04/29/2024 | Press release | Distributed by Public on 04/29/2024 13:13
SPECIAL TERMS
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3
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UPDATED INFORMATION ABOUT THE CONTRACT
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5
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IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE CONTRACT
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6
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APPENDIX A - FUNDS AVAILABLE UNDER THE CONTRACT
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9
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APPENDIX B - LIST OF DESIGNATED FUNDS AND OTHER INVESTMENT RESTRICTIONS
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14
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FEES AND EXPENSES
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Location In The
Prospectus
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||
Charges for
Early
Withdrawals
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If you withdraw money from your Contract within 4 years following your
last Purchase Payment, you will be assessed a withdrawal charge of up to
8% (as a percentage of Purchase Payments withdrawn), declining to 0%
over that time period. For example, if you make a withdrawal, you could pay
a withdrawal charge of up to $8,000 on a $100,000 investment.
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Fee Table -
Transaction
Expenses
Withdrawals and
Withdrawal
Charges
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Transaction
Charges
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In addition to charges for withdrawals, you may also be charged for other
transactions. There may be taxes on Purchase Payments and charges for
transfers between investment options. Currently, we do not charge for
transfers. However, we reserve the right to charge $15 per transfer.
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Fee Table -
Transaction
Expenses
Transfer Privilege
Contract Charges
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Ongoing Fees
and Expenses
(annual charges)
|
The table below describes the fees and expenses that you may pay each
year, depending on the investment options and optional benefits you
choose. Please refer to your Contract specifications page for information
about the specific fees you will pay each year based on the options you have
elected.
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Fee Table -
Transaction
Expenses
Contract Charges
Benefits Available
Under the
Contract
Appendix A -
Funds Available
Under the
Contract
|
|
Annual Fee
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Minimum
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Maximum
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Base contract:
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1.65%1
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1.65%1
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Investment Options
(Fund fees and expenses)
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0.69%2
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2.38%2
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Optional Benefits Available for an
Additional Charge (for a single
optional benefit, if elected)
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0.40%1
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1.95%3
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1As a percentage of average daily net Variable Account assets.
2As a percentage of Fund net assets.
3As a percentage of the highest Withdrawal Benefit Base during the
Account Year.
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|||
Because your Contract is customizable, the choices you make affect how
much you will pay. To help you understand the cost of owning your
Contract, the following table shows the lowest and highest cost you could
pay each year, based on current charges. This estimate assumes that you do
not take withdrawals from the Contract, which could add withdrawal
charges that substantially increase costs.
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|||
Lowest Annual Cost:
$2,122
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Highest Annual Cost:
$5,187
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||
Assumes:
•Investment of $100,000
•5% annual appreciation
•Least expensive Fund fees and
expenses
•No optional benefits
•No sales charges
•No additional Purchase Payments,
transfers or withdrawals
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Assumes:
•Investment of $100,000
•5% annual appreciation
•Most expensive combination of
optional benefits and Fund fees
and expenses
•No sales charges
•No additional Purchase
Payments, transfers or
withdrawals
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RISKS
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Location In The
Prospectus
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|
Risk of Loss
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You can lose money by investing in the Contract.
|
Principal Risks of
Investing in the
Contract
Transfer Privilege
|
Not a
Short-Term
Investment
|
•The Contract is not a short-term investment and is not appropriate for an
investor who needs ready access to cash.
•The benefits of tax deferral, long-term income and living benefit
guarantees mean the Contract is generally more beneficial to investors
with a long-term horizon. You should not use the Contract as a short-term
investment.
•Withdrawal charges may apply to withdrawals taken within 4 years after a
Purchase Payment. If you take a withdrawal, a withdrawal charge may
reduce the withdrawal amount that you actually receive and the value of
your investment. Withdrawals may also reduce or terminate Contract
guarantees.
•Withdrawals may be subject to taxes, including a 10% federal tax penalty
if you take a withdrawal before age 59 1∕2.
|
Principal Risks of
Investing in the
Contract
Withdrawals and
Withdrawal
Charges
Tax Provisions
|
Risks Associated
with Investment
Options
|
•An investment in the Contract is subject to the risk of poor investment
performance and can vary depending on the performance of the
investment options available under the Contract (e.g., the Funds).
•Each investment option (including any Fixed Account investment option)
will have its own unique risks.
•You should review the investment options before making an investment
decision.
|
Principal Risks of
Investing in the
Contract
The Variable
Account
The Fixed
Account Options -
The DCA Periods
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Insurance
Company Risks
|
An investment in the Contract is subject to the risks related to the Company.
