04/24/2024 | Press release | Distributed by Public on 04/24/2024 06:49
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ProtectiveAccess® XL Variable Annuity
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Protective Life Insurance Company
Protective Variable Annuity Separate Account P.O. Box 10648 Birmingham, Alabama 35202-0648 Telephone: 1-800-456-6330 www.protective.com |
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SPECIAL TERMS
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3
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UPDATED INFORMATION ABOUT YOUR CONTRACT
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4
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IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE CONTRACT
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5
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FUND APPENDIX: FUNDS AVAILABLE UNDER THE CONTRACT
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FUND-1
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FEES AND EXPENSES
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Charges for Early Withdrawals
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| | The Contract does not include charges for early withdrawal. | |
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Transaction Charges
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You may also be assessed a fee for each transfer after the first 12 transfers in a Contract Year. Currently, we do not assess a charge for transfers.
Some states impose premium taxes at rates currently ranging up to 3.5%. If premium taxes apply to your Contract, we will deduct them from the Purchase Payment(s) when accepted or from the Contract Value upon a full or partial surrender, death or annuitization.
The SecurePay Medical Evaluation Fee is assessed for each Covered Person when there is Joint Coverage under the SecurePay ME feature. Currently, this charge is $150 for Single Coverage and $300 for Joint Coverage. State variations may apply. See "SecurePay ME: Increased AWA for Certain Medical Conditions, How to Apply for an Increased AWA" in the prospectus for more information.
For additional information about transaction charges, see "FEES AND EXPENSES - OWNER TRANSACTION EXPENSES" and "CHARGES AND DEDUCTIONS" in the Prospectus.
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FEES AND EXPENSES
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Ongoing Fees and Expenses (annual charges)
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| | The table below describes the fees and expenses that you may pay each year, depending on the options you choose. Please refer to your Contract specifications page for information about the specific fees you will pay each year based on the options you have elected. | |
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Annual Fee
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Minimum
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Maximum
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| Base contract (1) | | |
1.78%
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1.78%
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| Sub-Accounts (Fund fees and expenses) (2) | | |
0.35%
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2.11%
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| Optional benefits available for an additional charge (for a single optional benefit, if elected) | | | | | | | |
| Monthly Death Benefit Fee (3) | | | | | | | |
| CoverPay Fee (4) | | | | | | | |
| For Contracts Issued on or After December 1, 2008: | | | | | | | |
| Maximum Anniversary Value Death Benefit Fee | | |
0.20%
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0.20%
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| For Contracts Issued Before December 1, 2008: | | | | | | | |
| Maximum Anniversary Value Death Benefit Fee | | |
0.30%
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0.30%
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Return of Purchase Payment Death Benefit Fee
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0.10%
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0.10%
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-or-
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| ValuPay Fee (5) | | | | | | | |
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Maximum Anniversary Value Death Benefit Fee (or, for Contracts issued before December 1, 2008, the Return of Purchase Payments Death Benefit)
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$3.00 ($0.25
per month) |
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$227.28
($18.94 per month) |
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| Optional Guaranteed Lifetime Withdrawal Benefits | | | | | | | |
| Monthly SecurePay Fee (6) | | | | | | | |
| SecurePay riders issued before May 1, 2009 | | | | | | | |
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SecurePay rider
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0.80%
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0.95%
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SecurePay rider with SecurePay R72 Benefit
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1.20%
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1.40%
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SecurePay rider with SecurePay GMAB
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0.95%
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1.30%
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SecurePay rider with SecurePay R72 Benefit and SecurePay GMAB
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1.35%
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1.70%
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| SecurePay riders issued on or after May 1, 2009 | | | | | | | |
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SecurePay rider at time of Contract Purchase
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0.80%
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0.95%
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SecurePay rider under RightTime option
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0.90%
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0.95%
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SecurePay rider with SecurePay R72 Benefit at Contract Purchase
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1.20%
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1.40%
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SecurePay rider with SecurePay R72 Benefit under RightTime option
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1.30%
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1.60%
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| Protective Income Manager Fee (7) | | | | | | | |
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Protective Income Manager rider at Contract Purchase
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1.00%
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2.00%
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Protective Income Manager under RightTime option
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1.10%
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2.20%
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Lowest Annual Cost:
$2,168 |
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Highest Annual Cost:
$6,333 |
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| Assumes: | | | Assumes: | |
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Investment of $100,000
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5% annual appreciation
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Least expensive combination of Base Contract fee and Fund fees and expenses
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No optional benefits
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No sales charges
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No additional Purchase Payments, transfers or withdrawals
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Investment of $100,000
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5% annual appreciation
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Most expensive combination of Base Contract fee, optional benefits and Fund fees and expenses
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No sales charges
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No additional Purchase Payments, transfers, or withdrawals
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RISKS
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Risk of Loss
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You can lose money by investing in this Contract, including loss of principal.
