PT Bank Central Asia Tbk

04/30/2024 | News release | Distributed by Public on 04/30/2024 04:35

Apply for BCA Life Heritage Protection, and Get Cashback Up to IDR5 Million!

Well-being by meeting various needs is the dream of every family. However, apart from achieving it in the form of material wealth, well-being is also being protected from unexpected risks.

One way is by having life insurance. Life insurance can be a family helper when the head of the family passes away. Moreover, the Sum Assured from life insurance can be paid directly to the designated beneficiary without having to be accompanied by an inheritance certificate.

To meet this protection need, BCA collaborates with BCA Life to present BCA Life Heritage Protection, a traditional life insurance product that can be used as an inheritance for your children and family when you are no longer with them.

Buy BCA Life Heritage Protection life insurance at a BCA branch and get cashback of up to IDR5 million, with the following conditions:

The application period is until June 30, 2024
Annual Premium Cashback Amount

≥ IDR25 Million s/d < IDR50 Million

IDR350 Thousand

≥ IDR50 Million s/d < IDR100 Million

IDR750 Thousand

≥ IDR100 Million s/d < IDR200 Million

IDR1,5 Million

≥ IDR200 Million s/d < IDR300 Million

IDR3,25 Million

≥ IDR300 Million

IDR5 Million

  • Valid for annual/single policy payments
  • The program cannot be combined with other running programs
  • Especially for single payments, the APE calculation is 10% of the single premium.
  • Cashback will be processed by BCA Life into the customer's account after the policy has passed the free look period
  • Cashback crediting is carried out by BCA Life with an estimated 60 calendar days from the enforcement policy
  • Taxes arising from cashback are borne by BCA Life
  • Deadline to issue 7 July 2024

The following is a simulation of the nominal cashback that customers can get:

Simulation of Getting Cashback Prizes

#Example 1

Mr Thomas is a 35-year-old successful businessman. To maintain the continuity of his business when he passes away, Mr. Thomas decided to apply for BCA Life Heritage Protection insurance with an annual premium of IDR 200 million, a payment period of 10 years in June 2024. After the policy is inforce Mr Thomas will receive:

  1. 1 Life protection up to the age of 99 years with a sum assured of IDR7,000,000,000
  2. Terminal Illness Benefit 20% from UP
  3. Cashback IDR3.25 million

#Example 2

Maria's mother is a 40-year-old career woman. To protect herself and ensure that living expenses are available for her children if there is a risk of death, she uses some of her savings to buy BCA Life Heritage Protection insurance with a single premium of IDR600 million in May 2024. After the policy is inforce, Mrs. Maria will get:

  1. Life protection up to the age of 99 years with a sum assured of IDR3,000,000,000
  2. Terminal Illness Benefit 20% from UP
  3. Cashback IDR750 thousand (The premium calculated to get cashback is 10% x IDR600 million = IDR60 million)

For further information, visit the nearest BCA branch or click on other BCA Life Heritage Protection benefits here.

Important Information:

BCA and BCA Life licensed and supervised by Financial Services Authority (OJK) and Bank Indonesia.

BCA is member of Indonesia Deposit Insurance Corporation (LPS)