Ohio National Variable Account A
04/26/2024 | Press release | Distributed by Public on 04/26/2024 10:47
Updating Summary Prospectus - Form 497VPU
Updating Summary Prospectus
ONcore Ultra II
Issued by
AuguStarSM Life Insurance Company
Through
AuguStarSM Variable Account A
April 30, 2024
The prospectus for ONcore Ultra II contains more information about the ONcore Ultra II contract, including its features, benefits, and risks. You can find the current prospectus and other information about the ONcore Ultra II contract online at augustarfinancial.com/variableproducts. You can also obtain this information at no cost by calling 888.925.6446 or by sending an email request to [email protected].
This Updating Summary Prospectus summarizes certain key features of your ONcore Ultra II contract. This Updating Summary Prospectus also provides a summary of ONcore Ultra II features that have changed since May 1, 2023.
Additional information about certain investment products, including variable annuities, has been prepared by the Securities and Exchange Commission's staff and is available at Investor.gov.
TABLE OF CONTENTS
|
Glossary |
2 |
|
Summary of Contract Features That Have Changed |
3 |
|
Important Information You Should Consider About the Contract |
5 |
|
Funds Available Under the Contract |
8 |
Form 8578.1-USP
1
Updating Summary Prospectus
Contract Value - Contract Value is determined by multiplying the total number of units (for each subaccount) credited to the contract by the unit value (for such subaccount) for the current valuation period and adding to that any amount in the Fixed Accumulation Account or a DCA account.
DCA - Dollar cost averaging.
Enhanced DCA Account - An account available for purchase payments, subject to certain limitations, that provides a fixed interest rate that is higher than the rate being credited to the Fidelity® VIP Government Money Market Portfolio.
Fixed Accumulation Account -A subset of our general account that guarantees a fixed return for a specified period of time and guarantees the principal against loss.
Fund - A mutual fund in which subaccount assets may be invested. See Appendix A.
AuguStar Life - AuguStar Life Insurance Company, the depositor of the contract.
Subaccount - A subdivision of VAA. The assets of each subaccount are invested in a corresponding available Fund.
Surrender - To redeem the contract before annuity payments begin and receive its value minus any applicable surrender charge or other charges.
Valuation Period - The period of time from one determination of variable subaccount unit and annuity unit values to their next determination. A valuation period usually ends at 4:00 p.m. Eastern time on each day the New York Stock Exchange is open for unrestricted trading. The valuation period may end sooner to correspond to earlier closing of the New York Stock Exchange. Accumulation unit and annuity unit values for each annuity period are determined at the end of that valuation period.
VAA - AuguStar Variable Account A, a separate account of AuguStar Life consisting of assets segregated from AuguStar Life 's general assets for the purpose of funding annuity contracts whose values vary with the investment results of the separate account's underlying Funds.
We, Us, Our - We, us and our refer to AuguStar Life.
You - You means the owner(s) of the contract or the last surviving owner's estate if all owners are deceased.
Form 8578.1-USP
2
Summary of Contract Features That Have Changed
The information in this Updating Summary Prospectus is a summary of certain contract features that have changed since the prospectus dated May 1, 2023. This may not reflect all of the changes that have occurred since you entered into your contract.
Name of Depositor and Variable Account
|
● |
On October 2, 2023, the Depositor's name changed from The Ohio National Life Insurance Company ("ONLIC") to AuguStar Life Insurance Company. |
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● |
On October 2, 2023, the name of Ohio National Variable Account A changed to AuguStar Variable Account A. |
Availability of Funds
|
● |
On August 25, 2023, ONLIC and VAA substituted the following Existing Portfolios with the Replacement Portfolios as shown below, after which the Existing Portfolios were no longer available as investment options. |
|
Existing Portfolio |
Replacement Portfolio |
|
PSF PGIM Jennison Focused Blend Portfolio (Class II) |
ON Fidelity Institutional AM® Equity Growth Portfolio |
|
PSF PGIM Jennison Growth Portfolio (Class II) |
ON BlackRock Advantage Large Cap Growth Portfolio |
|
LVIP JPMorgan Mid Cap Value Fund (Standard Class) |
ON S&P MidCap 400® Index Portfolio |
|
Western Asset Core Plus VIT Portfolio (Class II) |
ON Federated Core Plus Bond Portfolio |
|
Invesco V.I. Balanced-Risk Allocation Fund (Series II) |
ON Risk Managed Balanced Portfolio |
|
Goldman Sachs Large Cap Value Fund (Service Shares) |
ON S&P 500® Index Portfolio |
|
Morgan Stanley VIF U.S. Real Estate Portfolio (Class II) |
Fidelity® VIP Real Estate Portfolio (Service Class 2) |
Fee Changes
The following shows the minimum and maximum total operating expenses deducted from the assets of the Funds (before any fee waiver or expense reimbursement) during the year ended December 31, 2023:
|
Annual Fee |
Minimum |
Maximum |
|
Investment options |
0.37% |
1.82% |
Other Fund Changes
|
● |
As of July 28, 2023, the ON Janus Henderson Forty Portfolio changed sub-advisers from Janus Henderson Investors U.S. LLC to FIAM LLC, and changed its name to the ON Fidelity Institutional AM® Equity Growth Portfolio. |
|
● |
As of September 1, 2023, the name of the Lazard Retirement US Small Mid-Cap Equity Portfolio was changed to the Lazard Retirement US Small Cap Equity Select Portfolio. |
|
● |
As of December 4, 2023, Ohio National Fund, Inc. changed its name to AuguStar Variable Insurance Products Fund, Inc. |
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● |