For additional information about the risk of loss, see "THE COMPANY, VARIABLE ACCOUNT AND FUNDS" in the Prospectus.
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Not a Short-Term Investment
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This Contract is not a short-term investment and is not appropriate for an investor who needs ready access to cash. Although you are permitted to take withdrawals or surrender the Contract, federal and state income taxes may apply.
Withdrawals will reduce your Contract Value and death benefit.
The benefits of tax deferral and living benefit protections also mean the Contract is less beneficial to investors with a short time horizon.
For additional information about the investment profile of the Contract, see "DESCRIPTION OF THE CONTRACT," "CHARGES AND DEDUCTIONS," "FEDERAL TAX MATTERS," "TAXATION OF ANNUITIES IN GENERAL" and "QUALIFIED RETIREMENT PLANS" in the Prospectus.
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RISKS
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Risks Associated with Sub-Accounts
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An investment in this Contract is subject to the risk of poor investment performance and can vary depending on the performance of the Sub-Accounts available under the Contract.
Each Investment Option (including the Guaranteed Account) has its own unique risks.
You should review the prospectuses for the available Funds and consult with your financial professional before making an investment decision.
For additional information about the risks associated with Sub-Accounts, see "THE COMPANY, VARIABLE ACCOUNT AND FUNDS" in the Prospectus.
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Insurance Company Risks
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An investment in the Contract is subject to the risks related to the Company. Any obligations (including under the Guaranteed Account), guarantees, or benefits under the Contract are subject to the claims-paying ability of the Company. More information about the Company, including its financial strength ratings, is available upon request at no charge by calling us at 1-800-456-6330 or writing us at the address shown on the cover page.
For additional information about Company risks, see "THE COMPANY, VARIABLE ACCOUNT AND FUNDS" in the Prospectus.
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RESTRICTIONS
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Investments
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Currently, there is no charge when you transfer Contract Value among Investment Options. However, we reserve the right to charge $25 for each transfer after the first 12 transfers in any Contract Year in the future.
We reserve the right to remove or substitute Funds as Investent Options that are available under the Contract. We also reserve the right to restrict the allocation of additional Purchase Payments and/or transfers of Contract Value to a Fund if we determine the Fund no longer meets one or more of our Fund selection criteria and/or if a Fund has not attracted significant contract owner assets.
For additional information about Sub-Accounts, see "CHARGES AND DEDUCTIONS - Transfer Fee" and "THE COMPANY, VARIABLE ACCOUNT AND FUNDS - Selection of Funds" in the Prospectus.
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Optional Benefits
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If you elect the a guaranteed lifetime withdrawal benefit rider:
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The Investment Options available to you under the Contract will be limited.
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Under the SecurePay rider, you may not make additional Purchase Payments on or after the Benefit Election Date.Under the Protective Income Manager rider, you may not make additional Purchase Payments after the Annuity Commencement Date.
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Withdrawals from Contract Value that exceed the annual amount allowed under a rider may significantly reduce or eliminate the rider benefits.
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We may stop offering an optional benefit rider at any time.
If you purchased an optional death benefit, withdrawals may also reduce the benefit by an amount greater than the value withdrawn.
