Virtual Banking is the New Norm

Follow these tips to ensure your online banking experience is as safe as possible:

When visiting your bank online, avoid clicking on links that you may have received via email or text. Instead, make sure you always type the bank's website into your browser. You'll know your bank employs web page encryption by looking for "https" at the beginning of the website address.

Never access your bank's website or app unless you are on a secure, password-protected WiFi network (or using your cell phone's data connection). Public WiFi networks offered by your gym or the local coffee shop are convenient, but hackers can more easily access your device and steal your personal information while you're connected.

Always keep your login information secure. Avoid using the options some websites give to save your usernames and passwords. Doing so will enable anyone who uses your computer or mobile device after you to access your bank accounts. Change your passwords regularly and use different passwords for each of your online accounts. Make sure you use hard-to-guess passwords that have a combination of uppercase and lowercase letters, numbers and symbols.

Use your bank's app or website to log in to your account regularly to check your account balances to verify there are no unauthorized charges. Gone are the days when you had to wait to receive your monthly account statement to check over your transaction history. If you see suspicious activity, change your password and call your bank right away. If your bank offers to send you text or email alerts when large transactions are made on your accounts or when your balance drops below a set amount, you should opt-in.

Install anti-virus software that prevents, detects and removes malicious programs. Make sure you keep this software up-to-date on all devices that you use to access your bank accounts.

Your bank has a responsibility to use industry-standard security technology to combat cybersecurity threats and ensure the security of your funds and your personal data. You, as an account holder, also play a critical role in making sure your accounts are protected. Hopefully, these virtual banking safety tips will help you to do so.

Disclaimer: Parke Bank will not ask for any personal information via email or text message. If you suspect you have received a fraudulent email or text from Parke Bank, please contact us at 856-256-2500.