Any obligations (including under any Fixed Account investment options),
guarantees, or benefits are subject to the claims-paying ability of the
Company. Additional information about the Company, including its
financial strength ratings, is available upon request by calling (877)
253-2323 or visiting https://www.delawarelife.com/contact-us/contact-page.
|
Principal Risks of
Investing in the
Contract
The Variable
Account
The Fixed
Account Options -
The DCA Periods
|
RESTRICTIONS
|
Location In The
Prospectus
|
|
Investments
|
•Certain investment options may not be available under the Contract.
•You are allowed to make 12 transfers between investment options per
Account Year. We reserve the right to charge $15 per transfer. At least 6
days must elapse between transfers. Your transfers between Fund options
are subject to policies designed to deter frequent transfers. These transfer
restrictions do not apply to transfers under the Contract's automatic
programs.
•We reserve the right to remove or substitute Funds as investment options.
|
The Variable
Account
The Fixed
Account Options -
The DCA Periods
Transfer Privilege
Appendix A -
Funds Available
Under the
Contract
|
RESTRICTIONS (CONT.)
|
Location In The
Prospectus
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|
Optional
Benefits
|
•The Contract contains optional death and living benefits, available for an
additional charge, which must be elected on or before the Issue Date and
are no longer available to be added to your Contract.
•If you elected an optional living benefit, all of your Account Value must
be invested in Designated Funds at all times and, if using an asset
allocation model, must comply with minimum and maximum allocation
percentage ranges during the term of your optional living benefit. We
reserve the right to declare that a particular Fund no longer qualifies as a
Designated Fund.
•Failure to comply with the applicable investment restrictions will result in
the termination of your living benefit.
•The amount and frequency of Purchase Payments may be limited
depending on the optional living benefit you have elected, and Purchase
Payments made after the first Account Year may receive a lower benefit.
•Early Withdrawals and withdrawals that exceed specified limits may
affect the availability of your living benefit by reducing the benefit by an
amount greater than the amount withdrawn and could terminate your
living benefit.
|
Designated Funds
Build Your Own
Portfolio
Death Benefit
Appendix B - List
of Designated
Funds and Other
Investment
Restrictions
|
TAXES
|
Location In The
Prospectus
|
|
Tax
Implications
|
•You should consult with a tax professional to determine the tax
implications of an investment in and payments received under the
Contract.
•There is no additional tax benefit if you purchase the Contract through a
tax-qualified plan or an individual retirement account (IRA).
•Earnings under your Contract are taxed at ordinary income rates when
withdrawn. You may be subject to a 10% federal tax penalty if you take a
withdrawal before age 59 1∕2.
|
Tax Provisions
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CONFLICTS OF INTEREST
|
Location In The
Prospectus
|
|
Investment
Professional
Compensation
|
Your investment professional may receive compensation for selling the
Contract to you, including commissions, other cash compensation, and
non-cash compensation. We may share the revenue we earn on this Contract
with your investment professional's firm. As a result of these compensation
arrangements, your investment professional may have a financial incentive
to offer or recommend this Contract to you over another investment for
which the investment professional is not compensated or is compensated
less.
|
Distribution of
the Contract
|
Exchanges
|
Some investment professionals may have a financial incentive to offer you a
new contract in place of the one you already own. You should only exchange
a contract you already own if you determine, after comparing the features,
fees, and risks of both contracts, that it is better for you to purchase the new
contract rather than continue to own your existing contract.
|
Type
|
Fund
|
Adviser/Subadviser
|
Current
Expenses
|
Average Annual Total Returns
(as of 12/31/23)
|
||
1 Year
|
5 Year
|
10 Year
|
||||
Allocation - Moderate
|
AB Variable Products Series Fund, Inc.
Balanced Hedged Allocation Portfolio
Class B3
|
AllianceBernstein, L.P.
|
0.98%1
|
12.66%
|
5.92%
|
5.04%
|
Equity - US Mid Cap
|
AB Variable Products Series Fund, Inc.
Discovery Value Portfolio
Class B
|
AllianceBernstein, L.P.
|
1.06%
|
16.86%
|
10.51%
|
7.29%
|
Allocation - Cautious
|
AB Variable Products Series Fund, Inc.
Dynamic Asset Allocation Portfolio
Class B3
|
AllianceBernstein, L.P.
|
1.10%1
|
13.48%
|
4.03%
|
3.22%
|
Allocation - Moderate
|
BlackRock Variable Series Funds, Inc.