For additional information about the optional benefits, see "GUARANTEED LIFETIME WITHDRAWAL BENEFITS" and "DEATH BENEFIT - Selecting a Death Benefit" in the Prospectus.
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TAXES
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Tax Implications
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You should consult with a qualified tax advisor regarding the federal tax implications of an investment in, payments received under, and other transactions in connection with this Contract.
If you purchase the Contract through a tax-qualified plan or individual retirement account (IRA), you do not get any additional tax deferral. Generally, all earnings on the investments underlying the Contract are tax-deferred until distributed or deemed distributed. A distribution from a non-Qualified Contract, which includes a surrender, withdrawal, payment of a death benefit, or annuity income payments, will generally result in taxable income if there has been an increase in the Contract Value. In the case of a Qualified Contract, a distribution generally will result in taxable income even if there has not been an increase in the Contract Value. In certain circumstances, a 10% additional tax may also apply if the Owner takes a withdrawal before age 59½. All amounts includable in income with respect to the Contract are taxed as ordinary income; no amounts are taxed at the special lower rates applicable to long term capital gains and corporate dividends.
For additional information about tax implications, see "FEDERAL TAX MATTERS" and "TAXATION OF ANNUITIES IN GENERAL" in the Prospectus.
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CONFLICTS OF INTEREST
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Investment Professional Compensation
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We pay compensation, in the form of commissions, non-cash compensation, and asset-based compensation, to broker-dealers in connection with the promotion and sale of the Contracts. A portion of any payments made to the broker-dealers may be passed on to their registered representatives in accordance with their internal compensation programs. The prospect of receiving, or the receipt of, asset-based compensation may provide broker-dealers and/or their registered representatives with an incentive to recommend continued investment in the Contracts over other variable insurance products (or other investments). You may wish to take such compensation arrangements into account when considering and evaluating any recommendation relating to the Contracts.
For additional information about compensation, see "DISTRIBUTION OF THE CONTRACTS" in the Prospectus.
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Exchanges
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Some investment professionals may have a financial incentive to offer you a new contract in place of the contract you already own. You should only exchange your current contract if you determine, after comparing the features, fees, and risks of both contracts, that it is better for you to purchase the new contract rather than continue to own your existing contract.
For additional information about exchanges, see "TAXATION OF ANNUITIES IN GENERAL - Exchanges of Annuity Contracts" in the Prospectus.
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Asset
Allocation Type |
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Portfolio Company - Investment Adviser;
Sub-Adviser(s), as applicable(3) |
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Net
Annual Expenses - Current Expenses |
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Average Annual Total Returns
(as of 12/31/2023) |
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SecurePay
Rider and Protective Income Manager Rider Allocation Investment Category(2) |
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1 Year
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5 Year
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10 Year
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U.S. Equity
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ClearBridge Variable Mid Cap Portfolio - Class II - ClearBridge Investments, LLC
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1.08%
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12.62%
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10.46%
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6.83%
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3
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U.S. Equity
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ClearBridge Variable Small Cap Growth Portfolio - Class II - ClearBridge Investments, LLC
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1.05%
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8.12%
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9.29%
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7.62%
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3
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U.S. Equity
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Fidelity® VIP Contrafund® Portfolio - Service Class 2 - FMR Investment Management (U.K.) Limited; Fidelity Management & Research (Japan) Limited; Fidelity Management & Research (HK) Ltd
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0.81%
