Prospectus Certification by Investment Company - Form 497J

497J

April 29, 2024

VIA EDGAR

U.S. Securities and Exchange Commission

100 F Street, N.W.

Washington, D.C. 20549

RE:	Zurich American Life Insurance Company

ZALICO Variable Annuity Separate Account

Filing Pursuant to Rule 497(j)

File Nos. 2-72671 and 811-03199

Commissioners:

Pursuant to Rule 497(j) under the Securities Act of 1933, as amended, I certify that the form of Prospectus and Statement of Additional Information being used in connection with the "ZALICO Advantage III" Annuity contract that would have been filed under paragraph (c) of Rule 497 does not differ from those contained in the Post-Effective Amendment No. 62 for the ZALICO

Variable Annuity Separate Account as filed electronically with the Commission on April 26, 2024 (Accession No. 0001193125-24-117745).

If you have any questions or comments regarding this filing, please contact the undersigned at (847) 330-1153.

Very truly yours,

/s/ Stanislav Sukhorukov

Stanislav Sukhorukov

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