Talcott Resolution Life & Annuity Insurance Separate Account Seven Co

04/25/2024 | Press release | Distributed by Public on 04/25/2024 15:18

Notice Document by Insurance Company - Form N-VP

Document

Table of Contents
PERSONAL RETIREMENT MANAGER FOUNDATION O-SHARE
TALCOTT RESOLUTION LIFE AND ANNUITY INSURANCE COMPANY

Annual Product Notice for Existing Investors
April 29, 2024

This product notice provides updated information about Personal Personal Retirement Manager Foundation O-Share variable annuity, an individual deferred flexible premium variable annuity contract. The contract is issued by us, Talcott Resolution Life and Annuity Insurance Company ("Talcott Resolution"). The most recent prospectus for the contract, dated June 28, 2018, contains more information about the contract, including its features, benefits, and risks. You can find the most recent audited financial statements of Talcott Resolution and the separate account supporting the contract online at https://vpx.broadridge.com/GetContract1.asp?doctype=pfst&clientid=talcottvpx&fundid=41658A304.
You can also obtain this information at no cost by contacting us as instructed below.
Additional information about certain investment products, including variable annuities, has been prepared by the staff of the Securities and Exchange Commission (SEC) and is available at Investor.gov.
For additional information, please contact your investment professional or contact us by:
a.Mailing: Talcott Resolution
PO Box 14293
Lexington, KY 40512-4293
a.Calling: 1-800-862-6668
b.Emailing: [email protected]
c.Visiting: www.talcottresolution.com
The Securities and Exchange Commission ("SEC") has not approved or disapproved of this security or passed upon the accuracy or adequacy of this summary prospectus. Any representation to the contrary is a criminal offense.


























Table of Contents
Table of Contents
Page
Special Terms
3
Updated Information About Your Contract
3
Key Information Table
3
Appendix A Funds Available Under the Contract
APP A-1

2

Table of Contents
Special Terms Used in this Product Notice
Contract Value The total value of your investments in the Sub-Accounts (and the Fixed Accumulation Feature, if applicable).
Fixed Accumulation Feature or FAF A fixed account option that guarantees principal and a rate of interest. Effective October 4, 2013, we no longer accept new allocations or premium payments to the Fixed Accumulation Feature except for contracts issued in Massachusetts.
Payment Base The amount used to determine benefit payments under certain optional benefits under the contract.
Sub-Account A fund option under the contract. There is a Sub-Account that corresponds to each fund that is available under the contract.


Updated Information About Your Contract
The following is a summary of certain contract features that have changed since May 1, 2023. This does not reflect all of the changes that have occurred since you entered into your contract.

Summary of recent contract changes:
•Effective at the close of business on March 26, 2024, the American Century VP Growth Fund was liquidated into the Invesco V.I. Government Money Market Fund.
•Effective April 29, 2024, the American Century VP Mid Cap Value Fund was merged into the LVIP American Century Mid Cap Value Fund, a new investment option for the Contract.
•Effective April 29, 2024, the American Century VP Value Fund was merged into the LVIP American Century Value Fund, a new investment option for the Contract.

Key Information Table
Important Information You Should Consider About the Contract
FEES AND EXPENSES Location in Prospectus
Charges for Early Withdrawals
Your Contract may be subject to surrender charges depending on the Remaining Gross Premiums. Surrender charges may apply to both partial and full Surrenders.
If you withdraw money from your contract within 8 years following your last premium payment, you may be assessed a surrender charge of up to 7% (as a percentage if Remaining Gross Premiums withdrawn), declining to 0% over that time period.
For example, if you were to withdraw $100,000 during a surrender charge period, you could be assessed a charge of up to $7,000.
If you receive services for your Contract from a third-party financial intermediary who charges an advisory fee for their services, withdrawals to pay advisory fees will also reduce death benefits and other guaranteed benefits under the Contract and may be subject to federal and state income taxes and a 10% federal penalty tax.
2. Fee Summary

