Nationwide Variable Account II
04/26/2024 | Press release | Distributed by Public on 04/26/2024 05:26
Updating Summary Prospectus - Form 497VPU
NW Dest B 2 (333-177439)
Nationwide DestinationSM [B] 2.0
Individual Flexible Premium Deferred Variable Annuity Contracts
Issued by
Nationwide Life Insurance Company
through its
NationwideVariable Account-II
Updating Summary Prospectus
May 1, 2024
This summary prospectus summarizes key features of the contract.
The statutory prospectus for the contract contains more information about the contract, including the contract's features, benefits, and risks. You can find this document and other information about the contract online at https://nationwide.onlineprospectus.net/NW/C000109061NW/index.php?ctype=product_prospectus. You can also obtain this information at no cost by calling 1-800-848-6331 or by sending an email request to [email protected].
Additional information about certain investment products, including variable annuities, has been prepared by the SEC'sstaff and is available at Investor.gov.
1
Glossary of Special Terms
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Accumulation Unit - An accounting unit of measure used to calculate the Contract Value allocated to the Variable
Account before the Annuitization Date.
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Annuitization Date- The date on which annuity payments begin.
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Contract Owner(s) - The person(s) who owns all rights under the contract.
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Contract Value- The value of all Accumulation Units in a contract plus any amount held in the Fixed Account.
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Current Income Benefit Base - For purposes of the Nationwide Lifetime Income Rider Plus Core, Nationwide
Lifetime Income Rider Plus Accelerated, Nationwide Lifetime Income Rider Plus Max, 7% Nationwide Lifetime
Income Rider, Nationwide Lifetime Income Capture option, and Nationwide Lifetime Income Track option, it is equal
to the Original Income Benefit Base adjusted throughout the life of the contract to account for subsequent purchase
payments, excess withdrawals, early withdrawals (if applicable), reset opportunities, and if elected, the Non-Lifetime
Withdrawal. This amount is multiplied by the Lifetime Withdrawal Percentage to arrive at the Lifetime Withdrawal
Amount.
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Fixed Account - An investment option that is funded by Nationwide'sGeneral Account. Amounts allocated to the
Fixed Account will receive periodic interest subject to a guaranteed minimum crediting rate.
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General Account - All assets of Nationwide other than those of the Variable Account or in other separate accounts of
Nationwide.
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Individual Retirement Annuity or IRA- An annuity contract that qualifies for favorable tax treatment under Section
408(b) of the Internal Revenue Code, but does not include Roth IRAs or Simple IRAs.
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Interest Anniversary Rate - The compound interest rate used in the calculation of the interest anniversary value for
the Combination Enhanced Death Benefit III Option.
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Investment-Only Contract- A contract purchased by a qualified pension, profit-sharing, or stock bonus plan as
defined by Section 401(a) of the Internal Revenue Code.
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Lifetime Withdrawal- For purposes of the Nationwide Lifetime Income Rider Plus Core, Nationwide Lifetime Income
Rider Plus Accelerated, Nationwide Lifetime Income Rider Plus Max, 7% Nationwide Lifetime Income Rider,
Nationwide Lifetime Income Capture option, and Nationwide Lifetime Income Track option, it is a withdrawal of all or
a portion of the Lifetime Withdrawal Amount.
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Lifetime Withdrawal Amount- For purposes of the Nationwide Lifetime Income Rider Plus Core, Nationwide Lifetime
Income Rider Plus Accelerated, and Nationwide Lifetime Income Rider Plus Max, the maximum amount that can be
withdrawn during a calendar year without reducing the Current Income Benefit Base. It is calculated annually, on
each January 1, by multiplying the Current Income Benefit Base by the applicable Lifetime Withdrawal Percentage.
For purposes of the 7% Nationwide Lifetime Income Rider, Nationwide Lifetime Income Capture option, or
Nationwide Lifetime Income Track option, the maximum amount that can be withdrawn between Contract/Option
Anniversaries (and after the Withdrawal Start Date for the Nationwide Lifetime Income Track option) without reducing
the Current Income Benefit Base. It is calculated annually, on each Contract/Option Anniversary, by multiplying the
Current Income Benefit Base by the Lifetime Withdrawal Percentage.
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Lifetime Withdrawal Percentage- An age-based percentage used to determine the Lifetime Withdrawal Amount
under the Nationwide Lifetime Income Rider Plus Core, Nationwide Lifetime Income Rider Plus Accelerated,
Nationwide Lifetime Income Rider Plus Max, 7% Nationwide Lifetime Income Rider, Nationwide Lifetime Income
Capture option, and Nationwide Lifetime Income Track option. The applicable percentage is multiplied by the Current
Income Benefit Base to arrive at the Lifetime Withdrawal Amount for any given year. The Rate Sheet Supplement
discloses the Lifetime Withdrawal Percentages that are currently available for new contracts.
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Nationwide - Nationwide Life Insurance Company.
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Non-Lifetime Withdrawal - For purposes of the Nationwide Lifetime Income Rider Plus Core, Nationwide Lifetime
Income Rider Plus Accelerated, Nationwide Lifetime Income Rider Plus Max, 7% Nationwide Lifetime Income Rider,
Nationwide Lifetime Income Capture option, and Nationwide Lifetime Income Track option, a one-time only election
to take a withdrawal from the contract that will not initiate the benefit under the option.
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2
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Original Income Benefit Base - For purposes of the Nationwide Lifetime Income Rider Plus Core, Nationwide
Lifetime Income Rider Plus Accelerated, Nationwide Lifetime Income Rider Plus Max, 7% Nationwide Lifetime
Income Rider, Nationwide Lifetime Income Capture option, and Nationwide Lifetime Income Track option, the initial
benefit base calculated on the date the option is elected, which is equal to the Contract Value.
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Qualified Plan - A retirement plan that receives favorable tax treatment under Section 401 of the Internal Revenue
Code, including Investment-Only Contracts. In this prospectus, all provisions applicable to Qualified Plans also apply
to Investment-Only Contracts unless specifically stated otherwise.
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Rate Sheet Supplement - Supplements to the prospectus that we file periodically with the SEC to provide for and
modify certain rates that are associated with various optional benefits available under the contract. The Rate Sheet
Supplements disclose the Roll-up Interest Rates, Roll-up Crediting Periods, Lifetime Withdrawal Percentages, and
Interest Anniversary Rate that are currently available for new contracts.
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Roll-up Crediting Period - For purposes of the Nationwide Lifetime Income Rider Plus Core, Nationwide Lifetime
Income Rider Plus Accelerated, and Nationwide Lifetime Income Rider Plus Max, beginning with the date the
contract is issued, the Roll-up Crediting Period is the maximum period of time that the Roll-up Interest Rate will
apply for. The Rate Sheet Supplement discloses the Roll-up Crediting Periods that are currently available for new
contracts.
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Roll-up Interest Rate - For purposes of the Nationwide Lifetime Income Rider Plus Core, Nationwide Lifetime Income
Rider Plus Accelerated, and Nationwide Lifetime Income Rider Plus Max, the simple interest rate used to determine
the roll-up in the calculation of the Current Income Benefit Base. The Rate Sheet Supplement discloses the Roll-up
Interest Rate that are currently available for new contracts. For purposes of the Nationwide Lifetime Income Capture
option, the indexed simple interest rate used to determine the roll-up in the calculation of the Current Income Benefit
Base.
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Roth IRA - An annuity contract that qualifies for favorable tax treatment under Section 408A of the Internal Revenue
Code.
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SEC- Securities and Exchange Commission.
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Service Center - The department of Nationwide responsible for receiving all service and transaction requests relating
to the contract. For service and transaction requests submitted other than by telephone (including fax requests), the
Service Center is Nationwide's mail and document processing facility. For service and transaction requests
communicated by telephone, the Service Center is Nationwide's operations processing facility. Information on how to
contact the Service Center is in the Contacting the Service Center provision in the statutory prospectus.
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Sub-Accounts - Divisions of the Variable Account, each of which invests in a single underlying mutual fund.
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Variable Account- NationwideVariable Account-II, a separate account that Nationwide established to hold Contract
Owner assets allocated to variable investment options. The Variable Account is divided into Sub-Accounts, each of
which invests in a separate underlying mutual fund.
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3
Updated Information About Your Contract
The information in this updating summary prospectus is a summary of certain contract features that have changed since the statutory prospectus dated May 1, 2023. This may not reflect all of the changes that have occurred since you entered into your contract.
Changes to underlying mutual fund availability:
Additions
The following underlying mutual fund(s) is/are available as an investment option effective May 1, 2024:
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AllianceBernstein Variable Products Series Fund, Inc. - AB VPS Large Cap Growth Portfolio: Class B
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AllianceBernstein Variable Products Series Fund, Inc. - AB VPS Relative Value Portfolio: Class A
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American Funds Insurance Series(R) - American Funds(R) Global Balanced Fund: Class 4
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American Funds Insurance Series(R) - American High-Income Trust: Class 4
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American Funds Insurance Series(R) - Capital Income Builder(R): Class 4
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Pioneer Variable Contracts Trust - Pioneer Fund VCT Portfolio: Class II
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BlackRock Variable Series Funds, Inc. - BlackRock 60/40 Target Allocation ETF V.I. Fund: Class III
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Calvert Variable Products, Inc. - Calvert VP Nasdaq 100 Index Portfolio: Class F
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Calvert Variable Series, Inc. - Calvert VP SRI Balanced Portfolio: Class F
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Columbia Funds Variable Insurance Trust II - Columbia Variable Portfolio - Seligman Global Technology: Class 2
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Janus Aspen Series - Janus Henderson Enterprise Portfolio: Service Shares
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Janus Aspen Series - Janus Henderson Global Research Portfolio: Service Shares
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Legg Mason Partners Variable Equity Trust - ClearBridge Variable Small Cap Growth Portfolio: Class II
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PIMCO Variable Insurance Trust - International Bond Portfolio (U.S. Dollar-Hedged): Advisor Class
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PIMCO Variable Insurance Trust - Real Return Portfolio: Advisor Class
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Putnam Variable Trust - Putnam VT George Putnam Balanced Fund: Class IB
Wall-Offs
The following underlying mutual fund(s) is/are only available in contracts for which good order applications were received before May 1, 2024:
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Allspring Variable Trust - VT Small Cap Growth Fund: Class 2
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Nationwide Variable Insurance Trust - NVIT Emerging Markets Fund: Class II
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PIMCO Variable Insurance Trust - International Bond Portfolio (Unhedged): Advisor Class
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PIMCO Variable Insurance Trust - Low Duration Portfolio: Advisor Class
The following underlying mutual fund is only available in contracts for which good order applications were received before April 26, 2024:
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Lincoln Variable Insurance Products Trust - LVIP American Century Inflation Protection Fund: Service Class
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Lincoln Variable Insurance Products Trust - LVIP American Century Mid Cap Value Fund: Service Class
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Lincoln Variable Insurance Products Trust - LVIP American Century Value Fund: Service Class
Closures
The following underlying mutual fund(s) is/are no longer available to receive transfers or new purchase payments effective March 20, 2024:
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Nationwide Variable Insurance Trust - NVIT J.P. Morgan Mozaic(SM) Multi-Asset Fund: Class II
Re-Opening
The following underlying mutual fund(s) is/are available to all contracts effective May 1, 2024:
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Nationwide Variable Insurance Trust - NVIT Loomis Short Term Bond Fund: Class II
Mergers
The following underlying mutual fund(s) is/are merged effective April 26, 2024:
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From Fund
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Acquiring Fund
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American Century Variable Portfolios II, Inc. - American Century
VP Inflation Protection Fund: Class II
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Lincoln Variable Insurance Products Trust - LVIP American
Century Inflation Protection Fund: Service Class
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American Century Variable Portfolios, Inc. - American Century
VP Mid Cap Value Fund: Class II
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Lincoln Variable Insurance Products Trust - LVIP American
Century Mid Cap Value Fund: Service Class
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4
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From Fund
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Acquiring Fund
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American Century Variable Portfolios, Inc. - American Century
VP Value Fund: Class II
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Lincoln Variable Insurance Products Trust - LVIP American
Century Value Fund: Service Class
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Liquidations
The following underlying mutual fund(s) was liquidated effective April 20, 2024:
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Nationwide Variable Insurance Trust - NVIT J.P. Morgan Mozaic(SM) Multi-Asset Fund: Class II
Product disclosure changes:
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In the Overview of the Contract section, under Purpose of the Contract, the third sentence has been revised to state as follows: The contract can help supplement retirement income through the annuitization feature, which provides a stream of periodic income payments.