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33.12%
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16.36%
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11.33%
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2
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U.S. Equity
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Fidelity® VIP Equity-Income Portfolio - Service Class 2 - FMR Investment Management (U.K.) Limited; Fidelity Management & Research (Japan) Limited; Fidelity Management & Research (HK) Ltd
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0.72%
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10.38%
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12.01%
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8.31%
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2
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Allocation
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Fidelity® VIP Freedom Funds - Freedom 2015 Portfolio℠ - Service Class 2
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0.68%
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10.64%
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6.29%
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4.93%
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2
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Allocation
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Fidelity® VIP Freedom Funds - Freedom 2020 Portfolio℠ - Service Class 2
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0.72%
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12.22%
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7.22%
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5.48%
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2
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U.S. Equity
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Fidelity® VIP Growth Portfolio - Service Class 2 - FMR Investment Management (U.K.) Limited; Fidelity Management & Research (Japan) Limited; Fidelity Management & Research (HK) Ltd
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0.83%
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35.89%
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19.34%
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14.51%
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3
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U.S. Equity
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Fidelity® VIP Index 500 Portfolio - Service Class 2 - Geode Capital Management, LLC
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0.35%
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25.88%
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15.27%
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11.64%
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2
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Taxable Bond
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Fidelity® VIP Investment Grade Bond Portfolio - Service Class 2 - FMR Investment Management (U.K.) Limited; Fidelity Management & Research (Japan) Limited; Fidelity Management & Research (HK) Ltd
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0.63%
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6.00%
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1.72%
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2.08%
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1
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U.S. Equity
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Fidelity® VIP Mid Cap Portfolio - Service Class 2 - FMR Investment Management (U.K.) Limited; Fidelity Management & Research (Japan) Limited; Fidelity Management & Research (HK) Ltd
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0.82%
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14.80%
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12.17%
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7.85%
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3
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U.S. Equity
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Franklin DynaTech VIP Fund - Class 2 - Franklin Advisers, Inc.(1)
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0.90%
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43.77%
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13.76%
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10.37%
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3
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Allocation
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Franklin Income VIP Fund - Class 2 - Franklin Advisers, Inc.(1)
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0.71%
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8.62%
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6.98%
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5.01%
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2
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Allocation
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Franklin Mutual Shares VIP Fund - Class 2 - Franklin Mutual Advisers, LLC
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0.93%
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13.46%
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7.82%
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5.43%