4. Information on your Account b. Charges and Fees
Transaction Charges Other than surrender charges (if any), there are no charges for other contract transactions (e.g., transferring money between investment options).
Ongoing Fees and Expenses (annual charges)
The table below describes the current fees and expenses of the contract that you may pay each year, depending on the options you choose. Please refer to your contract specifications page for information about the specific fees you will pay each year based on the options you have elected. Fees and expenses do not reflect any advisory fees paid to financial intermediaries from Contract Value or other assets of the Contract Owner, and that if such charges were reflected, the fees and expenses would be higher.
2. Fee Summary

4. Information on your Account b. Charges and Fees
Annual Fee Minimum Maximum
Base Contract*
(varies by contract class)
0.88%¹ 1.42%¹
Investment Options
(fund fees and expenses)
0.39%² 2.29%²
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Table of Contents
Optional benefits available for an additional charge
(for a single optional benefit, if elected)
0.75%3
2.50%4
•As a percentage of average daily Contract Value excluding FAF investments plus an amount attributable to the Premium Based Charge (Premium Based Charge is a percentage of Remaining Gross Premiums).
1 As a percentage of average daily Sub-Account Values.
2 As a percentage of fund net assets.
3 As a percentage of average daily Contract Value.
4 As a percentage of Payment Base.
Because your contract is customizable, the choices you may effect how much you will pay. To help you understand the cost of owning your contract, the following table shows the lowest and highest cost you could pay each year, based on current charges. This estimate assumes that you do not take withdrawals from the contract, which could add surrender charges that substantially increase costs.
Lowest Annual Cost: $1,795 Highest Annual Cost: $7,993
Assumes: Assumes:
•Investment of $100,000
•Investment of $100,000
•5% annual appreciation
•5% annual appreciation
•Least expensive combination of contract classes and fund fees and expenses
•Most expensive combination of contract classes, optional benefits and fund fees and expenses
•No sales charges or advisory fees
•No sales charges or advisory fees
•No additional premium payments, transfers or withdrawals
•No additional premium payments, transfers or withdrawals
•No optional benefits
RISKS Location in Prospectus
Risk of Loss You can lose money by investing in this contract, including loss of principal.
2. Fee Summary

3. Management of the Contract - Fixed Accumulation Feature

4. Information on your Account
b. Charges and Fees - Sales Charges - Contingent Deferred Sales Charges (CDSC)


Appendix Tax
Not a Short-Term Investment
•This contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash.
•Surrender charges may apply to withdrawals. If you take a withdrawal, a surrender charge may reduce the value of your contract or the amount of money that you actually receive.
•The benefits of tax deferral, long-term income, and living benefit guarantees mean the contract is generally more beneficial to investors with a long-time horizon.
•A 10% penalty tax may be applied to Surrenders before age 59½.
Risks Associated with Investment Options
•An investment in this contract is subject to the risk of poor investment performance. Performance can vary depending on the performance of the investment options that you choose under the contract (e.g., Funds).
•Each investment option (including the FAF, if available) has its own unique risks.
•You should review the investment options before making an investment decision.
Insurance Company Risks An investment in the contract is subject to the risks related to us. Any obligations (including under the FAF), guarantees or benefits of the contract are subject to our claims-paying ability. If we experience financial distress, we may not be able to meet our obligations to you. More information about Talcott Resolution, including our financial strength ratings, is available upon request by visiting the "About Us" tab at www.talcottresolution.com or by calling 1-800-862-6668.
RESTRICTIONS Location in Prospectus
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Investment Options
•Certain investment options may not be available under your contract.
•You are allowed to make 1 transfer between the fund options per day. You are allowed to make 20 transfers between the fund options per year before we require you to submit additional transfer requests by mail. Your transfer between the fund options are subject to policies designed to deter excessively frequent transfers and market timing. These transfer restrictions do not apply to transfers under the contract's automatic transfer programs.
•There are restrictions on the maximum amount that may be transferred annually from the FAF to the fund options. If the FAF is available for investment, you must wait 6 months after your most recent transfer from the FAF before making a subsequent transfer into the FAF. These transfer restrictions may apply to the contract's automatic income programs.
•We reserve the right to remove or substitute funds as investment options.
3. Management of the Contract