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In the Important Information You Should Consider About Your Contract section, under Restrictions, Optional Benefits, the following has been added as a new bullet: The availability of certain optional benefits may vary by state.
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For contracts issued on or after October 16, 2023, Nationwide has modified the process described in the Rate Sheet Supplement for determining the applicable rates that will be applied to the contract in the event of an intervening Rate Sheet Supplement that increases the applicable Roll-up Interest Rate and/or Lifetime Withdrawal Percentages after the date the application is signed.
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For applications signed on or after February 12, 2024, the current charge for the Nationwide Lifetime Income Rider Plus Core, Nationwide Lifetime Income Rider Plus Accelerated, and Nationwide Lifetime Income Rider Plus Max optional benefits increased to 1.45%.
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For applications signed on or after February 12, 2024, the current charge for the Joint Option for the Nationwide Lifetime Income Rider Plus Core, Joint Option for the Nationwide Lifetime Income Rider Plus Accelerated, and Joint Option for the Nationwide Lifetime Income Rider Plus Max optional benefits decreased to 0.15%.
5
Important Information You Should Consider About the Contract
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FEES AND EXPENSES
(see Fee Table and Charges and Deductions in the statutory prospectus)
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Charges for Early
Withdrawals
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If the Contract Owner withdraws money from the contract within 7 years following his/her
last purchase payment, a Contingent Deferred Sales Charge (or "CDSC") may apply (see
Contingent Deferred Sales Charge in the statutory prospectus). The CDSC is used to
recoup sales and other expenses associated with the contract that Nationwide incurs
during the early years of the contract. The CDSC will not exceed 7% of the amount of
purchase payments withdrawn, declining to 0% over 7 years.
For example, for a contract with a $100,000 investment, a withdrawal taken during the
CDSC period could result in a CDSC of up to $7,000.
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Ongoing Fees and
Expenses (annual
charges)
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The table below describes the fees and expenses that you may pay each year, depending
on the options chosen. Please refer to your contract specifications page for information
about the specific fees you will pay each year based on the options you have elected.
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Annual Fee
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Minimum
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Maximum
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Base Contract
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1.30%1
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1.33%1
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Investment options (underlying mutual fund fees
and expenses)
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0.41%2
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4.26%2
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Optional benefits available for an additional
charge (for a single optional benefit, if elected)
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0.20%3
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1.60%3
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1As a percentage of Daily Net Assets, plus a percentage attributable to the Contract
Maintenance Charge.
2As a percentage of underlying mutual fund assets.
3As a percentage of Daily Net Assets or Current Income Benefit Base, depending on the
optional benefit(s) elected.
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Because each contract is customizable, the options elected affect how much each
Contract Owner will pay. To help you understand the cost of owning the contract, the
following table shows the lowest and highest cost a Contract Owner could pay each year,
based on current charges. This estimate assumes that no withdrawals are taken from the
contract, which could add a CDSC that substantially increases costs.
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Lowest Annual Cost Estimate:
$1,584.24
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Highest Annual Cost Estimate:
$6,340.39
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Assumes:
• Investment of $100,000
• 5% annual appreciation
• Least expensive underlying mutual fund fees
and expenses
• No optional benefits
• No CDSC
• No additional purchase payments, transfers or
withdrawals
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Assumes:
• Investment of $100,000
• 5% annual appreciation
• Most expensive combination of
optional benefits and underlying
mutual fund fees and expenses
• No CDSC
• No additional purchase payments,
transfers or withdrawals
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RISKS
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Risk of Loss
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Contract Owners of variable annuities can lose money by investing in the contract,
including loss of principal (see Principal Risks in the statutory prospectus).
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6
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RISKS
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Not a Short-Term
Investment
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The contract is not a short-term investment and is not appropriate for an investor who
needs ready access to cash. Nationwide has designed the contract to offer features,
pricing, and investment options that encourage long-term ownership (see Principal Risks in
the statutory prospectus).
A CDSC may apply for up to 7 years following the last purchase payment and could reduce
the value of the contract if purchase payments are withdrawn during that time (see
Contingent Deferred Sales Charge in the statutory prospectus). The benefits of tax
deferral and living benefit protections also mean that the contract is more beneficial to
investors with a long time horizon (see Principal Risks in the statutory prospectus).
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Risks Associated with
Investment Options
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• Investment in this contract is subject to the risk of poor investment performance of the
investment options chosen by the Contract Owner.
• Each investment option (including the Fixed Account) has its own unique risks.
• Review the prospectuses and disclosures for the investment options before making an
investment decision.
See Principal Risks in the statutory prospectus.
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Insurance Company Risks
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Investment in the contract is subject to the risks associated with Nationwide, including that
any obligations (including interest payable for allocations to the Fixed Account),
guarantees, or benefits are subject to the claims-paying ability of Nationwide. More
information about Nationwide, including its financial strength ratings, is available by
contacting Nationwide at the address and/or toll-free phone number indicated in
Contacting theService Center in the statutory prospectus(see Principal Risks in the
statutory prospectus).
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RESTRICTIONS
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Investments
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• Nationwide reserves the right to add, remove, and substitute investment options
available under the contract (see The Sub-Accountsand Underlying Mutual Funds in the
statutory prospectus).
• Allocations to the Fixed Account may not be transferred to another investment option
except at the end of a Fixed Account interest rate guarantee period (see The Fixed
Account in the statutory prospectus).
• Not all investment options may be available under your contract (see Appendix A:
Underlying Mutual Funds Available Under the Contract in the statutory prospectus).
• Transfers between Sub-Accounts are subject to policies designed to deter short-term
and excessively frequent transfers. Nationwide may restrict the form in which transfer
requests will be accepted (see Transfer Restrictions in the statutory prospectus).
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Optional Benefits
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• Certain optional benefits limit or restrict the investment options available for investment.
• Nationwide reserves the right to discontinue offering any optional benefit. Such a
discontinuance will only apply to new contracts and will not impact any contracts already
in force.
• For certain optional benefits, Nationwide reserves the right to refuse or limit subsequent
purchase payments.
• For certain optional benefits, a Contract Owner's ability to continue to receive certain
benefits is contingent on a Contract Owner's agreement to new terms and conditions.
• For certain optional benefits, while withdrawals are not restricted, the impact of certain
withdrawals could have a negative impact on the amount of the benefit ultimately
available.
• For certain optional benefits, certain withdrawals could negatively impact the amount of
the benefit by an amount greater than the amount withdrawn and/or could terminate the
optional benefit.
• The availability of certain optional benefits may vary by state.
See Benefits Under the Contract in the statutory prospectus.
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7
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TAXES
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Tax Implications
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• Consult with a tax professional to determine the tax implications of an investment in and
payments received under this contract.
• If the contract is purchased through a tax-qualified plan or IRA, there is no additional tax
deferral.
• Earnings in the contract are taxed at ordinary income tax rates at the time of
withdrawals and there may be a tax penalty if withdrawals are taken before the Contract
Owner reaches age 59½.
See Appendix C: Contract Types and Tax Information in the statutory prospectus.
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CONFLICTS OF INTEREST
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Investment Professional
Compensation
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Some financial professionals receive compensation for selling the contract. Compensation
can take the form of commission and other indirect compensation in that Nationwide may
share the revenue it earns on this contract with the financial professional's firm. This
conflict of interest may influence a financial professional, as these financial professionals
may have a financial incentive to offer or recommend this contract over another investment
(see Distribution, Promotional, and Sales Expenses in the statutory prospectus).
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Exchanges
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Some financial professionals may have a financial incentive to offer an investor a new
contract in place of the one he/she already owns. An investor should only exchange his/her
contract if he/she determines, after comparing the features, fees, and risks of both
contracts, that it is preferable for him/her to purchase the new contract, rather than to
continue to own the existing one (see Replacements and Distribution, Promotional, and
Sales Expenses in the statutory prospectus).
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8
Appendix: Underlying Mutual Funds Available Under the Contract
The following is a list of underlying mutual funds available under the contract. More information about the underlying mutual funds is available in the prospectuses for the underlying mutual funds, which may be amended from time to time and can be found online at https://nationwide.onlineprospectus.net/NW/C000109061NW/index.php. This information can also be obtained at no cost by calling 1-800-848-6331 or by sending an email request to [email protected]. Depending on the optional benefits chosen, access to certain underlying mutual funds may be limited.
The current expenses and performance information below reflects fees and expenses of the underlying mutual funds, but do not reflect the other fees and expenses that the contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each underlying mutual fund's past performance is not necessarily an indication of future performance.
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Type
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Underlying Mutual Fund and Adviser/Subadviser
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Current
Expenses
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Average Annual Total
Returns
(as of 12/31/2023)
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1 year
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5 year
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10 year
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Equity
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AllianceBernstein Variable Products Series Fund, Inc. - AB VPS
Discovery Value Portfolio: Class B
Investment Advisor: AllianceBernstein L.P.
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1.06%
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16.86%
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10.51%
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7.29%
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Equity
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AllianceBernstein Variable Products Series Fund, Inc. - AB VPS
International Value Portfolio: Class B
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2020
Investment Advisor: AllianceBernstein L.P.
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1.15%
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14.83%
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5.55%
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1.83%
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Equity
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AllianceBernstein Variable Products Series Fund, Inc. - AB VPS
Relative Value Portfolio: Class A
Investment Advisor: AllianceBernstein L.P.
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0.61%*
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12.03%
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11.85%
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9.32%
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Equity
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Allspring Variable Trust - VT Small Cap Growth Fund: Class 2
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2024
Investment Advisor: Allspring Funds Management, LLC
Sub-Advisor: Allspring Global Investments, LLC
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1.17%
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4.11%
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7.68%
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6.60%
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Allocation
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American Funds Insurance Series® - American Funds® Global
Balanced Fund: Class 4
Investment Advisor: Capital Research and Management Company
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1.00%*
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13.45%
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7.16%
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5.20%
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Fixed Income
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American Funds Insurance Series® - American High-Income Trust:
Class 4
Investment Advisor: Capital Research and Management Company
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0.80%*
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12.18%
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5.84%
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4.15%
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Allocation
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American Funds Insurance Series® - Capital Income Builder®: Class
4
Investment Advisor: Capital Research and Management Company
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0.77%*
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8.76%
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7.18%
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Equity
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American Funds Insurance Series® - Global Small Capitalization
Fund: Class 4
Investment Advisor: Capital Research and Management Company
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1.16%*
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15.79%
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8.03%
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5.51%
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Allocation
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American Funds Insurance Series® - Managed Risk Asset Allocation
Fund: Class P2
This underlying mutual fund is only available in contracts for which good
order applications were received before July 14, 2014
Investment Advisor: Capital Research and Management Company
Sub-Advisor: Milliman Financial Risk Management, LLC
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0.90%*
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10.23%
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5.91%
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4.74%
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Equity
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American Funds Insurance Series® - New World Fund®: Class 4
Investment Advisor: Capital Research and Management Company
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1.07%*
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15.67%
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8.37%
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4.43%
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Fixed Income
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American Funds Insurance Series® - U.S. Government Securities
Fund: Class 2
Investment Advisor: Capital Research and Management Company
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0.49%*
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2.89%
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1.04%
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1.52%
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Equity
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American Funds Insurance Series® - Washington Mutual Investors
Fund: Class 4
Investment Advisor: Capital Research and Management Company
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0.75%*
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16.97%
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12.33%
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9.64%
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9
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Type
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Underlying Mutual Fund and Adviser/Subadviser
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Current
Expenses
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Average Annual Total
Returns
(as of 12/31/2023)
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1 year
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5 year
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10 year
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Fixed Income
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BlackRock Variable Series Funds II, Inc. - BlackRock High Yield V.I.
