04/26/2024 | News release | Distributed by Public on 04/26/2024 13:59
The purpose of retailer testing is to assess POS equipment and software to determine what is required to ensure the POS device is configured correctly to accept SNAP EBT chip cards. Different types of testing will be required for a retailer to accept SNAP EBT chip cards and to ensure SNAP recipients are able to access their benefits if a retailer has yet to update their POS system to accept SNAP EBT chip cards.
Retailers POS systems should allow SNAP EBT chip cards to "fallback" to magnetic stripe transactions until SNAP EBT chip cards are supported. In this scenario, the POS terminal will know if a card has a chip but will not recognize the EBT AID on the SNAP EBT chip card. This should lead to a transaction processing outcome called Empty Candidate List Fallback (ECL). When this occurs, the POS terminal must allow the SNAP EBT chip card to proceed, i.e. fallback, as a magnetic stripe transaction.
It is important that retailers test their POS devices to ensure uninterrupted processing of SNAP EBT chip cards. To achieve this, please refer to the Empty Candidate List Testing Instructions for SNAP EBT Chip Cards and the ECL Test Scripts for a comprehensive list of test cases that should be completed. The Test tab includes test cases for POS equipment and systems that are currently accepting EMV payments and not yet configured to accept SNAP EBT EMV payments.