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2
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U.S. Equity
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Franklin Rising Dividends VIP Fund - Class 2 - Franklin Advisers, Inc.(1)
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0.90%
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12.08%
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13.75%
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10.23%
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2
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U.S. Equity
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Franklin Small Cap Value VIP Fund - Class 2 - Franklin Mutual Advisers, LLC(1)
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0.91%
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12.75%
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11.06%
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7.04%
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3
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Asset
Allocation Type |
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Portfolio Company - Investment Adviser;
Sub-Adviser(s), as applicable(3) |
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Net
Annual Expenses - Current Expenses |
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Average Annual Total Returns
(as of 12/31/2023) |
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SecurePay
Rider and Protective Income Manager Rider Allocation Investment Category(2) |
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1 Year
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5 Year
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10 Year
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U.S. Equity
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Franklin Small-Mid Cap Growth VIP Fund - Class 2 - Franklin Advisers, Inc.(1)
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1.08%
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26.74%
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13.51%
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8.96%
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3
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Taxable Bond
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Franklin U.S. Government Securities VIP Fund - Class 2 - Franklin Advisers, Inc.
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0.77%
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4.47%
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0.22%
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0.73%
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1
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International
Equity |
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Goldman Sachs VIT International Equity Insights Fund - Institutional Class(1)
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0.82%
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18.71%
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7.80%
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3.44%
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3
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International
Equity |
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Goldman Sachs VIT International Equity Insights Fund - Service Class(1)
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1.07%
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18.43%
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7.55%
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3.19%
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3
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U.S. Equity
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Goldman Sachs VIT Large Cap Value Fund - Institutional Class(1)
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0.71%
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13.01%
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11.45%
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7.61%
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2
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U.S. Equity
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Goldman Sachs VIT Large Cap Value Fund - Service Class(1)
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0.94%
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12.71%
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11.20%
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7.35%
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2
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U.S. Equity
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Goldman Sachs VIT Mid Cap Growth Fund - Service Class(1)
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0.99%
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18.45%
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13.48%
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9.33%
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3
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U.S. Equity
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Goldman Sachs VIT Mid Cap Value Fund - Institutional Class(1)
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0.84%
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11.42%