Fund: Class III
Investment Advisor: BlackRock Advisors, LLC
Investment Sub-Advisor: BlackRock International Limited
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0.79%*
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12.94%
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5.50%
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4.22%
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Fixed Income
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BlackRock Variable Series Funds II, Inc. - BlackRock Total Return V.I.
Fund: Class III
Investment Advisor: BlackRock Advisors, LLC
Investment Sub-Advisor: BlackRock International Limited and BlackRock
(Singapore) Limited
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0.80%*
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5.42%
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1.03%
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1.62%
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Allocation
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BlackRock Variable Series Funds, Inc. - BlackRock 60/40 Target
Allocation ETF V.I. Fund: Class III
Investment Advisor: BlackRock Advisors, LLC
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0.56%*
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15.32%
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8.69%
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Equity
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BlackRock Variable Series Funds, Inc. - BlackRock Equity Dividend
V.I. Fund: Class III
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2017
Investment Advisor: BlackRock Advisors, LLC
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0.92%*
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11.99%
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11.27%
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8.73%
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Allocation
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BlackRock Variable Series Funds, Inc. - BlackRock Global Allocation
V.I. Fund: Class III
Investment Advisor: BlackRock Advisors, LLC
Investment Sub-Advisor: BlackRock International Limited and BlackRock
(Singapore) Limited
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1.02%*
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12.49%
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7.38%
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4.63%
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Equity
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BNY Mellon Investment Portfolios - MidCap Stock Portfolio: Service
Shares
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2021
Investment Advisor: BNY Mellon Investment Adviser, Inc.
Sub-Advisor: Newton Investment Management North America, LLC
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1.05%*
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17.99%
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10.42%
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7.17%
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Equity
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BNY Mellon Investment Portfolios - Small Cap Stock Index Portfolio:
Service Shares
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2013
Investment Advisor: BNY Mellon Investment Adviser, Inc.
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0.60%*
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15.39%
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10.40%
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8.04%
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Allocation
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Calvert Variable Series, Inc. - Calvert VP SRI Balanced Portfolio:
Class F
Investment Advisor: Calvert Research and Management
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0.90%
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16.42%
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9.99%
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7.14%
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Equity
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Calvert Variable Trust, Inc. - CVT Nasdaq 100 Index Portfolio: Class F
(formerly, Calvert Variable Products, Inc. - Calvert VP Nasdaq 100
Index Portfolio: Class F)
Investment Advisor: Calvert Research and Management
Investment Sub-Advisor: Ameritas Investment Partners, Inc.
|
0.73%*
|
54.02%
|
21.80%
|
17.01%
|
|
Equity
|
Columbia Funds Variable Insurance Trust II - Columbia Variable
Portfolio - Seligman Global Technology: Class 2
Investment Advisor: Columbia Management Investment Advisors, LLC
|
1.20%*
|
44.87%
|
25.34%
|
20.11%
|
|
Fixed Income
|
Columbia Funds Variable Series Trust II - Columbia Variable Portfolio
- High Yield Bond Fund: Class 2
Investment Advisor: Columbia Management Investment Advisors, LLC
|
0.89%*
|
11.87%
|
5.31%
|
4.17%
|
|
Equity
|
Delaware VIP Trust - Macquarie VIP Small Cap Value Series: Service
Class (formerly, Delaware VIP Trust - Delaware VIP Small Cap Value
Series: Service Class)
Investment Advisor: Delaware Management Company, a series of
Macquarie Investment Management Business Trust (a Delaware statutory
trust)
Investment Sub-Advisor: Macquarie Investment Management Global
Limited
|
1.08%
|
9.10%
|
9.87%
|
6.77%
|
10
|
Type
|
Underlying Mutual Fund and Adviser/Subadviser
|
Current
Expenses
|
Average Annual Total
Returns
(as of 12/31/2023)
|
||
|
1 year
|
5 year
|
10 year
|
|||
|
Fixed Income
|
Eaton Vance Variable Trust - Eaton Vance VT Floating-Rate Income
Fund: Initial Class
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2023
Investment Advisor: Eaton Vance Management
|
1.17%
|
11.21%
|
4.13%
|
3.22%
|
|
Equity
|
Fidelity Variable Insurance Products - Emerging Markets Portfolio:
Service Class 2
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
Investment Sub-Advisor: FMR UK, FMR HK, FMR Japan, FIA, and
FIA(UK)
|
1.14%
|
9.49%
|
7.55%
|
4.92%
|
|
Allocation
|
Fidelity Variable Insurance Products Fund - Fidelity VIP Freedom
Fund 2010 Portfolio: Service Class 2
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2023
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
|
0.65%
|
9.08%
|
5.26%
|
4.29%
|
|
Allocation
|
Fidelity Variable Insurance Products Fund - Fidelity VIP Freedom
Fund 2020 Portfolio: Service Class 2
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2023
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
|
0.72%
|
12.22%
|
7.22%
|
5.48%
|
|
Allocation
|
Fidelity Variable Insurance Products Fund - Fidelity VIP Freedom
Fund 2030 Portfolio: Service Class 2
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2023
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
|
0.77%
|
14.46%
|
9.02%
|
6.59%
|
|
Allocation
|
Fidelity Variable Insurance Products Fund - VIP Balanced Portfolio:
Service Class 2
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
Investment Sub-Advisor: FMR Investment Management (UK) Limited,
Fidelity Management & Research (Hong Kong) Limited and Fidelity
Management & Research (Japan) Limited
|
0.69%
|
21.23%
|
12.15%
|
8.80%
|
|
Equity
|
Fidelity Variable Insurance Products Fund - VIP Contrafund®
Portfolio: Service Class 2
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
Investment Sub-Advisor: FMR Investment Management (UK) Limited,
Fidelity Management & Research (Hong Kong) Limited and Fidelity
Management & Research (Japan) Limited
|
0.81%
|
33.12%
|
16.36%
|
11.33%
|
|
Equity
|
Fidelity Variable Insurance Products Fund - VIP Energy Portfolio:
Service Class 2
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
Investment Sub-Advisor: FMR Investment Management (UK) Limited,
Fidelity Management & Research (Hong Kong) Limited and Fidelity
Management & Research (Japan) Limited
|
0.86%
|
0.70%
|
13.36%
|
2.37%
|
|
Equity
|
Fidelity Variable Insurance Products Fund - VIP Equity-Income
Portfolio: Service Class 2
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
Investment Sub-Advisor: FMR Investment Management (UK) Limited,
Fidelity Management & Research (Hong Kong) Limited and Fidelity
Management & Research (Japan) Limited
|
0.72%
|
10.38%
|
12.01%
|
8.31%
|
11
|
Type
|
Underlying Mutual Fund and Adviser/Subadviser
|
Current
Expenses
|
Average Annual Total
Returns
(as of 12/31/2023)
|
||
|
1 year
|
5 year
|
10 year
|
|||
|
Fixed Income
|
Fidelity Variable Insurance Products Fund - VIP Floating Rate High
Income Portfolio: Initial Class
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
Investment Sub-Advisor: FMR Investment Management (UK) Limited,
Fidelity Management & Research (Hong Kong) Limited and Fidelity
Management & Research (Japan) Limited
|
0.75%
|
12.17%
|
5.60%
|
|
|
Equity
|
Fidelity Variable Insurance Products Fund - VIP Growth & Income
Portfolio: Service Class 2
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
Investment Sub-Advisor: FMR Investment Management (UK) Limited,
Fidelity Management & Research (Hong Kong) Limited and Fidelity
Management & Research (Japan) Limited
|
0.74%
|
18.37%
|
14.50%
|
9.99%
|
|
Equity
|
Fidelity Variable Insurance Products Fund - VIP Growth Portfolio:
Service Class 2
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
Investment Sub-Advisor: FMR Investment Management (UK) Limited,
Fidelity Management & Research (Hong Kong) Limited and Fidelity
Management & Research (Japan) Limited
|
0.83%
|
35.89%
|
19.34%
|
14.51%
|
|
Fixed Income
|
Fidelity Variable Insurance Products Fund - VIP Investment Grade
Bond Portfolio: Service Class 2
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
Investment Sub-Advisor: FMR Investment Management (UK) Limited,
Fidelity Management & Research (Hong Kong) Limited and Fidelity
Management & Research (Japan) Limited
|
0.63%
|
6.00%
|
1.72%
|
2.08%
|
|
Equity
|
Fidelity Variable Insurance Products Fund - VIP Mid Cap Portfolio:
Service Class 2
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2017
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
Sub-Advisor: FMR Investment Management (UK) Limited, Fidelity
Management & Research (Hong Kong) Limited and Fidelity Management
& Research (Japan) Limited
|
0.82%
|
14.80%
|
12.17%
|
7.85%
|
|
Equity
|
Fidelity Variable Insurance Products Fund - VIP Overseas Portfolio:
Service Class 2
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
Investment Sub-Advisor: FMR UK, FMR HK, FMR Japan, FIA, and
FIA(UK)
|
0.98%
|
20.22%
|
9.71%
|
4.65%
|
|
Equity
|
Fidelity Variable Insurance Products Fund - VIP Real Estate Portfolio:
Service Class 2
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2023
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
Sub-Advisor: FMR Investment Management (UK) Limited, Fidelity
Management & Research (Hong Kong) Limited and Fidelity Management
& Research (Japan) Limited
|
0.85%
|
10.89%
|
4.96%
|
5.77%
|
|
Equity
|
Fidelity Variable Insurance Products Fund - VIP Value Strategies
Portfolio: Service Class 2
Investment Advisor: Fidelity Management & Research Company LLC
(FMR)
Investment Sub-Advisor: FMR Investment Management (UK) Limited,
Fidelity Management & Research (Hong Kong) Limited and Fidelity
Management & Research (Japan) Limited
|
0.85%
|
20.61%
|
16.63%
|
9.10%
|
12
|
Type
|
Underlying Mutual Fund and Adviser/Subadviser
|
Current
Expenses
|
Average Annual Total
Returns
(as of 12/31/2023)
|
||
|
1 year
|
5 year
|
10 year
|
|||
|
Allocation
|
Franklin Templeton Variable Insurance Products Trust - Franklin
Allocation VIP Fund: Class 2
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2021
Investment Advisor: Franklin Advisers, Inc.