4. Information on Your Account
a. Purchasing a Contract
Optional Benefits
•Optional benefits may further limit or restrict the investment options that you may select under the contract. We may change these restrictions in the future.
•Withdrawals may reduce the value of an optional benefit by an amount greater than the value withdrawn or result in termination of the benefit.
5. Death Benefits
a - c

6. Optional Withdrawal Benefits
a - b
TAXES Location in Prospectus
Tax Implications
•Consult with a tax professional to determine the tax implications of an investment in and payments received under the contract.
•If you purchased the contract through a tax-qualified plan or IRA, you do not get any additional tax benefit under the contract.
•Earnings on your contract are taxed at ordinary income rates when you withdraw them and you may have to pay a penalty if you take a withdrawal before age 59-1/2.
Appendix Tax
CONFLICTS OF INTEREST Location in Prospectus
Investment Professional Compensation
Your investment professional may receive compensation for selling this contract to you, in the form of commissions, additional payments, and non-cash compensation. We may share the revenue we earn on this contract with your investment professional's firm. This conflict of interest may influence your investment professional to recommend this contract over another investment for which the investment professional is not compensated or compensated less.
7. Other Information
e. How Contracts Are Sold
Exchanges Some investment professionals may have a financial incentive to offer you a new contract in place of the one you already own. You should only exchange a contract you already own if you determine, after comparing the features, fees and risks of both contract's, that it is better for you to purchase the new contract rather than continue to own your existing contract. 4. Information on Your Account a. Purchasing a Contract - Replacement of Annuities
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Appendix A - Funds Available Under the Contract
The following is a list of Funds available under the Contract. More information about the Funds is available in the prospectuses for the Funds, which may be amended from time to time and can be found online at: https://vpx.broadridge.com/GetContract1.asp?clientid=talcottvpx&fundid=41658A304. Availability of portfolio companies may vary by employer. Participants should reference their plan documents for a list of available portfolio companies.
You can also request this information at no cost by calling 1-800-862-6668 or by sending an email request to [email protected].
The current expenses and performance information below reflects fee and expenses of the Funds, but do not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Fund's past performance is not necessarily an indication of future performance.
See "Optional Benefit Investment Restrictions" following this table for information on investment restrictions.

Type Fund and Adviser/Subadviser Current
Expenses
Average Annual Total Returns
(as of 12/31/23)
1 Year 5 Year 10 Year
Allocation AB VPS Balanced Hedged Allocation Portfolio - Class B
Adviser: AllianceBernstein, L.P.
0.98%* 12.66% 5.92% 5.04%
U.S. Equity AB VPS Discovery Value Portfolio - Class B
Adviser: AllianceBernstein, L.P.
1.06% 16.86% 10.51% 7.29%
Fixed Income American Funds Capital World Bond Fund - Class 2
Adviser: Capital Research and Management Company
0.73% 6.14% (0.33)% 0.36%
International Equity American Funds Capital World Growth and Income Fund - Class 2
Adviser: Capital Research and Management Company
0.66%* 20.88% 10.34% 7.62%
International Equity American Funds Global Small Capitalization Fund - Class 2
Adviser: Capital Research and Management Company
0.91%* 16.17% 8.31% 5.78%
U.S. Equity American Funds Growth Fund - Class 2
Adviser: Capital Research and Management Company
0.59% 38.48% 18.67% 14.35%
U.S. Equity American Funds Growth-Income Fund - Class 2
Adviser: Capital Research and Management Company
0.53% 26.14% 13.36% 10.91%
International Equity American Funds International Fund - Class 2
Adviser: Capital Research and Management Company
0.78% 15.84% 4.83% 3.41%
International Equity American Funds New World Fund - Class 2
Adviser: Capital Research and Management Company
0.82%* 16.00% 8.64% 4.69%
Fixed Income American Funds The Bond Fund of America - Class 2
Adviser: Capital Research and Management Company
0.48%* 5.02% 1.89% 2.08%
U.S. Equity American Funds Washington Mutual Investors Fund - Class 2
Adviser: Capital Research and Management Company
0.52%* 17.29% 12.60% 9.91%
U.S. Equity BlackRock Capital Appreciation V.I. Fund - Class III
Adviser: BlackRock Advisors, LLC
1.04%* 48.59% 15.77% 12.55%
U.S. Equity BlackRock Equity Dividend V.I. Fund - Class III
Adviser: BlackRock Advisors, LLC
0.92%* 11.99% 11.27% 8.73%
Allocation BlackRock Global Allocation V.I. Fund - Class III
Adviser: BlackRock Advisors, LLC
1.02%* 12.49% 7.38% 4.63%
Allocation BlackRock Managed Volatility V.I. Fund - Class III
Adviser: BlackRock Advisors, LLC
Subadviser: BlackRock International Limited Edinburgh, United Kingdom, BlackRock Asset Management North Asia Limited, Hong Kong, and BlackRock (Singapore) Limited, 079912 Singapore
0.87%* 2.88% 2.87% 2.24%
U.S. Equity BlackRock S&P 500 Index V.I. Fund - Class III
Adviser: BlackRock Advisors, LLC
0.39% 25.90% 15.26% 11.52%
U.S. Equity Fidelity® VIP Contrafund® Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: FMR Co., Inc. (FMRC) and other investment advisers
0.81% 33.12% 16.36% 11.33%
U.S. Equity Fidelity® VIP Mid Cap Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: FMR Co., Inc. (FMRC) and other investment advisers
0.82% 14.80% 12.17% 7.85%
APP A-1