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13.36%
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8.10%
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3
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U.S. Equity
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Goldman Sachs VIT Mid Cap Value Fund - Service Class(1)
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1.09%
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11.11%
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13.06%
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7.82%
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3
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U.S. Equity
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| | |
Goldman Sachs VIT Small Cap Equity Insights Fund - Institutional Class(1)
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0.81%
|
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19.28%
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| | |
10.04%
|
| | |
7.80%
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| | |
3
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U.S. Equity
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| | |
Goldman Sachs VIT Small Cap Equity Insights Fund - Service Class(1)
|
| | |
1.06%
|
| | |
18.95%
|
| | |
9.76%
|
| | |
7.53%
|
| | |
3
|
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U.S. Equity
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| | |
Goldman Sachs VIT Strategic Growth Fund - Institutional Class(1)
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| | |
0.75%
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41.94%
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| | |
17.32%
|
| | |
13.16%
|
| | |
2
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U.S. Equity
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| | |
Goldman Sachs VIT Strategic Growth Fund - Service Class(1)
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| | |
1.00%
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| | |
41.65%
|
| | |
17.05%
|
| | |
12.88%
|
| | |
2
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U.S. Equity
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| | |
Goldman Sachs VIT U.S. Equity Insights Fund - Institutional Class(1)
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| | |
0.57%
|
| | |
23.81%
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| | |
13.60%
|
| | |
10.97%
|
| | |
2
|
| |
| |
U.S. Equity
|
| | |
Goldman Sachs VIT U.S. Equity Insights Fund - Service Class(1)
|
| | |
0.78%
|
| | |
23.59%
|
| | |
13.37%
|
| | |
10.74%
|
| | |
2
|
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| |
U.S. Equity
|
| | | Invesco® V.I. American Franchise Fund - Series II | | | |
1.11%
|
| | |
40.60%
|
| | |
15.88%
|
| | |
11.42%
|
| | |
3
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| |
U.S. Equity
|
| | | Invesco® V.I. American Value Fund - Series II | | | |
1.14%
|
| | |
15.29%
|
| | |
12.45%
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| | |
6.98%
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| | |
3
|
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Allocation
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Invesco® V.I. Balanced-Risk Allocation Fund - Series II(1)
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| | |
1.13%
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| | |
6.40%
|
| | |
4.66%
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| | |
3.79%
|
| | |
1
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U.S. Equity
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| | | Invesco® V.I. Capital Appreciation Fund - Series II(1) | | | |
1.05%
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35.03%
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16.10%
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11.28%
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3
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U.S. Equity
|
| | | Invesco® V.I. Comstock Fund - Series II | | | |
1.00%
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| | |
12.10%
|
| | |
13.20%
|
| | |
8.65%
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| | |
2
|
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U.S. Equity
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| | |
Invesco® V.I. Discovery Mid Cap Growth Fund - Series II
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1.12%
|
| | |
12.85%
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| | |
12.47%
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| | |
9.52%
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| | |
3
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Allocation
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| | | Invesco® V.I. Equity and Income Fund - Series II | | | |
0.82%
|
| | |
10.24%
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| | |
9.64%
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| | |
6.78%
|
| | |
2
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International
Equity |
| | |
Invesco® V.I. EQV International Equity Fund - Series II
|
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1.15%
|
| | |
17.86%
|
| | |
8.15%
|
| | |
4.07%
|
| | |
3
|
| |
| |
International
Equity |
| | | Invesco® V.I. Global Fund - Series II | | | |
1.07%
|
| | |
34.45%
|
| | |
12.02%
|
| | |
8.21%
|
| | |
3
|
| |
| |
Taxable Bond
|
| | |