Sub-Advisor: Brandywine Global Investment Management, LLC
(Brandywine); ClearBridge Investments, LLC (ClearBridge); Franklin
Templeton Institutional, LLC (FT Institutional); Templeton Global Advisors
Limited (Global Advisors)
|
0.82%*
|
14.61%
|
7.57%
|
4.75%
|
|
Allocation
|
Franklin Templeton Variable Insurance Products Trust - Franklin
Income VIP Fund: Class 2
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2022
Investment Advisor: Franklin Advisers, Inc.
|
0.71%*
|
8.62%
|
6.98%
|
5.01%
|
|
Equity
|
Franklin Templeton Variable Insurance Products Trust - Franklin
Small Cap Value VIP Fund: Class 2
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2013
Investment Advisor: Franklin Mutual Advisers, LLC
|
0.91%*
|
12.75%
|
11.06%
|
7.04%
|
|
Fixed Income
|
Franklin Templeton Variable Insurance Products Trust - Templeton
Global Bond VIP Fund: Class 2
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2019
Investment Advisor: Franklin Advisers, Inc.
|
0.75%*
|
2.88%
|
-2.13%
|
-0.66%
|
|
Alternative
|
Goldman Sachs Variable Insurance Trust - Goldman Sachs Multi-
Strategy Alternatives Portfolio: Service Shares
Investment Advisor: Goldman Sachs Asset Management, L.P.
|
1.21%*
|
7.77%
|
4.16%
|
|
|
Allocation
|
Goldman Sachs Variable Insurance Trust - Goldman Sachs Trend
Driven Allocation Fund: Service Shares
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2018
Investment Advisor: Goldman Sachs Asset Management, L.P.
|
0.97%*
|
15.57%
|
4.81%
|
3.41%
|
|
Equity
|
Invesco - Invesco V.I. Global Fund: Series II
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2023
Investment Advisor: Invesco Advisers, Inc.
|
1.07%
|
34.45%
|
12.02%
|
8.20%
|
|
Equity
|
Invesco - Invesco V.I. Main Street Mid Cap Fund: Series II Shares
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2015
Investment Advisor: Invesco Advisers, Inc.
|
1.19%
|
14.14%
|
10.32%
|
6.45%
|
|
Equity
|
Invesco - Invesco V.I. Main Street Small Cap Fund: Series II
Investment Advisor: Invesco Advisers, Inc.
|
1.13%
|
17.82%
|
12.78%
|
8.66%
|
|
Allocation
|
Ivy Variable Insurance Portfolios - Macquarie VIP Asset Strategy
Series: Service Class (formerly, Ivy Variable Insurance Portfolios -
Delaware Ivy Asset Strategy: Class II)
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2017
Investment Advisor: Delaware Management Company, a series of
Macquarie Investment Management Business Trust (a Delaware statutory
trust)
Sub-Advisor: Macquarie Investment Management Global
Limited;Macquarie Investment Management Austria Kapitalanlage
AG;Macquarie Investment Management Europe Limited
|
0.85%*
|
13.90%
|
8.27%
|
3.48%
|
13
|
Type
|
Underlying Mutual Fund and Adviser/Subadviser
|
Current
Expenses
|
Average Annual Total
Returns
(as of 12/31/2023)
|
||
|
1 year
|
5 year
|
10 year
|
|||
|
Fixed Income
|
Ivy Variable Insurance Portfolios - Macquarie VIP High Income
Series: Service Class (formerly, Ivy Variable Insurance Portfolios -
Delaware Ivy High Income: Class II)
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2017
Investment Advisor: Delaware Management Company, a series of
Macquarie Investment Management Business Trust (a Delaware statutory
trust)
Sub-Advisor: Macquarie Investment Management Global
Limited;Macquarie Investment Management Austria Kapitalanlage
AG;Macquarie Investment Management Europe Limited
|
0.96%
|
11.95%
|
4.46%
|
3.70%
|
|
Equity
|
Ivy Variable Insurance Portfolios - Macquarie VIP Mid Cap Growth
Series: Service Class (formerly, Ivy Variable Insurance Portfolios -
Delaware Ivy Mid Cap Growth: Class II)
Investment Advisor: Delaware Management Company, a series of
Macquarie Investment Management Business Trust (a Delaware statutory
trust)
Investment Sub-Advisor: Macquarie Investment Management Global
Limited
|
1.10%*
|
19.59%
|
14.63%
|
10.47%
|
|
Allocation
|
Janus Aspen Series - Janus Henderson Balanced Portfolio: Service
Shares
Investment Advisor: Janus Henderson Investors US LLC
|
0.87%
|
15.13%
|
9.37%
|
7.73%
|
|
Equity
|
Janus Aspen Series - Janus Henderson Enterprise Portfolio: Service
Shares
Investment Advisor: Janus Henderson Investors US LLC
|
0.97%
|
17.78%
|
13.14%
|
11.82%
|
|
Fixed Income
|
Janus Aspen Series - Janus Henderson Flexible Bond Portfolio:
Service Shares
Investment Advisor: Janus Henderson Investors US LLC
|
0.82%*
|
5.29%
|
1.55%
|
1.66%
|
|
Equity
|
Janus Aspen Series - Janus Henderson Forty Portfolio: Service
Shares
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2014
Investment Advisor: Janus Henderson Investors US LLC
|
0.80%
|
39.65%
|
16.64%
|
13.45%
|
|
Equity
|
Janus Aspen Series - Janus Henderson Global Research Portfolio:
Service Shares
Investment Advisor: Janus Henderson Investors US LLC
|
0.86%
|
26.47%
|
13.05%
|
8.74%
|
|
Equity
|
Janus Aspen Series - Janus Henderson Global Sustainable Equity
Portfolio: Institutional Shares
Investment Advisor: Janus Henderson Investors US LLC
|
0.87%*
|
23.32%
|
||
|
Equity
|
Janus Aspen Series - Janus Henderson Global Technology and
Innovation Portfolio: Service Shares
Investment Advisor: Janus Henderson Investors US LLC
|
0.97%
|
54.27%
|
20.05%
|
16.86%
|
|
Equity
|
Janus Aspen Series - Janus Henderson Overseas Portfolio: Service
Shares
Investment Advisor: Janus Henderson Investors US LLC
|
1.14%
|
10.58%
|
10.92%
|
3.38%
|
|
Equity
|
Legg Mason Partners Variable Equity Trust - ClearBridge Variable
Small Cap Growth Portfolio: Class II
Investment Advisor: Franklin Templeton Fund Advisor, LLC
Investment Sub-Advisor: ClearBridge Investments, LLC
|
1.05%
|
8.12%
|
9.29%
|
7.62%
|
|
Fixed Income
|
Lincoln Variable Insurance Products Trust - LVIP American Century
Inflation Protection Fund: Service Class
This underlying mutual fund is only available in contracts for which good
order applications were received before April 26, 2024
Investment Advisor: Lincoln Financial Investments Corporation
Sub-Advisor: American Century Investment Management, Inc.
|
0.77%*
|
3.40%
|
2.65%
|
1.90%
|
14
|
Type
|
Underlying Mutual Fund and Adviser/Subadviser
|
Current
Expenses
|
Average Annual Total
Returns
(as of 12/31/2023)
|
||
|
1 year
|
5 year
|
10 year
|
|||
|
Equity
|
Lincoln Variable Insurance Products Trust - LVIP American Century
Mid Cap Value Fund: Service Class
This underlying mutual fund is only available in contracts for which good
order applications were received before April 26, 2024
Investment Advisor: Lincoln Financial Investments Corporation
Sub-Advisor: American Century Investment Management, Inc.
|
1.01%*
|
6.03%
|
10.90%
|
8.61%
|
|
Equity
|
Lincoln Variable Insurance Products Trust - LVIP American Century
Value Fund: Service Class
This underlying mutual fund is only available in contracts for which good
order applications were received before April 26, 2024
Investment Advisor: Lincoln Financial Investments Corporation
Sub-Advisor: American Century Investment Management, Inc.
|
0.86%*
|
9.02%
|
11.71%
|
8.36%
|
|
Fixed Income
|
Lincoln Variable Insurance Products Trust - LVIP JPMorgan Core
Bond Fund: Service Class
This underlying mutual fund is only available in contracts for which good
order applications were received before April 28, 2023
Investment Advisor: Lincoln Financial Investments Corporation
Sub-Advisor: J.P. Morgan Investment Management Inc.
|
0.71%
|
5.66%
|
1.04%
|
1.56%
|
|
Fixed Income
|
Lord Abbett Series Fund, Inc. - Total Return Portfolio: Class VC
Investment Advisor: Lord, Abbett & Co. LLC
|
0.71%
|
6.34%
|
1.21%
|
1.83%
|
|
Equity
|
MFS® Variable Insurance Trust - MFS New Discovery Series: Service
Class
Investment Advisor: Massachusetts Financial Services Company
|
1.12%*
|
14.25%
|
10.81%
|
7.41%
|
|
Equity
|
MFS® Variable Insurance Trust - MFS Value Series: Service Class
Investment Advisor: Massachusetts Financial Services Company
|
0.94%*
|
7.63%
|
11.07%
|
8.25%
|
|
Equity
|
MFS® Variable Insurance Trust II - MFS International Growth
Portfolio: Service Class
Investment Advisor: Massachusetts Financial Services Company
|
1.13%*
|
14.39%
|
9.20%
|
6.09%
|
|
Equity
|
MFS® Variable Insurance Trust II - MFS International Intrinsic Value
Portfolio: Service Class
Investment Advisor: Massachusetts Financial Services Company
|
1.14%*
|
17.37%
|
8.31%
|
6.66%
|
|
Equity
|
MFS® Variable Insurance Trust II - MFS Research International
Portfolio: Service Class
Investment Advisor: Massachusetts Financial Services Company
|
1.14%*
|
12.83%
|
8.23%
|
3.89%
|
|
Fixed Income
|
MFS® Variable Insurance Trust III - MFS Limited Maturity Portfolio:
Service Class
Investment Advisor: Massachusetts Financial Services Company
|
0.70%*
|
5.77%
|
2.01%
|
1.47%
|
|
Equity
|
MFS® Variable Insurance Trust III - MFS Mid Cap Value Portfolio:
Service Class
Investment Advisor: Massachusetts Financial Services Company
|
1.04%*
|
12.39%
|
12.60%
|
8.46%
|
|
Equity
|
Morgan Stanley Variable Insurance Fund, Inc. - Global Infrastructure
Portfolio: Class II
Investment Advisor: Morgan Stanley Investment Management Inc.
|
1.12%*
|
4.27%
|
6.55%
|
4.98%
|
|
Equity
|
Morgan Stanley Variable Insurance Fund, Inc. - Growth Portfolio:
Class II
Investment Advisor: Morgan Stanley Investment Management Inc.