BlackRock Global Allocation V.I. Fund
Class III
|
BlackRock Advisors, LLC /
BlackRock (Singapore)
Limited, BlackRock
International Limited
|
1.02%1
|
12.49%
|
7.39%
|
4.63%
|
Equity - US Large Cap
Growth
|
Columbia Funds Variable Series Trust II
Columbia Variable Portfolio - Large Cap
Growth Fund
Class 22
|
Columbia Management
Investment Advisers, LLC
|
0.97%
|
42.77%
|
17.98%
|
13.37%
|
Equity - Global Large
Cap
|
Columbia Funds Variable Series Trust II
Columbia Variable Portfolio - Overseas
Core Fund
Class 22
|
Columbia Management
Investment Advisers, LLC /
Threadneedle International
Limited
|
1.04%
|
15.32%
|
7.96%
|
3.37%
|
Equity - US Large Cap
Growth
|
Columbia Funds Variable Series Trust II
CTIVP® - Principal Blue Chip Growth
Fund
Class 2
|
Columbia Management
Investment Advisers, LLC /
Principal Global Investors,
LLC
|
0.95%
|
39.20%
|
15.38%
|
13.20%
|
Allocation - Moderate
|
Variable Insurance Products Fund III
Fidelity® Variable Insurance Products
Balanced Portfolio
Service Class 2
|
Fidelity Management &
Research Company, LLC /
FMR Investment Management
(UK) Limited, Fidelity
Management & Research
(Hong Kong) Limited,
Fidelity Management &
Research (Japan) Limited
|
0.69%
|
21.29%
|
12.16%
|
8.81%
|
Equity - US Large Cap
Growth
|
Variable Insurance Products Fund II
Fidelity® Variable Insurance Products
Contrafund® Portfolio
Service Class 2
|
Fidelity Management &
Research Company, LLC /
FMR Investment Management
(UK) Limited, Fidelity
Management & Research
(Hong Kong) Limited,
Fidelity Management &
Research (Japan) Limited
|
0.81%
|
33.12%
|
16.36%
|
11.33%
|
Type
|
Fund
|
Adviser/Subadviser
|
Current
Expenses
|
Average Annual Total Returns
(as of 12/31/23)
|
||
1 Year
|
5 Year
|
10 Year
|
||||
Allocation - Target
Date
|
Variable Insurance Products Fund V
Fidelity® Variable Insurance Products
Freedom 2015 Portfolio
Service Class 22
|
Fidelity Management &
Research Company, LLC
|
0.68%
|
10.64%
|
6.29%
|
4.93%
|
Allocation - Target
Date
|
Variable Insurance Products Fund V
Fidelity® Variable Insurance Products
Freedom 2020 Portfolio
Service Class 22
|
Fidelity Management &
Research Company, LLC
|
0.72%
|
12.22%
|
7.22%
|
5.48%
|
Equity - US Mid Cap
|
Variable Insurance Products Fund III
Fidelity® Variable Insurance Products
Mid Cap Portfolio
Service Class 2
|
Fidelity Management &
Research Company, LLC /
FMR Investment Management
(UK) Limited, Fidelity
Management & Research
(Hong Kong) Limited,
Fidelity Management &
Research (Japan) Limited
|
0.82%
|
14.80%
|
12.17%
|
7.85%
|
Equity - International
All Cap
|
First Eagle Variable Funds
First Eagle Overseas Variable Fund
|
First Eagle Investment
Management, LLC
|
1.21%1
|
10.08%
|
5.78%
|
3.68%
|
Allocation - Cautious
|
Franklin Templeton Variable Insurance
Products Trust
Franklin Income VIP Fund
Class 22
|
Franklin Advisers, Inc.
|
0.71%1
|
8.62%
|
6.98%
|
5.01%
|
Allocation - Cautious
|
Franklin Templeton Variable Insurance
Products Trust
Franklin Income VIP Fund
Class 4
|
Franklin Advisers, Inc.
|
0.81%1
|
8.55%
|
6.88%
|
4.90%
|
Allocation - Aggressive
|
Franklin Templeton Variable Insurance
Products Trust
Franklin Mutual Shares VIP Fund
Class 22
|
Franklin Mutual Advisers,
LLC
|
0.93%
|
13.46%
|
7.81%
|
5.43%
|
Allocation - Aggressive
|
Franklin Templeton Variable Insurance
Products Trust
Franklin Mutual Shares VIP Fund
Class 4
|
Franklin Mutual Advisers,
LLC
|
1.03%
|
13.31%
|
7.71%
|
5.32%
|
Equity - US Small Cap
|
Franklin Templeton Variable Insurance
Products Trust
Franklin Small Cap Value VIP Fund
Class 22
|
Franklin Mutual Advisers,
LLC
|
0.91%1
|
12.75%
|
11.06%
|
7.04%
|
Equity - US Small Cap
|
Franklin Templeton Variable Insurance
Products Trust
Franklin Small Cap Value VIP Fund
Class 4
|
Franklin Mutual Advisers,
LLC
|
1.01%1
|
12.67%
|
10.97%
|
6.94%
|
Fixed Income - US
|
Franklin Templeton Variable Insurance
Products Trust
Franklin Strategic Income VIP Fund
Class 22
|
Franklin Advisers, Inc.