Table of Contents
Type Fund and Adviser/Subadviser Current
Expenses
Average Annual Total Returns
(as of 12/31/23)
1 Year 5 Year 10 Year
Fixed Income Fidelity® VIP Strategic Income Portfolio - Service Class 2
Adviser: Fidelity Management & Research Company (FMR)
Subadviser: Fidelity Investments Money Management, Inc. (FIMM), FMR Co., Inc. (FMRC), FIL Investment Advisors (UK) Limited (FIA(UK)), and other investment advisers
0.90% 9.18% 3.47% 3.10%
Allocation Franklin Income VIP Fund - Class 2
Adviser: Franklin Advisers, Inc.
Subadviser: Templeton Investment Counsel, LLC
0.71% 8.62% 6.98% 5.01%
International Equity Franklin Mutual Global Discovery VIP Fund - Class 2
Adviser: Franklin Mutual Advisers, LLC
Subadviser: Franklin Templeton Investment Management Limited
1.18% 20.31% 10.16% 5.98%
Allocation Franklin Mutual Shares VIP Fund - Class 2
Adviser: Franklin Mutual Advisers, LLC
0.94% 13.46% 7.82% 5.43%
U.S. Equity Franklin Rising Dividends VIP Fund - Class 2
Adviser: Franklin Advisory Services, LLC
0.90%* 12.08% 13.75% 10.23%
U.S. Equity Franklin Small Cap Value VIP Fund - Class 2
Adviser: Franklin Advisory Services, LLC
0.91%* 12.75% 11.06% 7.04%
Fixed Income Franklin Strategic Income VIP Fund - Class 2
Adviser: Franklin Advisers, Inc.
1.06%* 8.18% 1.96% 1.77%
U.S. Equity Hartford Capital Appreciation HLS Fund - Class IB
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
0.92% 19.70% 13.02% 9.00%
U.S. Equity Hartford Disciplined Equity HLS Fund - Class IB
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
0.84% 20.95% 14.03% 11.56%
U.S. Equity Hartford Dividend and Growth HLS Fund - Class IB
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
0.90% 13.89% 13.44% 10.31%
International Equity Hartford International Opportunities HLS Fund - Class IB
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
1.01% 11.45% 8.20% 3.98%
Fixed Income Hartford Total Return Bond HLS Fund - Class IB
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
0.75% 6.69% 1.59% 2.07%
Fixed Income Hartford Ultrashort Bond HLS Fund - Class IB
Adviser: Hartford Funds Management Company, LLC
Subadviser: Wellington Management Company LLP
0.69% 4.99% 1.55% 1.02%
U.S. Equity Invesco V.I. Core Equity Fund - Series II
Adviser: Invesco Advisers, Inc.
1.05% 23.09% 12.67% 7.53%
International Equity Invesco V.I. EQV International Equity Fund - Series II
Adviser: Invesco Advisers, Inc.
1.15% 17.87% 8.15% 4.07%
Money Market Invesco V.I. Government Money Market Fund - Series II**
Adviser: Invesco Advisers, Inc.
0.61% 4.60% 1.53% 0.93%
Fixed Income Invesco V.I. Government Securities Fund - Series II
Adviser: Invesco Advisers, Inc.
0.94% 4.46% 0.42% 0.90%
Fixed Income Invesco V.I. High Yield Fund - Series II
Adviser: Invesco Advisers, Inc.
1.15% 9.77% 3.76% 2.96%
U.S. Equity Invesco V.I. Main Street Mid Cap Fund - Series II
Adviser: Invesco Advisers, Inc.
1.19% 14.14% 10.32% 6.45%
U.S. Equity Invesco V.I. Small Cap Equity Fund - Series II
Adviser: Invesco Advisers, Inc.
1.20% 16.26% 12.14% 6.28%
Fixed Income Lord Abbett Bond-Debenture Portfolio - Class VC
Adviser: Lord, Abbett & Co. LLC
0.90% 6.55% 3.14% 3.49%
U.S. Equity Lord Abbett Fundamental Equity Portfolio - Class VC
Adviser: Lord, Abbett & Co. LLC
1.08%* 14.63% 9.70% 7.00%
U.S. Equity Lord Abbett Growth and Income Portfolio - Class VC
Adviser: Lord, Abbett & Co. LLC
0.93% 13.19% 10.72% 7.81%
U.S. Equity LVIP American Century VP Mid Cap Value Fund - Service Class
Adviser: American Century Investment Management, Inc.
1.01%* 6.03% 10.90% 8.61%
U.S. Equity LVIP American Century VP Value Fund - Service Class
Adviser: American Century Investment Management, Inc.
0.86%* 9.02% 11.71% 8.36%
APP A-2