|
0.82%*
|
48.32%
|
10.95%
|
11.62%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT Allspring Discovery
Fund: Class II
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2023
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: Allspring Global Investments, LLC
|
1.08%*
|
20.44%
|
9.35%
|
7.35%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT American Funds Asset
Allocation Fund: Class II
Investment Advisor: Capital Research and Management Company,
Nationwide Fund Advisors
|
0.93%*
|
13.84%
|
8.79%
|
6.84%
|
15
|
Type
|
Underlying Mutual Fund and Adviser/Subadviser
|
Current
Expenses
|
Average Annual Total
Returns
(as of 12/31/2023)
|
||
|
1 year
|
5 year
|
10 year
|
|||
|
Fixed Income
|
Nationwide Variable Insurance Trust - NVIT American Funds Bond
Fund: Class II
Investment Advisor: Capital Research and Management Company,
Nationwide Fund Advisors
|
0.87%*
|
4.50%
|
1.49%
|
1.69%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT American Funds Global
Growth Fund: Class II
Investment Advisor: Capital Research and Management Company,
Nationwide Fund Advisors
|
1.06%*
|
22.14%
|
13.21%
|
9.14%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT American Funds Growth
Fund: Class II
Investment Advisor: Capital Research and Management Company,
Nationwide Fund Advisors
|
0.98%*
|
37.95%
|
18.22%
|
13.91%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT American Funds Growth-
Income Fund: Class II
Investment Advisor: Capital Research and Management Company,
Nationwide Fund Advisors
|
0.91%*
|
25.68%
|
12.93%
|
10.49%
|
|
Fixed Income
|
Nationwide Variable Insurance Trust - NVIT Amundi Multi Sector
Bond Fund: Class I
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Amundi Asset Management, US
|
0.80%
|
8.70%
|
4.89%
|
3.75%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT AQR Large Cap
Defensive Style Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: AQR Capital Management, LLC
|
1.03%
|
8.03%
|
11.24%
|
9.84%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT BlackRock Equity
Dividend Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: BlackRock Investment Management, LLC
|
1.05%*
|
11.77%
|
11.00%
|
8.19%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT BlackRock Managed
Global Allocation Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: BlackRock Investment Management, LLC and
Nationwide Asset Management, LLC
|
1.14%*
|
11.81%
|
5.54%
|
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Blueprint(SM)
Aggressive Fund: Class II
Investment Advisor: Nationwide Fund Advisors
|
1.09%*
|
19.54%
|
11.17%
|
7.29%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Blueprint(SM) Balanced
Fund: Class II
Investment Advisor: Nationwide Fund Advisors
|
0.95%*
|
13.32%
|
6.70%
|
4.75%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Blueprint(SM) Capital
Appreciation Fund: Class II
Investment Advisor: Nationwide Fund Advisors
|
1.00%*
|
16.28%
|
8.91%
|
6.10%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Blueprint(SM)
Conservative Fund: Class II
Investment Advisor: Nationwide Fund Advisors
|
0.86%*
|
8.83%
|
3.53%
|
2.83%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Blueprint(SM) Managed
Growth & Income Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Nationwide Asset Management, LLC
|
1.02%*
|
12.49%
|
5.00%
|
3.47%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Blueprint(SM) Managed
Growth Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Nationwide Asset Management, LLC
|
1.01%*
|
12.42%
|
6.39%
|
4.29%
|
16
|
Type
|
Underlying Mutual Fund and Adviser/Subadviser
|
Current
Expenses
|
Average Annual Total
Returns
(as of 12/31/2023)
|
||
|
1 year
|
5 year
|
10 year
|
|||
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Blueprint(SM) Moderate
Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Nationwide Asset Management, LLC
|
0.97%*
|
14.92%
|
7.93%
|
5.53%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Blueprint(SM) Moderately
Aggressive Fund: Class II
Investment Advisor: Nationwide Fund Advisors
|
1.04%*
|
17.90%
|
10.14%
|
6.74%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Blueprint(SM) Moderately
Conservative Fund: Class II
Investment Advisor: Nationwide Fund Advisors
|
0.91%*
|
11.70%
|
5.70%
|
4.19%
|
|
Fixed Income
|
Nationwide Variable Insurance Trust - NVIT BNY Mellon Core Plus
Bond Fund: Class P
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Insight North America LLC
|
0.73%*
|
7.36%
|
1.98%
|
2.04%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT BNY Mellon Dynamic
U.S. Core Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Newton Investment Management Limited
|
0.87%*
|
23.56%
|
15.23%
|
11.57%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT BNY Mellon Dynamic
U.S. Equity Income: Class II
This underlying mutual fund is no longer available to receive transfers or
new purchase payments effective September 11, 2020
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: Newton Investment Management Limited
|
1.05%*
|
8.65%
|
13.10%
|
8.95%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT BNY Mellon Dynamic
U.S. Equity Income: Class Z
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Newton Investment Management Limited
|
1.00%
|
8.78%
|
13.08%
|
8.90%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT Calvert Equity Fund:
Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Atlanta Capital Management Company, LLC
|
0.87%*
|
20.68%
|
10.98%
|
8.56%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT Columbia Overseas
Value Fund: Class I
This underlying mutual fund is no longer available to receive transfers or
new purchase payments effective October 16, 2020
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: Columbia Management Investment Advisers, LLC
|
1.02%
|
15.56%
|
7.25%
|
2.74%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT Columbia Overseas
Value Fund: Class Z
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Columbia Management Investment Advisers,
LLC
|
1.13%
|
15.36%
|
7.06%
|
2.52%
|
|
Fixed Income
|
Nationwide Variable Insurance Trust - NVIT Core Bond Fund: Class II
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2023
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: Nationwide Asset Management, LLC
|
0.84%
|
5.05%
|
0.47%
|
1.44%
|
|
Fixed Income
|
Nationwide Variable Insurance Trust - NVIT DoubleLine Total Return
Tactical Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: DoubleLine Capital LP
|
0.99%*
|
5.66%
|
0.19%
|
17
|
Type
|
Underlying Mutual Fund and Adviser/Subadviser
|
Current
Expenses
|
Average Annual Total
Returns
(as of 12/31/2023)
|
||
|
1 year
|
5 year
|
10 year
|
|||
|
Equity
|
Nationwide Variable Insurance Trust - NVIT Emerging Markets Fund:
Class II
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2024
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: NS Partners Ltd
|
1.35%*
|
3.86%
|
-0.01%
|
-0.13%
|
|
Fixed Income
|
Nationwide Variable Insurance Trust - NVIT Federated High Income
Bond Fund: Class I
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Federated Investment Management Company
|
0.91%*
|
13.13%
|
4.93%
|
4.15%
|
|
Fixed Income
|
Nationwide Variable Insurance Trust - NVIT Government Bond Fund:
Class I
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2022
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: Nationwide Asset Management, LLC
|
0.69%*
|
4.70%
|
0.21%
|
0.82%
|
|
Fixed Income
|
Nationwide Variable Insurance Trust - NVIT Government Money
Market Fund: Class I
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Federated Investment Management Company
|
0.47%
|
4.75%
|
1.60%
|
0.98%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT International Equity
Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Lazard Asset Management LLC
|
1.23%*
|
21.46%
|
8.40%
|
4.59%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT International Index Fund:
Class VIII
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: BlackRock Investment Management, LLC
|
0.81%*
|
17.22%
|
7.48%
|
3.61%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT Invesco Small Cap
Growth Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Invesco Advisers, Inc.
|
1.34%
|
17.16%
|
11.25%
|
8.06%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Investor Destinations
Aggressive Fund: Class II
Investment Advisor: Nationwide Fund Advisors
|
0.91%
|
19.38%
|
9.32%
|
6.73%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Investor Destinations
Balanced Fund: Class II
Investment Advisor: Nationwide Fund Advisors
|
0.86%
|
13.04%
|
5.59%
|
4.41%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Investor Destinations
Capital Appreciation Fund: Class II
Investment Advisor: Nationwide Fund Advisors
|
0.87%
|
16.38%
|
7.57%
|
5.72%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Investor Destinations
Conservative Fund: Class II
Investment Advisor: Nationwide Fund Advisors
|
0.86%
|
8.03%
|
2.64%
|
2.53%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Investor Destinations
Managed Growth & Income Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Nationwide Asset Management, LLC
|
0.84%*
|
12.13%
|
4.11%
|
3.27%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Investor Destinations
Managed Growth Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Nationwide Asset Management, LLC
|
0.85%*
|
12.96%
|
5.64%
|
4.21%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Investor Destinations
Moderate Fund: Class II
Investment Advisor: Nationwide Fund Advisors
|
0.86%
|
14.72%
|
6.53%
|
5.08%
|
18
|
Type
|
Underlying Mutual Fund and Adviser/Subadviser
|
Current
Expenses
|
Average Annual Total
Returns
(as of 12/31/2023)
|
||
|
1 year
|
5 year
|
10 year
|
|||
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Investor Destinations
Moderately Aggressive Fund: Class II
Investment Advisor: Nationwide Fund Advisors
|
0.88%
|
17.93%
|
8.43%
|
6.19%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Investor Destinations
Moderately Conservative Fund: Class II
Investment Advisor: Nationwide Fund Advisors
|
0.85%
|
11.25%
|
4.60%
|
3.83%
|
|
Fixed Income
|
Nationwide Variable Insurance Trust - NVIT iShares® Fixed Income
ETF Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: BlackRock Investment Management, LLC
|
0.72%*
|
5.22%
|
||
|
Equity
|
Nationwide Variable Insurance Trust - NVIT iShares® Global Equity
ETF Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: BlackRock Investment Management, LLC
|
0.73%*
|
20.48%
|
||
|
Equity
|
Nationwide Variable Insurance Trust - NVIT J.P. Morgan U.S. Equity
Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: J.P. Morgan Investment Management Inc.
|
0.94%*
|
26.73%
|
||
|
Equity
|
Nationwide Variable Insurance Trust - NVIT Jacobs Levy Large Cap
Core Fund: Class II
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2023
Investment Advisor: Nationwide Fund Advisors
Sub-Advisor: Jacobs Levy Equity Management, Inc.
|
0.89%*
|
23.20%
|
13.40%
|
10.26%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT Jacobs Levy Large Cap
Growth Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Jacobs Levy Equity Management, Inc.
|
0.95%*
|
34.99%
|
22.78%
|
15.03%
|
|
Fixed Income
|
Nationwide Variable Insurance Trust - NVIT Loomis Short Term Bond
Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Loomis, Sayles & Company, L.P.
|
0.80%
|
5.69%
|
1.19%
|
1.10%
|
|
Allocation
|
Nationwide Variable Insurance Trust - NVIT Managed American
Funds Asset Allocation Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Nationwide Asset Management, LLC
|
0.97%
|
17.22%
|
7.60%
|
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT Managed American
Funds Growth-Income Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Nationwide Asset Management, LLC
|
0.96%
|
24.31%
|
10.94%
|
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT Mid Cap Index Fund:
Class I
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: BlackRock Investment Management, LLC
|
0.41%
|
16.06%
|
12.16%
|
8.86%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT Multi-Manager Small Cap
Value Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Jacobs Levy Equity Management, Inc. and WCM
Investment Management, LLC
|
1.31%*
|
17.15%
|
10.77%
|
6.57%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT Multi-Manager Small
Company Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Jacobs Levy Equity Management, Inc. and
Invesco Advisers, Inc.
|
1.30%*
|
13.69%
|
13.02%
|
8.20%
|
19
|
Type
|
Underlying Mutual Fund and Adviser/Subadviser
|
Current
Expenses
|
Average Annual Total
Returns
(as of 12/31/2023)
|
||
|
1 year
|
5 year
|
10 year
|
|||
|
Equity
|
Nationwide Variable Insurance Trust - NVIT NS Partners International
Focused Growth Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: NS Partners Ltd
|
1.23%*
|
15.54%
|
7.15%
|
3.51%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT Real Estate Fund: Class
II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Wellington Management Company LLP
|
1.17%*
|
12.64%
|
7.64%
|
6.71%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT S&P 500® Index Fund:
Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: BlackRock Investment Management, LLC
|
0.50%*
|
25.80%
|
15.14%
|
11.49%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT Small Cap Index Fund:
Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: BlackRock Investment Management, LLC
|
0.60%*
|
16.35%
|
9.45%
|
6.69%
|
|
Equity
|
Nationwide Variable Insurance Trust - NVIT Victory Mid Cap Value
Fund: Class II
Investment Advisor: Nationwide Fund Advisors
Investment Sub-Advisor: Victory Capital Management Inc.
|
1.02%*
|
8.63%
|
9.93%
|
7.81%
|
|
Allocation
|
Northern Lights Variable Trust - TOPS® Managed Risk Balanced ETF
Portfolio: Class 4
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2015
Investment Advisor: ValMark Advisers, Inc.
Sub-Advisor: Milliman Financial Risk Management, LLC
|
1.12%
|
8.08%
|
4.36%
|
2.83%
|
|
Allocation
|
Northern Lights Variable Trust - TOPS® Managed Risk Growth ETF
Portfolio: Class 4
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2015
Investment Advisor: ValMark Advisers, Inc.
Sub-Advisor: Milliman Financial Risk Management, LLC
|
1.10%
|
10.71%
|
5.51%
|
2.98%
|
|
Allocation
|
Northern Lights Variable Trust - TOPS® Managed Risk Moderate
Growth ETF Portfolio: Class 4
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2015
Investment Advisor: ValMark Advisers, Inc.
Sub-Advisor: Milliman Financial Risk Management, LLC
|
1.10%
|
10.04%
|
5.14%
|
3.17%
|
|
Allocation
|
PIMCO Variable Insurance Trust - All Asset Portfolio: Advisor Class
Investment Advisor: PIMCO
Investment Sub-Advisor: Research Affiliates, LLC
|
2.29%*
|
8.02%
|
5.90%
|
3.93%
|
|
Fixed Income
|
PIMCO Variable Insurance Trust - Emerging Markets Bond Portfolio:
Advisor Class
Investment Advisor: PIMCO
|
1.37%
|
11.00%
|
2.14%
|
2.68%
|
|
Fixed Income
|
PIMCO Variable Insurance Trust - Income Portfolio: Advisor Class
Investment Advisor: PIMCO
|
1.13%
|
8.14%
|
3.22%
|
|
|
Fixed Income
|
PIMCO Variable Insurance Trust - International Bond Portfolio (U.S.