|
1.09%1
|
8.18%
|
1.96%
|
1.77%
|
Fixed Income - US
|
Franklin Templeton Variable Insurance
Products Trust
Franklin Strategic Income VIP Fund
Class 4
|
Franklin Advisers, Inc.
|
1.19%1
|
7.99%
|
1.85%
|
1.67%
|
Equity - US Mid Cap
|
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. American Value Fund
Series II
|
Invesco Advisers, Inc.
|
1.14%
|
15.29%
|
12.45%
|
6.98%
|
Equity - US Large Cap
Growth
|
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Capital Appreciation Fund
Series II2
|
Invesco Advisers, Inc.
|
1.05%1
|
35.03%
|
16.10%
|
11.28%
|
Type
|
Fund
|
Adviser/Subadviser
|
Current
Expenses
|
Average Annual Total Returns
(as of 12/31/23)
|
||
1 Year
|
5 Year
|
10 Year
|
||||
Equity - US Large Cap
Value
|
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Comstock Fund
Series II
|
Invesco Advisers, Inc.
|
1.00%
|
12.10%
|
13.20%
|
8.65%
|
Allocation - Moderate
|
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Equity and Income Fund
Series II
|
Invesco Advisers, Inc.
|
0.82%
|
10.24%
|
9.64%
|
6.78%
|
Equity - Global Large
Cap
|
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. EQV International Equity
Fund
Series II
|
Invesco Advisers, Inc.
|
1.15%
|
17.86%
|
8.15%
|
4.07%
|
Equity - Global Large
Cap
|
AIM Variable Insurance Funds (Invesco
Variable Insurance Funds)
Invesco V.I. Global Fund
Series II
|
Invesco Advisers, Inc.
|
1.07%
|
34.45%
|
12.02%
|
8.21%
|
Equity - Global
Emerging Markets
|
Lazard Retirement Series, Inc.
Lazard Retirement Emerging Markets
Equity Portfolio
Service Shares
|
Lazard Asset
Management LLC
|
1.42%
|
22.27%
|
5.01%
|
2.04%
|
Fixed Income - US
|
Lincoln Variable Insurance Products Trust
LVIP JPMorgan Core Bond Fund
Service Class
|
Lincoln Financial Investments
Corporation / J.P. Morgan
Investment Management, Inc.
|
0.74%
|
5.66%
|
1.04%
|
1.56%
|
Equity - US Large Cap
Blend
|
Lincoln Variable Insurance Products Trust
LVIP JPMorgan U.S. Equity Fund
Service Class
|
Lincoln Financial Investments
Corporation / J.P. Morgan
Investment Management, Inc.
|
0.94%
|
26.84%
|
16.86%
|
12.15%
|
Equity - US Large Cap
Value
|
Lord Abbett Series Fund, Inc.
Fundamental Equity Portfolio
Class VC
|
Lord, Abbett & Co. LLC
|
1.08%1
|
14.63%
|
9.70%
|
7.00%
|
Equity - US Mid Cap
|
Lord Abbett Series Fund, Inc.