Table of Contents
Type Fund and Adviser/Subadviser Current
Expenses
Average Annual Total Returns
(as of 12/31/23)
1 Year 5 Year 10 Year
U.S. Equity MFS® Growth Series - Service Class
Adviser: Massachusetts Financial Services Company
0.98%* 35.51% 15.59% 12.69%
U.S. Equity MFS® New Discovery Series - Service Class
Adviser: Massachusetts Financial Services Company
1.12%* 14.25% 10.81% 7.41%
Fixed Income MFS® Total Return Bond Series - Service Class
Adviser: Massachusetts Financial Services Company
0.78%* 7.13% 1.58% 1.96%
Allocation MFS® Total Return Series - Service Class
Adviser: Massachusetts Financial Services Company
0.86%* 10.22% 8.27% 6.27%
U.S. Equity MFS® Value Series - Service Class
Adviser: Massachusetts Financial Services Company
0.94%* 7.63% 11.07% 8.25%
Allocation PIMCO All Asset Portfolio - Advisor Class
Adviser: Pacific Investment Management Company LLC
Subadviser: Research Affiliates
2.29%* 8.02% 5.90% 3.93%
Allocation PIMCO Global Managed Asset Allocation Portfolio - Advisor Class
Adviser: Pacific Investment Management Company LLC
1.34%* 12.85% 7.20% 5.14%
International Equity PIMCO StocksPLUS Global Portfolio - Advisor Class
Adviser: Pacific Investment Management Company LLC
0.91%* 22.84% 11.41% 6.43%
U.S. Equity Putnam VT Core Equity Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Putnam Investments Limited
0.95% 28.08% 16.90% 11.95%
U.S. Equity Putnam VT Large Cap Growth Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Putnam Investments Limited
0.90% 44.47% 18.49% 14.40%
U.S. Equity Putnam VT Large Cap Value Fund - Class IB
Adviser: Putnam Investment Management, LLC
Subadviser: Putnam Investments Limited
0.82% 15.67% 14.50% 10.26%
International Equity Templeton Foreign VIP Fund - Class 2
Adviser: Templeton Investment Counsel, LLC
1.09%* 20.76% 5.27% 1.28%
Fixed Income Templeton Global Bond VIP Fund - Class 2
Adviser: Franklin Advisers, Inc.
0.77%* 2.88% (2.13)% (0.66)%
International Equity Templeton Growth VIP Fund - Class 2
Adviser: Templeton Global Advisors Limited
1.12%* 21.01% 6.47% 3.24%
* Annual expenses reflect a contractual fee reduction under an expense reimbursement or fee waiver arrangement.
** In a low interest rate environment, yields for money market funds, after deduction of Contract charges, may be negative even though the fund's yield, before deducting for such charges, is positive. If you allocate a portion of your Contact value to a money market Sub-Account or participate in an Asset Allocation Program, if available, where Contract value is allocated to a money market Sub-Account, that portion of the value of your Contract value may decrease in value.
APP A-3