Invesco® V.I. Global Strategic Income Fund - Series II(1)
|
| | |
1.17%
|
| | |
8.60%
|
| | |
1.04%
|
| | |
1.25%
|
| | |
1
|
| |
| |
Taxable Bond
|
| | | Invesco® V.I. Government Securities Fund - Series II | | | |
0.94%
|
| | |
4.46%
|
| | |
0.42%
|
| | |
0.90%
|
| | |
1
|
| |
| |
U.S. Equity
|
| | | Invesco® V.I. Growth and Income Fund - Series II | | | |
1.00%
|
| | |
12.41%
|
| | |
11.49%
|
| | |
7.98%
|
| | |
2
|
| |
| |
U.S. Equity
|
| | | Invesco® V.I. Main Street Fund® - Series II(1) | | | |
1.05%
|
| | |
22.83%
|
| | |
13.28%
|
| | |
9.74%
|
| | |
2
|
| |
| |
Money Market
|
| | |
Invesco® V.I. U.S. Government Money Portfolio - Series I
|
| | |
0.63%
|
| | |
4.53%
|
| | |
1.53%
|
| | |
0.94%
|
| | |
1
|
| |
| |
Asset
Allocation Type |
| | |
Portfolio Company - Investment Adviser;
Sub-Adviser(s), as applicable(3) |
| | |
Net
Annual Expenses - Current Expenses |
| | |
Average Annual Total Returns
(as of 12/31/2023) |
| | |
SecurePay
Rider and Protective Income Manager Rider Allocation Investment Category(2) |
| | ||||||||
|
1 Year
|
| | |
5 Year
|
| | |
10 Year
|
| | |||||||||||||||||
| |
Taxable Bond
|
| | |
Lord Abbett Series Fund - Bond Debenture Portfolio - Class VC
|
| | |
0.90%
|
| | |
6.34%
|
| | |
3.20%
|
| | |
3.51%
|
| | |
1
|
| |
| |
U.S. Equity
|
| | |
Lord Abbett Series Fund - Dividend Growth Portfolio - Class VC(1)
|
| | |
0.99%
|
| | |
15.94%
|
| | |
13.20%
|
| | |
10.20%
|
| | |
2
|
| |
| |
U.S. Equity
|
| | |
Lord Abbett Series Fund - Fundamental Equity Portfolio - Class VC(1)
|
| | |
1.08%
|
| | |
14.33%
|
| | |
9.90%
|
| | |
7.06%
|
| | |
2
|
| |
| |
U.S. Equity
|
| | |
Lord Abbett Series Fund - Growth and Income Portfolio - Class VC
|
| | |
0.93%
|
| | |
12.95%
|
| | |
10.92%
|
| | |
7.88%
|
| | |
2
|
| |
| |
U.S. Equity
|
| | |
Lord Abbett Series Fund - Growth Opportunities Portfolio - Class VC
|
| | |
1.16%
|
| | |
10.40%
|
| | |
8.85%
|
| | |
7.20%
|
| | |
3
|
| |
| |
U.S. Equity
|
| | |
Lord Abbett Series Fund - Mid Cap Stock Portfolio - Class VC
|
| | |
1.15%
|
| | |
14.97%
|
| | |
10.87%
|
| | |
6.57%
|
| | |
3
|
| |
| |
U.S. Equity
|
| | | MFS® VIT Growth Series - Service Class(1) | | | |
0.98%
|
| | |
35.51%
|
| | |
15.59%
|
| | |
12.69%
|
| | |
2
|
| |
| |
U.S. Equity
|
| | |
MFS® VIT II Massachusetts Investors Growth Stock Portfolio - Service Class(1)
|
| | |
0.98%
|
| | |
23.70%
|
| | |
16.39%
|
| | |
12.44%
|
| | |
2
|
| |
| |
U.S. Equity
|
| | | MFS® VIT Investors Trust Series - Service Class(1) | | | |
1.03%
|
| | |
18.66%
|
| | |
13.27%
|
| | |
10.00%
|
| | |
2
|
| |
| |
U.S. Equity
|
| | | MFS® VIT New Discovery Series - Service Class(1) | | | |
1.12%
|
| | |
14.25%
|
| | |
10.81%
|
| | |
7.41%
|
| | |
3
|
| |
| |
U.S. Equity
|
| | | MFS® VIT Research Series - Service Class(1) | | | |
1.04%
|
| | |
22.12%
|
| | |
14.13%
|
| | |
10.55%
|
| | |
3
|
| |
| |
Taxable Bond
|
| | |
MFS® VIT Total Return Bond Series - Service Class(1)
|
| | |
0.78%
|
| | |
7.13%
|
| | |
1.58%
|
| | |
1.96%
|
| | |
1
|
| |
| |
Allocation
|
| | | MFS® VIT Total Return Series - Service Class(1) | | | |
0.86%
|
| | |
10.22%
|
| | |
8.27%
|
| | |
6.27%
|
| | |
2
|
| |
| |
Sector Equity
|
| | | MFS® VIT Utilities Series - Service Class(1) | | | |
1.04%
|
| | |
-2.33%
|
| | |
8.05%
|
| | |
6.13%
|
| | |
3
|
| |
| |
U.S. Equity
|
| | | MFS® VIT Value Series - Service Class(1) | | | |
0.94%
|
| | |
7.63%
|
| | |
11.07%
|
| | |
8.25%
|
| | |
2
|
| |
| |
Sector Equity
|
| | |
Morgan Stanley VIF Global Real Estate Portfolio - Class II - Morgan Stanley Investment Management Ltd(1)
|
| | |
1.10%
|
| | |
10.47%
|
| | |
0.30%
|
| | |
1.69%
|
| | |
3
|
| |
| |
Taxable Bond
|
| | |
PIMCO VIT Long-Term U.S. Government Portfolio - Advisor Class
|
| | |
2.11%
|
| | |
3.88%
|
| | |
-1.40%
|
| | |
1.96%
|
| | |
1
|
| |
| |
Taxable Bond
|
| | | PIMCO VIT Low Duration Portfolio - Advisor Class | | | |
0.79%
|
| | |
4.87%
|
| | |
0.88%
|
| | |
0.82%
|
| | |
1
|
| |
| |
Taxable Bond
|
| | | PIMCO VIT Real Return Portfolio - Advisor Class | | | |
0.94%
|
| | |
3.57%
|
| | |
3.05%
|
| | |
2.15%
|
| | |
1
|
| |
| |
Taxable Bond
|
| | | PIMCO VIT Short-Term Portfolio - Advisor Class | | | |
0.76%
|
| | |
5.80%
|
| | |
2.02%
|
| | |
1.76%
|
| | |
1
|
| |
| |
Taxable Bond
|
| | | PIMCO VIT Total Return Portfolio - Advisor Class | | | |
0.85%
|
| | |
5.83%
|
| | |
0.98%
|
| | |
1.60%
|
| | |
1
|
| |
| |
U.S. Equity
|
| | | Royce Capital Micro-Cap Portfolio - Service Class | | | |
1.46%
|
| | |
18.56%
|
| | |
11.84%
|
| | |
5.28%
|
| | |
3
|
| |
| |
U.S. Equity
|
| | | Royce Capital Small-Cap Portfolio - Service Class | | | |
1.39%
|
| | |
25.53%
|
| | |
9.90%
|
| | |
5.35%
|
| | |
3
|
| |
| |
International
Equity |
| | |
Templeton Foreign VIP Fund - Class 2 - Templeton Investment Counsel, LLC(1)
|
| | |
1.07%
|
| | |
20.76%
|
| | |
5.27%
|
| | |
1.28%
|
| | |
3
|
| |
| |
Taxable Bond
|
| | |
Templeton Global Bond VIP Fund - Class 2 - Franklin Advisers, Inc.(1)
|
| | |
0.75%
|
| | |
2.88%
|
| | |
-2.13%
|
| | |
-0.66%
|
| | |
1
|
| |
| |
International
Equity |
| | |
Templeton Growth VIP Fund - Class 2 - Templeton Global Advisors Limited; Templeton Asset Management Ltd.(1)
|
| | |
1.12%
|
| | |
21.01%
|
| | |
6.47%
|
| | |
3.24%
|
| | |
3
|
| |
|
Investment Category
|
| |
Minimum Allocation
|
| |
Maximum Allocation
|
| |||||||||
| | | 1 | | | | | | 35% | | | | | | 100% | | |
| | | 2 | | | | | | 0% | | | | | | 65% | | |
| | | 3 | | | | | | 0% | | | | | | 30% | | |