Growth Opportunities Portfolio
Class VC
|
Lord, Abbett & Co. LLC
|
1.16%
|
10.67%
|
8.60%
|
7.12%
|
Equity - US Small Cap
|
MFS® Variable Insurance Trust III
MFS® Blended Research® Small Cap
Equity Portfolio
Service Class
|
Massachusetts Financial
Services Company
|
0.76%1
|
18.67%
|
10.01%
|
8.00%
|
Allocation - Cautious
|
MFS® Variable Insurance Trust III
MFS® Conservative Allocation Portfolio
Service Class
|
Massachusetts Financial
Services Company
|
0.93%
|
10.03%
|
5.30%
|
4.28%
|
Equity - US Large Cap
Blend
|
MFS® Variable Insurance Trust II
MFS® Core Equity Portfolio
Service Class
|
Massachusetts Financial
Services Company
|
1.06%1
|
22.79%
|
14.79%
|
11.33%
|
Fixed Income - US
|
MFS® Variable Insurance Trust II
MFS® Corporate Bond Portfolio
Service Class2
|
Massachusetts Financial
Services Company
|
0.88%1
|
8.89%
|
2.43%
|
2.56%
|
Equity - Global
Emerging Markets
|
MFS® Variable Insurance Trust II
MFS® Emerging Markets Equity
Portfolio
Service Class
|
Massachusetts Financial
Services Company
|
1.48%1
|
10.71%
|
1.79%
|
1.31%
|
Equity - Real Estate
Sector
|
MFS® Variable Insurance Trust III
MFS® Global Real Estate Portfolio
Service Class
|
Massachusetts Financial
Services Company
|
1.15%1
|
11.20%
|
6.16%
|
6.28%
|
Allocation - Cautious
|
MFS® Variable Insurance Trust II
MFS® Global Tactical Allocation Portfolio
Service Class
|
Massachusetts Financial
Services Company
|
1.08%1
|
9.35%
|
4.69%
|
3.62%
|
Type
|
Fund
|
Adviser/Subadviser
|
Current
Expenses
|
Average Annual Total Returns
(as of 12/31/23)
|
||
1 Year
|
5 Year
|
10 Year
|
||||
Fixed Income - US
|
MFS® Variable Insurance Trust II
MFS® Government Securities Portfolio
Service Class
|
Massachusetts Financial
Services Company
|
0.83%1
|
3.86%
|
0.08%
|
0.81%
|
Allocation - Aggressive
|
MFS® Variable Insurance Trust III
MFS® Growth Allocation Portfolio
Service Class
|
Massachusetts Financial
Services Company
|
1.05%
|
15.03%
|
9.64%
|
7.26%
|
Equity - US Large Cap
Growth
|
MFS® Variable Insurance Trust
MFS® Growth Series
Service Class
|
Massachusetts Financial
Services Company
|
0.98%1
|
35.51%
|
15.59%
|
12.69%
|
Fixed Income - US
|
MFS® Variable Insurance Trust II
MFS® High Yield Portfolio
Service Class
|
Massachusetts Financial
Services Company
|
0.97%1
|
12.48%
|
4.42%
|
3.58%
|
Fixed Income - US
|
MFS® Variable Insurance Trust III
MFS® Inflation-Adjusted Bond Portfolio
Service Class
|
Massachusetts Financial
Services Company
|
0.82%1
|
2.46%
|
-0.11%
|
0.27%
|
Equity - Global Large
Cap
|
MFS® Variable Insurance Trust II
MFS® International Growth Portfolio
Service Class
|
Massachusetts Financial
Services Company
|
1.13%1
|
14.39%
|
9.20%
|
6.09%
|
Equity - Global Large
Cap
|
MFS® Variable Insurance Trust II
MFS® International Intrinsic Value
Portfolio
Service Class
|
Massachusetts Financial
Services Company
|
1.14%1
|
17.37%
|
8.31%
|
6.66%
|
Fixed Income - US
|
MFS® Variable Insurance Trust III
MFS® Limited Maturity Portfolio
Service Class
|
Massachusetts Financial
Services Company
|
0.70%1
|
5.77%
|
2.01%
|
1.47%
|
Equity - US Mid Cap
|
MFS® Variable Insurance Trust
MFS® Mid Cap Growth Series
Service Class
|
Massachusetts Financial
Services Company
|
1.05%1
|
20.97%
|
13.05%
|
10.85%
|
Equity - US Mid Cap
|
MFS® Variable Insurance Trust III
MFS® Mid Cap Value Portfolio
Service Class
|
Massachusetts Financial
Services Company
|
1.04%1
|
12.39%
|
12.60%
|
8.46%
|
Allocation - Moderate
|
MFS® Variable Insurance Trust III
MFS® Moderate Allocation Portfolio
Service Class
|
Massachusetts Financial
Services Company
|
0.97%
|
12.64%
|
7.68%
|
5.94%
|
Equity - US Small Cap
|
MFS® Variable Insurance Trust
MFS® New Discovery Series
Service Class
|
Massachusetts Financial