Table of Contents
Asset Allocation Models
This section provides information about the asset allocation models (or Portfolio Planner Models) that may be available for participation under the contract. Models may not be available to you. You may be required to participate in a certain model depending on the optional benefits you have chosen. See "Optional Benefit Investment Restrictions" below.
You may participate in only one asset allocation model at a time. Your investments related to an asset allocation model will be rebalanced quarterly. For additional information, see "Static Asset Allocation Models" in the prospectus.

Models Available For The Following Contracts:

Personal Retirement Manager Foundation O-Share VA 1


The Portfolio Planner Models
The following model(s) (introduced as of May 2, 2022) are available for the Contract(s) listed above.
The percentage allocations below apply to value in the Sub-Accounts.

Fund 2022
Series 114
2022
Series 214
2022
Series 314
2022
Series 414
2022
Series 514
AB VPS Small/Mid-Cap Value Portfolio 2% 3% 3% 4% 5%
American Funds Growth Fund 5% 6% 8% 10% 11%
Fidelity VIP Mid Cap Portfolio 2% 3% 4% 4% 5%
Hartford Disciplined Equity HLS Fund 5% 7% 9% 10% 12%
Hartford Dividend and Growth HLS Fund 5% 7% 8% 10% 12%
Hartford International Opportunities HLS Fund 9% 12% 15% 18% 21%
Hartford Total Return Bond HLS Fund 55% 48% 40% 32% 24%
Invesco V.I. Government Securities Fund 5% 4% 3% 3% 2%
Invesco V.I. High Yield Fund 10% 8% 7% 5% 4%
MFS New Discovery Series 2% 2% 3% 4% 4%
Total 100% 100% 100% 100% 100%


Optional Benefit Investment Restrictions
1. Investment Restrictions For the Following Optional Benefits
Income Foundation Builder

Applicable To The Following Contracts*
Personal Retirement Manager Foundation O-Share VA 1

If you elect Income Foundation Builder, you must choose one of the following models. The models will be re-balanced monthly.

PERSONAL PROTECTION PORTFOLIOS

Series 8065
Fund
BlackRock Managed Volatility V.I. Fund 50 %
Hartford Capital Appreciation HLS Fund 20 %
Hartford Dividend and Growth HLS Fund 20 %
Hartford International Opportunities HLS Fund 10 %
Total 100 %
APP A-4

Table of Contents

Series 8066
Fund
BlackRock Managed Volatility V.I. Fund 50%
Franklin Mutual Shares VIP Fund 20%
Franklin Rising Dividends VIP Fund 10%
Templeton Growth VIP Fund 20%
Total 100 %

Series 8067
Fund
American Funds Growth Fund 20%
American Funds Growth-Income Fund 20%
American Funds International Fund 10%
BlackRock Managed Volatility V.I. Fund 50%
Total 100 %

Series 8068
Fund
BlackRock Managed Volatility V.I. Fund 50%
BlackRock S&P 500 Index V.I. Fund 50%
Total 100 %

Series 8069
Fund
BlackRock Managed Volatility V.I. Fund 50%
Fidelity VIP Contrafund Portfolio 20%
Invesco V.I. International Growth Fund 5%
MFS Value Series 20%
Templeton Foreign VIP Fund 5%
Total 100 %

Series 8070
Fund
American Funds Growth-Income Fund 20%
BlackRock Managed Volatility V.I. Fund 50%
Hartford International Opportunities HLS Fund 10%
Invesco V.I. Core Equity Fund 20%
Total 100 %

