers, Inc. / Milliman Financial Risk Management, LLC	0.79%	13.21%	7.68%	N/A
Fixed Income - US	Legg Mason Partners Variable Income Trust Western Asset Core Plus VIT Portfolio Class II	Franklin Templeton Fund Adviser, LLC / Western Asset Management Company, LLC, Western Asset Management Company Limited, Western Asset Management Company Ltd, Western Asset Management Company Pte. Ltd.	0.76%1	6.44%	0.98%	N/A

APPENDIX B:
LIST OF DESIGNATED INVESTMENT OPTIONS AND OTHER INVESTMENT RESTRICTIONS

If you own any of the optional living benefit riders listed below including prior versions, your Contract is subject to investment restrictions that limit the investment options that are available to you:

If you violate the investment restrictions applicable to your benefit, your benefit will terminate automatically.

Investment Restrictions for Income Boost GLWB, Flex Income Boost GLWB, GMPB and GLWB/GMPB Combo

You may allocate your Purchase Payments and Contract Value to any

Fund under the Contract (i.e., you are not limited to the Designated Investment Options). However, you may not invest in the Fixed Account other than through the DCA Program.

Investment Restrictions - Income Control GLWB, Flex Income Control GLWB, Armor Seven GMAB, Armor Ten GMAB, and GLWB/GMPB Combo

If you own any of these optional living benefit riders, only the Funds that we have designated as "Designated Investment Options" are available for investment. Currently, the Designated Investment Options include the following Funds:

Cautious Allocation

Franklin Income VIP Fund

Invesco V.I. Conservative Balanced Fund

MFS® VIT II Global Tactical Allocation Portfolio

MFS® VIT III Conservative Allocation Portfolio

TOPS® Conservative ETF Portfolio

Moderate Allocation

AB Variable Products Series AB Balanced Hedged Allocation Portfolio

AFIS American Funds Insurance Series® Global Balanced Fund

AFIS American Funds Insurance Series® Asset Allocation Fund

BlackRock Global Allocation V.I. Fund

First Trust/Dow Jones Dividend & Income Allocation Portfolio

Invesco V.I. Equity and Income Fund

MFS® VIT III Moderate Allocation Portfolio

MFS® Total Return Series

Morgan Stanley Variable Insurance Fund, Inc. Global Strategist Portfolio

Putnam VT George Putnam Balanced Fund

Putnam VT Global Asset Allocation

BlackRock 60/40 Target Allocation ETF VI Fund

Columbia Variable Portfolio - Balanced Fund

Franklin Allocation VIP Fund

Franklin Multi-Asset Variable Conservative Growth

Janus Henderson VIT Balanced Portfolio

TOPS® Balanced ETF Portfolio

TOPS® Moderate Growth ETF Portfolio

The prospectus and statement of additional information (SAI), each dated April 30, 2024, include additional information. The prospectus and SAI are incorporated by reference into this Updating Summary Prospectus. You can request the prospectus and SAI, or other information at no cost, including any historical rates and fees, at http://dfinreports.com/delawarelife, by calling (800) 477-6545, Option 2, or by sending an email request to [email protected]. You can also access the prospectus, SAI and other information about the Contract online at https://dfinview.com/DelawareLife/TAHD/246115208.

Reports and other information about the Separate Account are available on the SEC's website at https://www.sec.gov/ and copies of this information may be obtained, upon payment of a duplicating fee, by electronic request at the following email address: [email protected].

EDGAR Contract Identifier No.: C000221210