Dollar-Hedged): Advisor Class
Investment Advisor: PIMCO
|
1.28%*
|
8.89%
|
1.54%
|
2.95%
|
|
Fixed Income
|
PIMCO Variable Insurance Trust - International Bond Portfolio
(Unhedged): Advisor Class
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2024
Investment Advisor: PIMCO
|
1.38%*
|
6.11%
|
-1.26%
|
-0.46%
|
20
|
Type
|
Underlying Mutual Fund and Adviser/Subadviser
|
Current
Expenses
|
Average Annual Total
Returns
(as of 12/31/2023)
|
||
|
1 year
|
5 year
|
10 year
|
|||
|
Fixed Income
|
PIMCO Variable Insurance Trust - Low Duration Portfolio: Advisor
Class
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2024
Investment Advisor: PIMCO
|
0.79%
|
4.87%
|
0.88%
|
0.82%
|
|
Fixed Income
|
PIMCO Variable Insurance Trust - Real Return Portfolio: Advisor
Class
Investment Advisor: PIMCO
|
0.94%
|
3.57%
|
3.05%
|
2.15%
|
|
Fixed Income
|
PIMCO Variable Insurance Trust - Short-Term Portfolio: Advisor
Class
Investment Advisor: PIMCO
|
0.76%
|
5.80%
|
2.02%
|
1.77%
|
|
Equity
|
Pioneer Variable Contracts Trust - Pioneer Fund VCT Portfolio: Class
II
Investment Advisor: Amundi Asset Management US, Inc.
|
1.05%
|
28.58%
|
16.45%
|
11.94%
|
|
Allocation
|
Putnam Variable Trust - Putnam VT George Putnam Balanced Fund:
Class IB
Investment Advisor: Putnam Investment Management, LLC
|
0.92%
|
19.90%
|
10.43%
|
8.03%
|
|
Equity
|
Putnam Variable Trust - Putnam VT International Equity Fund: Class
IB
Investment Advisor: Putnam Investment Management, LLC
|
1.10%
|
18.51%
|
9.05%
|
3.70%
|
|
Equity
|
Putnam Variable Trust - Putnam VT International Value Fund: Class
IB
Investment Advisor: Putnam Investment Management, LLC
|
1.13%
|
18.68%
|
9.70%
|
3.88%
|
|
Equity
|
Putnam Variable Trust - Putnam VT Large Cap Value Fund: Class IB
Investment Advisor: Putnam Investment Management, LLC
|
0.82%
|
15.67%
|
14.50%
|
10.26%
|
|
Equity
|
Putnam Variable Trust - Putnam VT Sustainable Leaders Fund: Class
IB
Investment Advisor: Putnam Investment Management, LLC
|
0.90%
|
26.11%
|
16.09%
|
12.59%
|
|
Alternative
|
Rydex Variable Trust - Multi-Hedge Strategies Fund
This underlying mutual fund is only available in contracts for which good
order applications were received before May 1, 2019
Investment Advisor: Guggenheim Investments
|
1.75%*
|
4.37%
|
4.21%
|
2.52%
|
|
Equity
|
T. Rowe Price Equity Series, Inc. - T. Rowe Price Health Sciences
Portfolio: II
Investment Advisor: T. Rowe Price Associates, Inc.
|
1.11%
|
2.68%
|
10.96%
|
11.03%
|
|
Equity
|
T. Rowe Price Equity Series, Inc. - T. Rowe Price Mid-Cap Growth
Portfolio: II
Investment Advisor: T. Rowe Price Associates, Inc.
Investment Sub-Advisor: T. Rowe Price Investment Management, Inc.
|
1.09%*
|
19.63%
|
11.36%
|
10.22%
|
|
Equity
|
VanEck VIP Trust - VanEck VIP Global Resources Fund: Class S
Investment Advisor: Van Eck Associates Corporation
|
1.36%
|
-3.84%
|
10.34%
|
-1.26%
|
|
Equity
|
Virtus Variable Insurance Trust - Virtus Duff & Phelps Real Estate
Securities Series: Class A
Investment Advisor: Virtus Investment Advisers, Inc.
Investment Sub-Advisor: Duff & Phelps Investment Management Co., an
affiliate of VIA.
|
1.10%*
|
11.03%
|
8.55%
|
7.95%
|
*
This underlying mutual fund's current expenses reflect a temporary fee reduction.
Income Benefit Investment Options
Certain optional benefits restrict how the Contract Owner can invest their Contract Value by limiting the investment options in which the Contract Owner can invest and/or requiring use of a specified asset allocation service. The investment options available under each optional living benefit are chosen by Nationwide based on each investment option's risk characteristics. The permitted investment options are more conservative than those that are not permitted. This helps Nationwide manage its obligation to provide Contract Owners with Lifetime Withdrawals by reducing the likelihood that it
21
will have to make unanticipated payments. By electing an optional living benefit and accepting the limited menu of investment options, Contract Owners may be foregoing investment gains that could otherwise be realized by investing in riskier investment options that are not available under the optional living benefit. Only the investment options shown below (and designated by an "X") are available in connection with the respective optional benefit.
|
Investment Option
|
Nationwide
Lifetime
Income
Rider Plus
Core
|
Nationwide
Lifetime
Income
Rider Plus
Accelerated
|
Nationwide
Lifetime
Income
Rider Plus
Max
|
7%
Nationwide
Lifetime
Income
Rider
|
Nationwide
Lifetime
Income
Capture
Option
|
Nationwide
Lifetime
Income
Track
Option
|
|
Fidelity Variable Insurance Products Fund -
Fidelity VIP Freedom Fund 2010 Portfolio:
Service Class 2
|
X
|
X
|
X
|
X
|
X
|
X
|
|
Fidelity Variable Insurance Products Fund -
Fidelity VIP Freedom Fund 2020 Portfolio:
Service Class 2
|
X
|
|||||
|
Nationwide Variable Insurance Trust - NVIT
American Funds Asset Allocation Fund: Class
II
|
X
|
|||||
|
Nationwide Variable Insurance Trust - NVIT
Blueprint(SM) Aggressive Fund: Class II
|
X
|
X
|
||||
|
Nationwide Variable Insurance Trust - NVIT
Blueprint(SM) Balanced Fund: Class II
|
X
|
X
|
X
|
X
|
X
|
X
|
|
Nationwide Variable Insurance Trust - NVIT
Blueprint(SM) Capital Appreciation Fund:
Class II
|
X
|
X
|
X
|
|||
|
Nationwide Variable Insurance Trust - NVIT
Blueprint(SM) Conservative Fund: Class II
|
X
|
X
|
X
|
X
|
X
|
X
|
|
Nationwide Variable Insurance Trust - NVIT
Blueprint(SM) Managed Growth & Income
Fund: Class II
|
X
|
X
|
X
|
X
|
X
|
X
|
|
Nationwide Variable Insurance Trust - NVIT
Blueprint(SM) Managed Growth Fund: Class
II
|
X
|
X
|
X
|
X
|
X
|
X
|
|
Nationwide Variable Insurance Trust - NVIT
Blueprint(SM) Moderate Fund: Class II
|
X
|
X
|
X
|
X
|
X
|
|
|
Nationwide Variable Insurance Trust - NVIT
Blueprint(SM) Moderately Aggressive Fund:
Class II
|
X
|
X
|
||||
|
Nationwide Variable Insurance Trust - NVIT
Blueprint(SM) Moderately Conservative Fund:
Class II
|
X
|
X
|
X
|
X
|
X
|
X
|
|
Nationwide Variable Insurance Trust - NVIT
Investor Destinations Aggressive Fund: Class
II
|
X
|
X
|
||||
|
Nationwide Variable Insurance Trust - NVIT
Investor Destinations Balanced Fund: Class II
|
X
|
X
|
X
|
X
|
X
|
X
|
|
Nationwide Variable Insurance Trust - NVIT
Investor Destinations Capital Appreciation
Fund: Class II
|
X
|
X
|
X
|
|||
|
Nationwide Variable Insurance Trust - NVIT
Investor Destinations Conservative Fund:
Class II
|
X
|
X
|
X
|
X
|
X
|
22
|
Investment Option
|
Nationwide
Lifetime
Income
Rider Plus
Core
|
Nationwide
Lifetime
Income
Rider Plus
Accelerated
|
Nationwide
Lifetime
Income
Rider Plus
Max
|
7%
Nationwide
Lifetime
Income
Rider
|
Nationwide
Lifetime
Income
Capture
Option
|
Nationwide
Lifetime
Income
Track
Option
|
|
Nationwide Variable Insurance Trust - NVIT
Investor Destinations Managed Growth &
Income Fund: Class II
|
X
|
X
|
X
|
X
|
X
|
X
|
|
Nationwide Variable Insurance Trust - NVIT
Investor Destinations Managed Growth Fund:
Class II
|
X
|
X
|
X
|
X
|
X
|
X
|
|
Nationwide Variable Insurance Trust - NVIT
Investor Destinations Moderate Fund: Class II
|
X
|
X
|
X
|
X
|
X
|
|
|
Nationwide Variable Insurance Trust - NVIT
Investor Destinations Moderately Aggressive
Fund: Class II
|
X
|
X
|
||||
|
Nationwide Variable Insurance Trust - NVIT
Investor Destinations Moderately
Conservative Fund: Class II
|
X
|
X
|
X
|
X
|
X
|
X
|
|
Nationwide Variable Insurance Trust - NVIT
Managed American Funds Asset Allocation
Fund: Class II
|
X
|
X
|
X
|
X
|
X
|
X
|
|
Static Asset Allocation Models - American
Funds Managed Moderate Option (40% NVIT
- NVIT Managed American Funds Growth-
Income Fund, 40% NVIT - NVIT Managed
American Funds Asset Allocation Fund and
20% NVIT - NVIT American Funds Bond
Fund)
|
X
|
X
|
X
|
|||
|
Static Asset Allocation Models - American
Funds Managed Option (33% NVIT - NVIT
American Funds Bond Fund, 33% NVIT -
NVIT Managed American Funds Asset
Allocation Fund, 34% NVIT - NVIT Managed
American Funds Growth-Income Fund)
|
X1
|
X1
|
X1
|
X
|
X
|
X
|
|
Static Asset Allocation Models - American
Funds Moderate Option (40% NVIT American
Funds Growth-Income Fund, 40% NVIT
American Funds Asset Allocation Fund and
20% NVIT American Funds Bond Fund)
|
X
|
X
|
X
|
|||
|
Static Asset Allocation Models - American
Funds Option (33% NVIT American Funds
Asset Allocation Fund, 33% NVIT American
Funds Bond Fund and 34% NVIT American
Funds Growth-Income Fund)
|
X1
|
X1
|
X1
|
X
|
X
|
X
|
|
Static Asset Allocation Models - BlackRock
Moderate Option (40% NVIT BlackRock
Equity Dividend V.I. Fund, 33% NVIT
BlackRock Managed Global Allocation Fund
and 27% BlackRock Total Return V.I. Fund)
|
X
|
X
|
X
|
23
|
Investment Option
|
Nationwide
Lifetime
Income
Rider Plus
Core
|
Nationwide
Lifetime
Income
Rider Plus
Accelerated
|
Nationwide
Lifetime
Income
Rider Plus
Max
|
7%
Nationwide
Lifetime
Income
Rider
|
Nationwide
Lifetime
Income
Capture
Option
|
Nationwide
Lifetime
Income
Track
Option
|
|
Static Asset Allocation Models - BlackRock
Option (34% NVIT BlackRock Equity Dividend
V.I. Fund, 33% NVIT BlackRock Managed
Global Allocation Fund, 33% BlackRock Total
Return V.I. Fund)
|
X1
|
X1
|
X1
|
X
|
X
|
X
|
|
Static Asset Allocation Models - Fidelity® VIP
Funds Moderate Option (40% Fidelity VIP
Growth & Income Portfolio - Service Class 2,
30% Fidelity VIP Balanced Portfolio - Service
Class 2 and 30% Fidelity VIP Investment
Grade Bond Portfolio - Service Class 2)
|
X
|
X
|
X
|
|||
|
Static Asset Allocation Models - Fidelity® VIP
Funds Option (35% Fidelity VIP Balanced
Portfolio - Service Class 2, 30% Fidelity VIP
Growth & Income Portfolio - Service Class 2,
35% Fidelity VIP Investment Grade Bond
Portfolio - Service Class 2)
|
X1
|
X1
|
X1
|
X
|
X
|
X
|
|
Static Asset Allocation Models - J.P. Morgan
Moderate Option (40% NVIT - NVIT
J.P.Morgan Disciplined Equity Fund, 40%
NVIT - NVIT Government Money Market Fund
and 20% Lincoln Variable Insurance Products
Trust - JPMorgan Core Bond Fund)
|
X2
|
X2
|
X2
|
|||
|
Static Asset Allocation Models - J.P. Morgan
Option (34% Lincoln Variable Insurance
Products Trust - JPMorgan Core Bond Fund,
33% NVIT - NVIT Government Money Market
Fund, 33% NVIT - NVIT J.P. Morgan U.S.