Services Company
|
1.12%1
|
14.25%
|
10.81%
|
7.41%
|
Equity - US Small Cap
|
MFS® Variable Insurance Trust III
MFS® New Discovery Value Portfolio
Service Class
|
Massachusetts Financial
Services Company
|
1.13%1
|
11.22%
|
12.84%
|
9.05%
|
Equity - Global Large
Cap
|
MFS® Variable Insurance Trust II
MFS® Research International Portfolio
Service Class
|
Massachusetts Financial
Services Company
|
1.14%1
|
12.83%
|
8.23%
|
3.89%
|
Equity - US Large Cap
Blend
|
MFS® Variable Insurance Trust
MFS® Research Series
Service Class
|
Massachusetts Financial
Services Company
|
1.04%1
|
22.12%
|
14.13%
|
10.55%
|
Fixed Income - US
|
MFS® Variable Insurance Trust
MFS® Total Return Bond Series
Service Class
|
Massachusetts Financial
Services Company
|
0.78%1
|
7.13%
|
1.58%
|
1.96%
|
Allocation - Moderate
|
MFS® Variable Insurance Trust
MFS® Total Return Series
Service Class
|
Massachusetts Financial
Services Company
|
0.86%1
|
10.22%
|
8.27%
|
6.27%
|
US Money Market
|
MFS® Variable Insurance Trust II
MFS® U.S. Government Money Market
Portfolio
Service Class4
|
Massachusetts Financial
Services Company
|
0.44%1
|
4.58%
|
1.51%
|
0.91%
|
Type
|
Fund
|
Adviser/Subadviser
|
Current
Expenses
|
Average Annual Total Returns
(as of 12/31/23)
|
||
1 Year
|
5 Year
|
10 Year
|
||||
Equity - Utilities
Sector
|
MFS® Variable Insurance Trust
MFS® Utilities Series
Service Class
|
Massachusetts Financial
Services Company
|
1.04%1
|
-2.33%
|
8.05%
|
6.13%
|
Equity - US Large Cap
Value
|
MFS® Variable Insurance Trust
MFS® Value Series
Service Class
|
Massachusetts Financial
Services Company
|
0.94%1
|
7.63%
|
11.07%
|
8.25%
|
Equity - US Mid Cap
|
Morgan Stanley Variable Insurance Fund,
Inc.
Discovery Portfolio
Class II
|
Morgan Stanley Investment
Management, Inc.
|
1.05%1
|
44.13%
|
10.83%
|
8.38%
|
Equity - US Large Cap
Growth
|
Morgan Stanley Variable Insurance Fund,
Inc.
Growth Portfolio
Class II
|
Morgan Stanley Investment
Management, Inc.
|
0.82%1
|
48.32%
|
10.95%
|
11.62%
|
Allocation - Moderate
|
PIMCO Variable Insurance Trust
PIMCO All Asset Portfolio
Advisor Class
|
Pacific Investment
Management Company LLC /
Research Affiliates, LLC
|
2.29%1
|
8.02%
|
5.90%
|
3.93%
|
Commodities Broad
Basket
|
PIMCO Variable Insurance Trust
PIMCO CommodityRealReturn®
Strategy Portfolio
Administrative Class2
|
Pacific Investment
Management Company LLC
|
1.48%1
|
-7.85%
|
8.55%
|
-0.80%
|
Commodities Broad
Basket
|
PIMCO Variable Insurance Trust
PIMCO CommodityRealReturn®
Strategy Portfolio
Advisor Class
|
Pacific Investment
Management Company LLC
|
1.58%1
|
-7.93%
|
8.46%
|
-0.90%
|
Fixed Income -
Emerging Markets
|
PIMCO Variable Insurance Trust
PIMCO Emerging Markets Bond
Portfolio
Administrative Class2
|
Pacific Investment
Management Company LLC
|
1.27%1
|
11.11%
|
2.25%
|
2.78%
|
Fixed Income -
Emerging Markets
|
PIMCO Variable Insurance Trust
PIMCO Emerging Markets Bond
Portfolio
Advisor Class
|
Pacific Investment
Management Company LLC
|
1.37%1
|
11.00%
|
2.14%
|
2.67%
|
Allocation - Moderate
|
PIMCO Variable Insurance Trust
PIMCO Global Managed Asset Allocation
Portfolio
Advisor Class
|
Pacific Investment
Management Company LLC
|
1.34%1
|
12.85%
|
7.20%
|
5.14%
|
Equity - Global Large
Cap
|
PIMCO Equity Series VIT
PIMCO StocksPLUS® Global Portfolio
Advisor Class
|
Pacific Investment
Management Company LLC
|
0.91%1
|
22.84%
|
11.41%
|
6.42%
|
Equity - US Large Cap
Value
|
Putnam Variable Trust
Putnam VT Large Cap Value Fund
Class IB
|
Putnam Investment
Management, LLC / Putnam
Investments Limited
|
0.82%
|
15.67%
|
14.50%
|
10.26%
|
Fixed Income - Global
|
Franklin Templeton Variable Insurance
Products Trust
Templeton Global Bond VIP Fund
Class 4
|
Franklin Advisers, Inc.
