Beware of Fraud and Scams

CRANSTON, R.I. - When natural disasters occur, it's common to find people who want to take advantage of survivors by posing as official disaster aid workers or as relatives trying to help survivors complete their applications.

FEMA encourages survivors to be aware of fraud and scams. FEMA also encourages survivors to report any suspicious activity or potential fraud from scam artists, identity thieves and other criminals.

Survivors should also be aware that this kind of situation doesn't happen only at the beginning of the response to the disaster when people might be more vulnerable. It can happen anytime. It's important to know that FEMA does not endorse any specific commercial businesses, products or services.

Disaster survivors should be aware of the common tactics used by these criminals, such as phone calls from people claiming to work for FEMA. The caller might ask for the survivor's Social Security number and income or banking information. Giving out this type of information can help an unscrupulous person make a false claim for assistance or commit identity theft.

FEMA encourages survivors and business owners to be vigilant for these common post-disaster fraud practices:

FEMA Housing inspectors

• Be cautious if somebody asks for your nine-digit registration number. A FEMA inspector will never ask for this information. They already have it in their records.
• Don't give inspectors your banking information. FEMA inspectors never require banking or other personal information such as a Social Security number.
• Ask the person to show you their identification badge. Federal employees always wear an official government badge to identify themselves.

Fake offers of local or federal aid

• Don't trust someone who asks for money. Federal and local disaster workers do not ask for nor accept money. FEMA and U.S. Small Business Administration (SBA) staff never charge applicants for disaster assistance, inspections or help in filling out applications.
• Don't believe anyone who promises a disaster grant and asks for large cash deposits or advance payments in full.

Fraudulent building contractors

• Use licensed or verified local contractors backed by reliable references.
• To find licensed certified contractors check the Rhode Island Attorney General's Consumer Protection page at Consumer Protection | Rhode Island Attorney General's Office (ri.gov).
• Don't pay more than half the costs of repairs in advance.
• Demand that contractors detail the job to be done with guarantees in writing.

If you suspect fraud, call the FEMA Disaster Fraud Hotline at 1-866-720-5721.

If you suspect identity theft, visit the Federal Trade Commission's website at identitytheft,gov.

For the latest information, visit 4765 | FEMA.gov or 4766 | FEMA.gov. Follow FEMA on X, formerly known as Twitter, at twitter.com/femaregion1 and at facebook.com/fema.

For updates on the Rhode Island response and recovery, follow the Rhode Island Emergency Management Agency on Twitter at twitter.com/RhodeIslandEMA, on Facebook at www.facebook.com/RhodeIslandEMA, or visit www.riema.ri.gov.

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