Series 8071
Fund
American Funds Washington Mutual Investors Fund 20%
BlackRock Managed Volatility V.I. Fund 50%
Hartford Dividend and Growth HLS Fund 20%
Templeton Foreign VIP Fund 10%
Total 100 %

APP A-5

Table of Contents
Series 8072
Fund
American Funds Growth Fund 20%
BlackRock Managed Volatility V.I. Fund 50%
Invesco V.I. International Growth Fund 10%
Lord Abbett Fundamental Equity Portfolio 20%
Total 100 %

Series 8073
Fund
BlackRock Capital Appreciation V.I. Fund 17%
BlackRock Equity Dividend V.I. Fund 18%
BlackRock Managed Volatility V.I. Fund 50%
PIMCO StocksPLUS Global Portfolio 15%
Total 100 %

Series 8097
Fund
BlackRock Managed Volatility V.I. Fund 50%
Invesco V.I. International Growth Fund 5%
LVIP American Century Value Fund 20%
Putnam VT Large Cap Growth Fund 20%
Templeton Foreign VIP Fund 5%
Total 100 %


Investment Restrictions For
Maximum Anniversary Value IV

Applicable To The Following Products
Personal Retirement Manager Foundation O-Share VA 1


You may choose to invest in either the Portfolio Planner Asset Allocation Models, Foundation Portfolio Planner Asset Allocation Models or the Investment Strategies Models. The Models will be re-balanced quarterly.


APP A-6

Table of Contents
PORTFOLIO PLANNER MODELS

As of May 2, 2022, the following models are available:
Fund 2022
Series 114
2022
Series 214
2022
Series 314
2022
Series 414
2022
Series 514
AB VPS Small/Mid-Cap Value Portfolio 2% 3% 3% 4% 5%
American Funds Growth Fund 5% 6% 8% 10% 11%
Fidelity VIP Mid Cap Portfolio 2% 3% 4% 4% 5%
Hartford Disciplined Equity HLS Fund 5% 7% 9% 10% 12%
Hartford Dividend and Growth HLS Fund 5% 7% 8% 10% 12%
Hartford International Opportunities HLS Fund 9% 12% 15% 18% 21%
Hartford Total Return Bond HLS Fund 55% 48% 40% 32% 24%
Invesco V.I. Government Securities Fund 5% 4% 3% 3% 2%
Invesco V.I. High Yield Fund 10% 8% 7% 5% 4%
MFS New Discovery Series 2% 2% 3% 4% 4%
Total 100% 100% 100% 100% 100%


INVESTMENT STRATEGIES ASSET ALLOCATION MODELS

Series 8023
Fund
Hartford Capital Appreciation HLS Fund 33%
Hartford Dividend and Growth HLS Fund 33%
Hartford Total Return Bond HLS Fund 34%
Total 100 %

Series 8024
Fund
Franklin Income VIP Fund 34%
Franklin Mutual Shares VIP Fund 33%
Templeton Growth VIP Fund 33%
Total 100 %

Series 8025
Fund
American Funds Global Small Capitalization Fund 10%
American Funds Growth Fund 25%
American Funds Growth-Income Fund 20%
American Funds International Fund 15%
American Funds The Bond Fund of America 30%
Total 100 %

Series 8026
Fund
American Funds International Fund 25%
Franklin Income VIP Fund 25%
Hartford Disciplined Equity HLS Fund 25%
Hartford Total Return Bond HLS Fund 25%
Total 100 %
APP A-7

Table of Contents


INDIVIDUAL SUB-ACCOUNTS
AB VPS Balanced Hedged Allocation Portfolio
American Funds The Bond Fund of America
BlackRock Global Allocation V.I. Fund
Hartford Total Return Bond HLS Fund
Hartford Ultrashort Bond HLS Fund
MFS Total Return Bond Series
MFS Total Return Series
PIMCO All Asset Portfolio
PIMCO Global Managed Asset Allocation Portfolio


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Please retain this product notice for future reference. The last prospectus and statement of additional information for the contract, dated June 28, 2018, contain more information about the contract. You may contact us to request this additional information free of charge. Instructions for contacting us are included in the front cover page of this product notice.

EDGAR Identifier: C000103263
APP A-8