Equity Fund: Class II)
|
X1
|
X1
|
X1
|
X
|
X
|
X
|
|
Static Asset Allocation Models - Nationwide
Variable Insurance Trust iShares Moderate
Option (60% Nationwide Variable Insurance
Trust - NVIT iShares® Global Equity ETF
Fund: Class II and 40% Nationwide Variable
Insurance Trust - NVIT iShares® Fixed
Income ETF Fund: Class II)
|
X
|
X
|
X
|
|||
|
Static Asset Allocation Models - Nationwide
Variable Insurance Trust iShares Option (50%
Nationwide Variable Insurance Trust - NVIT
iShares® Fixed Income ETF Fund: Class II,
50% Nationwide Variable Insurance Trust -
NVIT iShares® Global Equity ETF Fund:
Class II)
|
X1
|
X1
|
X1
|
X
|
X
|
X
|
|
Custom Choice Asset Rebalancing Service
|
X
|
X
|
X
|
|||
|
Custom Portfolio Asset Rebalancing Service -
Balanced
|
X
|
X
|
X
|
|||
|
Custom Portfolio Asset Rebalancing Service -
Capital Appreciation
|
X
|
24
|
Investment Option
|
Nationwide
Lifetime
Income
Rider Plus
Core
|
Nationwide
Lifetime
Income
Rider Plus
Accelerated
|
Nationwide
Lifetime
Income
Rider Plus
Max
|
7%
Nationwide
Lifetime
Income
Rider
|
Nationwide
Lifetime
Income
Capture
Option
|
Nationwide
Lifetime
Income
Track
Option
|
|
Custom Portfolio Asset Rebalancing Service -
Conservative
|
X
|
X
|
X
|
|||
|
Custom Portfolio Asset Rebalancing Service -
Moderate
|
X
|
X
|
||||
|
Custom Portfolio Asset Rebalancing Service -
Moderately Conservative
|
X
|
X
|
X
|
1 Only available in contracts for applications signed before July 1, 2020.
2 Only available in contracts for applications signed before May 1, 2023.
Custom Choice Asset Rebalancing Service Investment Options
Contract Owners who elect to participate in the Custom Choice Asset Rebalancing Service are limited to only the investment options shown below. Allocations must meet the required minimum and maximum thresholds within each group. These tables disclose only the Sub-Accounts that currently comprise Groups A, B, and C, and the current allocation limitations.
|
Nationwide Lifetime Income
Rider Plus Core Option
|
Nationwide Lifetime Income
Rider Plus Accelerated Option
|
Nationwide Lifetime Income
Rider Plus Max Option
|
|
|
Group A
|
40% - 100%
|
0% - 100%
|
0% - 100%
|
|
Group B
|
0% - 60%
|
0% - 100%
|
0% - 100%
|
|
Group C
|
0% - 10%
|
0% - 10%
|
0% - 10%
|
|
Total
|
100%
|
100%
|
100%
|
The following table indicates the investment options (designated with an "X") that are available in each group:
|
Underlying Mutual Fund
|
Group A
|
Group B
|
Group C
|
|
AllianceBernstein Variable Products Series Fund, Inc. - AB VPS Discovery Value Portfolio:
Class B
|
X
|
||
|
AllianceBernstein Variable Products Series Fund, Inc. - AB VPS Large Cap Growth
Portfolio: Class B
|
X
|
||
|
AllianceBernstein Variable Products Series Fund, Inc. - AB VPS Relative Value Portfolio:
Class A
|
X
|
||
|
American Funds Insurance Series® - American Funds® Global Balanced Fund: Class 4
|
X
|
||
|
American Funds Insurance Series® - American High-Income Trust: Class 4
|
X
|
||
|
American Funds Insurance Series® - Capital Income Builder®: Class 4
|
X
|
||
|
American Funds Insurance Series® - Global Small Capitalization Fund: Class 4
|
X
|
||
|
American Funds Insurance Series® - New World Fund®: Class 4
|
X
|
||
|
American Funds Insurance Series® - U.S. Government Securities Fund: Class 2
|
X
|
||
|
American Funds Insurance Series® - Washington Mutual Investors Fund: Class 4
|
X
|
||
|
BlackRock Variable Series Funds II, Inc. - BlackRock High Yield V.I. Fund: Class III
|
X
|
||
|
BlackRock Variable Series Funds II, Inc. - BlackRock Total Return V.I. Fund: Class III
|
X
|
||
|
BlackRock Variable Series Funds, Inc. - BlackRock 60/40 Target Allocation ETF V.I. Fund:
Class III
|
X
|
||
|
BlackRock Variable Series Funds, Inc. - BlackRock Global Allocation V.I. Fund: Class III
|
X
|
||
|
Calvert Variable Series, Inc. - Calvert VP SRI Balanced Portfolio: Class F
|
X
|
||
|
Calvert Variable Trust, Inc. - CVT Nasdaq 100 Index Portfolio: Class F
|
X
|
25
|
Underlying Mutual Fund
|
Group A
|
Group B
|
Group C
|
|
Columbia Funds Variable Insurance Trust II - Columbia Variable Portfolio - Seligman
Global Technology: Class 2
|
X
|
||
|
Columbia Funds Variable Series Trust II - Columbia Variable Portfolio - High Yield Bond
Fund: Class 2
|
X
|
||
|
Delaware VIP Trust - Macquarie VIP Small Cap Value Series: Service Class
|
X
|
||
|
Eaton Vance Variable Trust - Eaton Vance VT Floating-Rate Income Fund: Initial Class
|
X
|
||
|
Fidelity Variable Insurance Products - Emerging Markets Portfolio: Service Class 2
|
X
|
||
|
Fidelity Variable Insurance Products Fund - Fidelity VIP Freedom Fund 2010 Portfolio:
Service Class 2
|
X
|
||
|
Fidelity Variable Insurance Products Fund - Fidelity VIP Freedom Fund 2020 Portfolio:
Service Class 2
|
X
|
||
|
Fidelity Variable Insurance Products Fund - Fidelity VIP Freedom Fund 2030 Portfolio:
Service Class 2
|
X
|
||
|
Fidelity Variable Insurance Products Fund - VIP Balanced Portfolio: Service Class 2
|
X
|
||
|
Fidelity Variable Insurance Products Fund - VIP Contrafund® Portfolio: Service Class 2
|
X
|
||
|
Fidelity Variable Insurance Products Fund - VIP Energy Portfolio: Service Class 2
|
X
|
||
|
Fidelity Variable Insurance Products Fund - VIP Equity-Income Portfolio: Service Class 2
|
X
|
||
|
Fidelity Variable Insurance Products Fund - VIP Floating Rate High Income Portfolio: Initial
Class
|
X
|
||
|
Fidelity Variable Insurance Products Fund - VIP Growth & Income Portfolio: Service Class
2
|
X
|
||
|
Fidelity Variable Insurance Products Fund - VIP Growth Portfolio: Service Class 2
|
X
|
||
|
Fidelity Variable Insurance Products Fund - VIP Investment Grade Bond Portfolio: Service
Class 2
|
X
|
||
|
Fidelity Variable Insurance Products Fund - VIP Overseas Portfolio: Service Class 2
|
X
|
||
|
Fidelity Variable Insurance Products Fund - VIP Real Estate Portfolio: Service Class 2
|
X
|
||
|
Fidelity Variable Insurance Products Fund - VIP Value Strategies Portfolio: Service Class 2
|
X
|
||
|
Goldman Sachs Variable Insurance Trust - Goldman Sachs Multi-Strategy Alternatives
Portfolio: Service Shares
|
X
|
||
|
Invesco - Invesco V.I. Global Fund: Series II
|
X
|
||
|
Invesco - Invesco V.I. Main Street Small Cap Fund: Series II
|
X
|
||
|
Ivy Variable Insurance Portfolios - Macquarie VIP Mid Cap Growth Series: Service Class
|
X
|
||
|
Janus Aspen Series - Janus Henderson Balanced Portfolio: Service Shares
|
X
|
||
|
Janus Aspen Series - Janus Henderson Enterprise Portfolio: Service Shares
|
X
|
||
|
Janus Aspen Series - Janus Henderson Flexible Bond Portfolio: Service Shares
|
X
|
||
|
Janus Aspen Series - Janus Henderson Global Research Portfolio: Service Shares
|
X
|
||
|
Janus Aspen Series - Janus Henderson Global Sustainable Equity Portfolio: Institutional
Shares
|
X
|
||
|
Janus Aspen Series - Janus Henderson Global Technology and Innovation Portfolio:
Service Shares
|
X
|
||
|
Legg Mason Partners Variable Equity Trust - ClearBridge Variable Small Cap Growth
Portfolio: Class II
|
X
|
||
|
Lincoln Variable Insurance Products Trust - LVIP American Century Inflation Protection
Fund: Service Class
|
X
|
||
|
Lincoln Variable Insurance Products Trust - LVIP American Century Mid Cap Value Fund:
Service Class
|
X
|
||
|
Lord Abbett Series Fund, Inc. - Total Return Portfolio: Class VC
|
X
|
26
|
Underlying Mutual Fund
|
Group A
|
Group B
|
Group C
|
|
MFS® Variable Insurance Trust - MFS New Discovery Series: Service Class
|
X
|
||
|
MFS® Variable Insurance Trust - MFS Value Series: Service Class
|
X
|
||
|
MFS® Variable Insurance Trust II - MFS International Growth Portfolio: Service Class
|
X
|
||
|
MFS® Variable Insurance Trust II - MFS International Intrinsic Value Portfolio: Service
Class
|
X
|
||
|
MFS® Variable Insurance Trust II - MFS Research International Portfolio: Service Class
|
X
|
||
|
MFS® Variable Insurance Trust III - MFS Limited Maturity Portfolio: Service Class
|
X
|
||
|
MFS® Variable Insurance Trust III - MFS Mid Cap Value Portfolio: Service Class
|
X
|
||
|
Morgan Stanley Variable Insurance Fund, Inc. - Global Infrastructure Portfolio: Class II
|
X
|
||
|
Morgan Stanley Variable Insurance Fund, Inc. - Growth Portfolio: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Allspring Discovery Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT American Funds Asset Allocation Fund: Class
II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT American Funds Bond Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT American Funds Global Growth Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT American Funds Growth Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT American Funds Growth-Income Fund: Class
II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Amundi Multi Sector Bond Fund: Class I
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT AQR Large Cap Defensive Style Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT BlackRock Equity Dividend Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT BlackRock Managed Global Allocation Fund:
Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Blueprint(SM) Aggressive Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Blueprint(SM) Balanced Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Blueprint(SM) Capital Appreciation Fund:
Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Blueprint(SM) Conservative Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Blueprint(SM) Managed Growth & Income
Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Blueprint(SM) Managed Growth Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Blueprint(SM) Moderate Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Blueprint(SM) Moderately Aggressive Fund:
Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Blueprint(SM) Moderately Conservative Fund:
Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT BNY Mellon Core Plus Bond Fund: Class P
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT BNY Mellon Dynamic U.S. Core Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT BNY Mellon Dynamic U.S. Equity Income:
Class Z
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Calvert Equity Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Columbia Overseas Value Fund: Class Z
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Core Bond Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT DoubleLine Total Return Tactical Fund: Class
II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Federated High Income Bond Fund: Class I
|
X
|
27
|
Underlying Mutual Fund
|
Group A
|
Group B
|
Group C
|
|
Nationwide Variable Insurance Trust - NVIT Government Money Market Fund: Class I
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT International Index Fund: Class VIII
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Invesco Small Cap Growth Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Investor Destinations Aggressive Fund: Class
II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Investor Destinations Balanced Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Investor Destinations Capital Appreciation
Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Investor Destinations Conservative Fund:
Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Investor Destinations Managed Growth &
Income Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Investor Destinations Managed Growth Fund:
Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Investor Destinations Moderate Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Investor Destinations Moderately Aggressive
Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Investor Destinations Moderately Conservative
Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT iShares® Fixed Income ETF Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT iShares® Global Equity ETF Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT J.P. Morgan U.S. Equity Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Jacobs Levy Large Cap Core Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Jacobs Levy Large Cap Growth Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Loomis Short Term Bond Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Managed American Funds Asset Allocation
Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Managed American Funds Growth-Income
Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Mid Cap Index Fund: Class I
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Multi-Manager Small Cap Value Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Multi-Manager Small Company Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT NS Partners International Focused Growth
Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Real Estate Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT S&P 500® Index Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Small Cap Index Fund: Class II
|
X
|
||
|
Nationwide Variable Insurance Trust - NVIT Victory Mid Cap Value Fund: Class II
|
X
|
||
|
PIMCO Variable Insurance Trust - All Asset Portfolio: Advisor Class
|
X
|
||
|
PIMCO Variable Insurance Trust - Emerging Markets Bond Portfolio: Advisor Class
|
X
|
||
|
PIMCO Variable Insurance Trust - Income Portfolio: Advisor Class
|
X
|
||
|
PIMCO Variable Insurance Trust - International Bond Portfolio (U.S. Dollar-Hedged):
Advisor Class
|
X
|
||
|
PIMCO Variable Insurance Trust - Real Return Portfolio: Advisor Class
|
X
|
||
|
PIMCO Variable Insurance Trust - Short-Term Portfolio: Advisor Class
|
X
|
||
|
Pioneer Variable Contracts Trust - Pioneer Fund VCT Portfolio: Class II
|
X
|
28
|
Underlying Mutual Fund
|
Group A
|
Group B
|
Group C
|
|
Putnam Variable Trust - Putnam VT George Putnam Balanced Fund: Class IB
|
X
|
||
|
Putnam Variable Trust - Putnam VT International Equity Fund: Class IB
|
X
|
||
|
Putnam Variable Trust - Putnam VT International Value Fund: Class IB
|
X
|
||
|
Putnam Variable Trust - Putnam VT Large Cap Value Fund: Class IB
|
X
|
||
|
Putnam Variable Trust - Putnam VT Sustainable Leaders Fund: Class IB
|
X
|
||
|
T. Rowe Price Equity Series, Inc. - T. Rowe Price Health Sciences Portfolio: II
|
X
|
||
|
T. Rowe Price Equity Series, Inc. - T. Rowe Price Mid-Cap Growth Portfolio: II
|
X
|
||
|
VanEck VIP Trust - VanEck VIP Global Resources Fund: Class S
|
X
|
||
|
Virtus Variable Insurance Trust - Virtus Duff & Phelps Real Estate Securities Series: Class
A
|
X
|
Custom Portfolio Asset Rebalancing Service Investment Options
Contract Owners who elect to participate in the Custom Portfolio Asset Rebalancing Service are limited to only the investment options shown below. Additionally, each model has unique allocation requirements for each asset class. These tables disclose only the Sub-Accounts currently available in each asset class and the current allocation percentages for each asset class and model.