|
0.85%1
|
2.82%
|
-2.23%
|
-0.76%
|
Equity - Global Large
Cap
|
Franklin Templeton Variable Insurance
Products Trust
Templeton Growth VIP Fund
Class 22
|
Templeton Global Advisors
Limited / Templeton Asset
Management Ltd
|
1.12%1
|
21.01%
|
6.47%
|
3.24%
|
Balanced Funds
0% to 60%
|
Fixed Income Funds
40% to 100%
|
AB Balanced Hedged Allocation Portfolio
|
LVIP JPMorgan Core Bond Portfolio
|
AB Dynamic Asset Allocation Portfolio
|
MFS® Government Securities Portfolio
|
BlackRock Global Allocation V.I. Fund
|
MFS® Inflation-Adjusted Bond Portfolio
|
Fidelity® Balanced Portfolio (of Variable Insurance
Products Fund III)
|
MFS® Limited Maturity Portfolio
|
Invesco V.I. Equity and Income Fund
|
MFS® U.S. Government Money Market Portfolio
|
MFS® Conservative Allocation Portfolio
|
MFS® Total Return Bond Series
|
MFS® Global Tactical Allocation Portfolio
|
|
MFS® Moderate Allocation Portfolio
|
|
MFS® Total Return Series
|
|
PIMCO All Asset Portfolio
|
|
PIMCO Global Managed Asset Allocation Portfolio
|
30% to 50%
|
40% to 60%
|
10% to 30%
|
0% to 20%
|
0% to 20%
|
0% to 10%
|
MFS® Total Return
Bond Series
|
AB Dynamic Asset
Allocation Portfolio
|
AB Balanced Hedged
Allocation Portfolio
|
Lord Abbett Series
Fund, Inc.-
Fundamental Equity
Portfolio
|
Franklin Small Cap
Value VIP Fund
|
Franklin Strategic
Income VIP Fund
|
MFS® Government
Securities Portfolio
|
PIMCO Global
Managed Asset
Allocation Portfolio
|
Fidelity® Balanced
Portfolio (of Variable
Insurance Products
Fund III)
|
MFS® Value Series
|
MFS® Blended
Research Small Cap
Equity Portfolio
|
PIMCO Emerging
Markets Bond
Portfolio
|
MFS® U.S.
Government Money
Market Portfolio
|
MFS® Global
Tactical Allocation
Portfolio
|
Franklin Income
VIP Fund
|
Invesco V.I. Comstock
Fund
|
Lord Abbett Series
Fund - Growth
Opportunities Portfolio
|
MFS® Global Real
Estate Portfolio
|
MFS® Limited
Maturity Portfolio
|
MFS® Moderate
Allocation Portfolio
|
MFS® Total Return
Series
|
Franklin Mutual
Shares VIP Fund
|
MFS® International
Intrinsic Value Portfolio
|
PIMCO
CommodityRealReturn®
Strategy Portfolio
|
MFS® Inflation-
Adjusted Bond
Portfolio
|
MFS® Conservative
Allocation Portfolio
|
Invesco V.I. Equity
and Income Fund
|
MFS® Utilities Series
|
MFS® Research
International Portfolio
|
MFS® Emerging
Markets Equity
Portfolio
|
LVIP JPMorgan Core
Bond Portfolio
|
PIMCO All Asset
Portfolio
|
MFS® Growth
Allocation Portfolio
|
MFS® Core Equity
Portfolio
|
First Eagle Overseas
Variable Fund
|
MFS® High Yield
Portfolio
|
BlackRock Global
Allocation V.I. Fund
|
MFS® Research Series
|
Invesco V.I. Global
Fund
|
Lazard Retirement
Emerging Markets
Equity Portfolio
|
||
MFS® Mid Cap Value
Portfolio
|
Fidelity® Mid Cap
Portfolio (of Variable
Insurance Products
Fund III)
|
Templeton Global Bond
VIP Fund
|
|||
LVIP JPMorgan
U.S. Equity Portfolio
|
MFS® International
Growth Portfolio
|
||||
Putnam VT Large Cap
Value Fund
|
MFS® Growth Series
|
||||
CTIVP® - Principal
Blue Chip Growth Fund
|
30% to 50%
|
40% to 60%
|
10% to 30%
|
0% to 20%
|
0% to 20%
|
0% to 10%
|
MFS® Mid Cap Growth
Series
|
|||||
Morgan Stanley
Variable Insurance
Fund, Inc. Discovery
Portfolio
|
|||||
Invesco V.I. American
Value Fund
|
|||||
Fidelity® Contrafund®
Portfolio (of Variable