|
Asset Class
|
Conservative
|
Moderately
Conservative
|
Balanced
|
Moderate
(Nationwide Lifetime
Income Capture Option
and Nationwide
Lifetime Income Track
Option only)
|
Capital
Appreciation
(Nationwide Lifetime
Income Track
Option only)
|
|
Large Cap Growth
|
6%
|
12%
|
14%
|
17%
|
19%
|
|
Large Cap Value
|
6%
|
12%
|
14%
|
17%
|
19%
|
|
Mid-Cap
|
2%
|
3%
|
4%
|
4%
|
6%
|
|
Small-Cap
|
2%
|
3%
|
4%
|
4%
|
4%
|
|
International Growth
|
2%
|
5%
|
7%
|
9%
|
11%
|
|
International Value
|
2%
|
5%
|
7%
|
9%
|
11%
|
|
Bonds
|
51%
|
41%
|
36%
|
31%
|
25%
|
|
Short-Term Bonds
|
29%
|
19%
|
14%
|
9%
|
5%
|
|
Cash
|
0%
|
0%
|
0%
|
0%
|
0%
|
|
GRAND TOTAL
|
100%
|
100%
|
100%
|
100%
|
100%
|
The following table indicates the investment options (designated with an "X") that are available in each asset class:
|
Investment Option
|
Large
Value
|
Large
Growth
|
International
Growth
|
Mid-Cap
|
Small-Cap
|
International
Value
|
Bonds
|
Short-
Term
Bonds
|
Cash
|
|
AllianceBernstein Variable
Products Series Fund, Inc. - AB
VPS Discovery Value Portfolio:
Class B
|
X
|
||||||||
|
BlackRock Variable Series
Funds II, Inc. - BlackRock Total
Return V.I. Fund: Class III
|
X
|
||||||||
|
Delaware VIP Trust -
Macquarie VIP Small Cap
Value Series: Service Class
|
X
|
29
|
Investment Option
|
Large
Value
|
Large
Growth
|
International
Growth
|
Mid-Cap
|
Small-Cap
|
International
Value
|
Bonds
|
Short-
Term
Bonds
|
Cash
|
|
Fidelity Variable Insurance
Products Fund - VIP Equity-
Income Portfolio: Service Class
2
|
X
|
||||||||
|
Fidelity Variable Insurance
Products Fund - VIP Growth &
Income Portfolio: Service Class
2
|
X
|
||||||||
|
Fidelity Variable Insurance
Products Fund - VIP Growth
Portfolio: Service Class 2
|
X
|
||||||||
|
Fidelity Variable Insurance
Products Fund - VIP
Investment Grade Bond
Portfolio: Service Class 2
|
X
|
||||||||
|
Fidelity Variable Insurance
Products Fund - VIP Overseas
Portfolio: Service Class 2
|
X
|
||||||||
|
Invesco - Invesco V.I. Main
Street Small Cap Fund: Series
II
|
X
|
||||||||
|
Ivy Variable Insurance
Portfolios - Macquarie VIP Mid
Cap Growth Series: Service
Class
|
X
|
||||||||
|
Janus Aspen Series - Janus
Henderson Flexible Bond
Portfolio: Service Shares
|
X
|
||||||||
|
Lincoln Variable Insurance
Products Trust - LVIP American
Century Inflation Protection
Fund: Service Class
|
X
|
||||||||
|
Lincoln Variable Insurance
Products Trust - LVIP American
Century Mid Cap Value Fund:
Service Class
|
X
|
||||||||
|
Lord Abbett Series Fund, Inc. -
Total Return Portfolio: Class VC
|
X
|
||||||||
|
MFS® Variable Insurance Trust
- MFS New Discovery Series:
Service Class
|
X
|
||||||||
|
MFS® Variable Insurance Trust
- MFS Value Series: Service
Class
|
X
|
||||||||
|
MFS® Variable Insurance Trust
II - MFS International Intrinsic
Value Portfolio: Service Class
|
X
|
||||||||
|
Nationwide Variable Insurance
Trust - NVIT Allspring
Discovery Fund: Class II
|
X
|
30
|
Investment Option
|
Large
Value
|
Large
Growth
|
International
Growth
|
Mid-Cap
|
Small-Cap
|
International
Value
|
Bonds
|
Short-
Term
Bonds
|
Cash
|
|
Nationwide Variable Insurance
Trust - NVIT American Funds
Bond Fund: Class II
|
X
|
||||||||
|
Nationwide Variable Insurance
Trust - NVIT American Funds
Global Growth Fund: Class II
|
X
|
||||||||
|
Nationwide Variable Insurance
Trust - NVIT American Funds
Growth Fund: Class II
|
X
|
||||||||
|
Nationwide Variable Insurance
Trust - NVIT American Funds
Growth-Income Fund: Class II
|
X
|
||||||||
|
Nationwide Variable Insurance
Trust - NVIT AQR Large Cap
Defensive Style Fund: Class II
|
X
|
||||||||
|
Nationwide Variable Insurance
Trust - NVIT BlackRock Equity
Dividend Fund: Class II
|
X
|
||||||||
|
Nationwide Variable Insurance
Trust - NVIT BNY Mellon Core
Plus Bond Fund: Class P
|
X
|
||||||||
|
Nationwide Variable Insurance
Trust - NVIT BNY Mellon
Dynamic U.S. Core Fund:
Class II
|
X
|
||||||||
|
Nationwide Variable Insurance
Trust - NVIT BNY Mellon
Dynamic U.S. Equity Income:
Class II
|
X
|
||||||||
|
Nationwide Variable Insurance
Trust - NVIT Calvert Equity
Fund: Class II
|
X
|
||||||||
|
Nationwide Variable Insurance
Trust - NVIT Columbia
Overseas Value Fund: Class I
|
X
|
||||||||
|
Nationwide Variable Insurance
Trust - NVIT Core Bond Fund:
Class II
|
X
|
||||||||
|
Nationwide Variable Insurance
Trust - NVIT Government Bond
Fund: Class I
|
X
|
||||||||
|
Nationwide Variable Insurance
Trust - NVIT Government
Money Market Fund: Class I
|
X
|
||||||||
|
Nationwide Variable Insurance
Trust - NVIT International Index
Fund: Class VIII
|
X
|
||||||||
|
Nationwide Variable Insurance
Trust - NVIT Invesco Small Cap
Growth Fund: Class II
|
X
|
31
|
Investment Option
|
Large
Value
|
Large
Growth
|
International
Growth
|
Mid-Cap
|
Small-Cap
|
International
Value
|
Bonds
|
Short-
Term
Bonds
|
Cash
|
|
Nationwide Variable Insurance
Trust - NVIT Jacobs Levy Large
Cap Core Fund: Class II
|
X
|
||||||||
|
Nationwide Variable Insurance
Trust - NVIT Jacobs Levy Large
Cap Growth Fund: Class II
|
X
|
||||||||
|
Nationwide Variable Insurance
Trust - NVIT Loomis Short
Term Bond Fund: Class II
|
X
|
||||||||
|
Nationwide Variable Insurance
Trust - NVIT Mid Cap Index
Fund: Class I
|
X
|
||||||||
|
Nationwide Variable Insurance
Trust - NVIT Multi-Manager
Small Cap Value Fund: Class II
|
X
|
||||||||
|
Nationwide Variable Insurance
Trust - NVIT Multi-Manager
Small Company Fund: Class II
|
X
|
||||||||
|
Nationwide Variable Insurance
Trust - NVIT NS Partners
International Focused Growth
Fund: Class II
|
X
|
||||||||
|
Nationwide Variable Insurance
Trust - NVIT S&P 500® Index
Fund: Class II
|
X
|
||||||||
|
Nationwide Variable Insurance
Trust - NVIT Small Cap Index
Fund: Class II
|
X
|
||||||||
|
Nationwide Variable Insurance
Trust - NVIT Victory Mid Cap
Value Fund: Class II
|
X
|
||||||||
|
PIMCO Variable Insurance
Trust - Short-Term Portfolio:
Advisor Class
|
X
|
||||||||
|
Putnam Variable Trust -
Putnam VT International Equity
Fund: Class IB
|
X
|
32
Outside back cover page
This summary prospectus incorporates by reference the statutory prospectus and Statement of Additional Information, both dated May 1, 2024, as amended or supplemented. The statutory prospectus and Statement of Additional Information may be obtained, free of charge, at https://nationwide.onlineprospectus.net/NW/C000109061NW/index.php.
Reports and other information about the Variable Account are available on the SEC's website at http://www.sec.gov. Copies of this information may be obtained, upon payment of a duplicating fee, by electronic request at the following email address: [email protected].
SEC Contract Identifier: C000109061