Insurance Products
Fund II)
|
|||||
MFS® New Discovery
Value Portfolio
|
|||||
MFS® New Discovery
Series
|
|||||
AB Discovery Value
Portfolio
|
|||||
Invesco V.I. EQV
International Equity
Fund
|
|||||
PIMCO StocksPLUS®
Global Portfolio
|
|||||
Morgan Stanley
Variable Insurance
Fund, Inc. Growth
Portfolio
|
30% to 50%
|
40% to 60%
|
10% to 30%
|
0% to 20%
|
0% to 20%
|
0% to 10%
|
MFS® Total Return
Bond Series
|
AB Dynamic Asset
Allocation Portfolio
|
AB Balanced Hedged
Allocation Portfolio
|
Lord Abbett Series
Fund, Inc.-
Fundamental Equity
Portfolio
|
Franklin Small Cap
Value VIP Fund
|
Franklin Strategic
Income VIP Fund
|
MFS® Government
Securities Portfolio
|
PIMCO Global
Managed Asset
Allocation Portfolio
|
Fidelity® Balanced
Portfolio (of Variable
Insurance Products
Fund III)
|
MFS® Value Series
|
MFS® Blended
Research Small Cap
Equity Portfolio
|
PIMCO Emerging
Markets Bond Portfolio
|
MFS® Corporate Bond
Portfolio
|
MFS® Global Tactical
Allocation Portfolio
|
Franklin Income VIP
Fund
|
Invesco V.I. Comstock
Fund
|
Invesco V.I. Capital
Appreciation Fund
|
MFS® Global Real
Estate Portfolio
|
LVIP JPMorgan Core
Bond Portfolio
|
MFS® Moderate
Allocation Portfolio
|
MFS® Total Return
Series
|
Franklin Mutual Shares
VIP Fund
|
Lord Abbett Series
Fund, Inc. - Growth
Opportunities Portfolio
|
PIMCO
CommodityRealReturn®
Strategy Portfolio
|
MFS® U.S.
Government Money
Market Portfolio
|
MFS® Conservative
Allocation Portfolio
|
Invesco V.I. Equity and
Income Fund
|
MFS® Utilities Series
|
MFS® International
Intrinsic Value Portfolio
|
MFS® Emerging
Markets Equity
Portfolio
|
MFS® Limited
Maturity Portfolio
|
PIMCO All Asset
Portfolio
|
Fidelity® Freedom 2015
Portfolio (of Variable
Insurance Products
Fund IV)
|
MFS® Core Equity
Portfolio
|
MFS® Research
International Portfolio
|
MFS® High Yield
Portfolio
|
MFS® Inflation-
Adjusted Bond
Portfolio
|
Fidelity® Freedom 2020
Portfolio (of Variable
Insurance Products
Fund IV)
|
MFS® Research Series
|
Templeton Growth VIP
Fund
|
Lazard Retirement
Emerging Markets
Equity Portfolio
|
|
MFS® Growth
Allocation Portfolio
|
MFS® Mid Cap Value
Portfolio
|
First Eagle Overseas
Variable Fund
|
Templeton Global Bond
VIP Fund
|
30% to 50%
|
40% to 60%
|
10% to 30%
|
0% to 20%
|
0% to 20%
|
0% to 10%
|
BlackRock Global
Allocation V.I. Fund
|
LVIP JPMorgan
U.S. Equity Portfolio
|
Invesco V.I. Global
Fund
|
|||
Putnam VT Large Cap
Value Fund
|
Columbia Variable
Portfolio - Overseas
Core Fund
|
||||
Fidelity® Mid Cap
Portfolio (of Variable
Insurance Products
Fund III)
|
|||||
MFS® International
Growth Portfolio
|
|||||
MFS® Growth Series
|
|||||
CTIVP® - Principal
Blue Chip Growth Fund
|
|||||
Columbia Variable
Portfolio - Large Cap
Growth Fund
|
|||||
MFS® Mid Cap Growth
Series
|
|||||
Morgan Stanley
Variable Insurance
Fund, Inc. Discovery
Portfolio
|
|||||
Invesco V.I. American
Value Fund
|
|||||
Fidelity® Contrafund®
Portfolio (of Variable
Insurance Products
Fund II)
|
|||||
MFS® New Discovery
Value Portfolio
|
|||||
MFS® New Discovery
Series
|
|||||
AB Discovery Value
Portfolio
|
|||||
Invesco V.I. EQV
International Equity
Fund
|
|||||
PIMCO StocksPLUS®
Global Portfolio
|
|||||
Morgan Stanley
Variable Insurance
Fund, Inc. Growth
Portfolio
|