As of December 4, 2023, the names of the Portfolios of AuguStar Variable Insurance Products Funds, Inc. (formerly, Ohio National Fund, Inc.) changed with the substitution of "AVIP" for "ON" at the beginning of each portfolio's name. Additionally, the ON Risk Managed Balanced Portfolio and the ON U.S. Low Volatility Portfolio added "AB", and "Intech", respectively, to their names, so their complete new names are "AVIP AB Risk Managed Balanced Portfolio" and "AVIP Intech U.S. Low Volatility Portfolio". |
|
● |
As of April 30, 2024, the name of Ohio National Investments, Inc., the Adviser to the portfolios of AuguStar Variable Insurance Products Fund, Inc., was changed to Constellation Investments, Inc. |
|
● |
On or about May 1, 2024, Delaware Ivy VIP Asset Strategy is changing its name to Macquarie VIP Asset Strategy Series. Additionally, the share class is changing from Class II to Service Class. |
|
● |
On or about May 1, 2024, Delaware Ivy VIP Natural Resources is changing its name to Macquarie VIP Natural Resources Series. Additionally, the share class is changing from Class II to Service Class. |
Form 8578.1-USP
3
|
● |
On or about May 1, 2024, Delaware Ivy VIP Science and Technology is changing its name to Macquarie VIP Science and Technology Series. Additionally, the share class is changing from Class II to Service Class. |
Form 8578.1-USP
4
IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE CONTRACT
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FEES AND EXPENSES |
LOCATION IN PROSPECTUS |
|||
|
Charges for Early Withdrawal |
If you withdraw money from your contract within 4 years following your last purchase payment, you will be assessed a surrender charge. The maximum surrender charge is 7% of total purchase payment, minus all previous withdrawals, during the first three years, declining down to 0% over the 4 years. For example, if you make an early withdrawal within the first year, you could pay a withdrawal charge of up to $7,000 on a $100,000 investment. During each contract year, you may withdraw not more than 10% of the Contract Value (as of the day of the first withdrawal made during that contract year) without a surrender charge. |
Deductions and Expenses - Surrender Charge |
||
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Transaction Charges |
In addition to surrender charges, you may also be charged for other transactions, such as when you transfer Contract value between investment options more than 12 times per contract year, take more than 14 withdrawals in a contract year or for special requests (such as wire transfers or overnight mail). |
Deductions and Expenses - Withdrawal Fee and Transfer Fee |
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|
Ongoing Fees and Expenses (annual charges) |
The table below describes the fees and expenses that you may pay each year, depending on the options you choose. Please refer to your contract specifications page for information about the specific fees you will pay each year based on the options you have elected. |
Deductions and Expenses |
||
|
ANNUAL FEE |
MINIMUM |
MAXIMUM |
||
|
1. Base Contract |
1.50%1 |
1.50%1 |
||
|
2. Investment options (Fund fees and expenses) |
0.37%2 |
1.82%2 |
||
|
3. Optional benefits available for an additional charge (for a single optional benefit, if elected) |
0.15%3 |
1.65%3 |
|
1 |
As a percentage of average Contract Value in the separate account. |
|
2 |
As a percentage of average Fund net assets. |
|
3 |
The minimum fee reflects the current charge for the least expensive optional benefit, the GEB, calculated as an annualized percentage of the Contract Value on a contract anniversary. The maximum fee reflects the current charge for the most expensive optional benefit, the GMIB Plus with Annual Reset (2008) without investment restrictions, calculated as an annualized percentage of the amount that is guaranteed under the optional benefit. |
Form 8578.1-USP
5
|
Because your contract is customizable, the choices you make affect how much you will pay. To help you understand the cost of owning your contract, the following table shows the lowest and highest cost you could pay each year, based on current charges. This estimate assumes that you do not take withdrawals from the contract, which could add surrender charges that substantially increase costs. |
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LOWEST ANNUAL COST ESTIMATE: $1,473 |
HIGHEST ANNUAL COST ESTIMATE: $5,645 |
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|
Assumes: |
Assumes: |
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|
● Investment of $100,000 ● 5% annual appreciation ● Least expensive combination of contract classes and Fund fees and expenses ● No optional benefits ● No sales charges ● No additional purchase payments, transfers or withdrawals |
● Investment of $100,000 ● 5% annual appreciation ● Most expensive combination of contract classes, optional benefits, and Fund fees and expenses ● No sales charges ● No additional purchase payments, transfers or withdrawals |
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RISKS |
Location in Prospectus |
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Risk of Loss |
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Principal Risks of Investing in the Contract |
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Not a Short-Term Investment |
This contract is not designed for short-term investing and is not appropriate for an investor who needs ready access to cash. Surrender charges apply for 4 years following your last purchase payment. They will reduce the value of your contract if you withdraw money during that time. The benefits of tax deferral and living benefit protections also mean the contract is more beneficial to investors with a long time horizon. |
Principal Risks of Investing in the Contract |
|
|
Risks Associated with Investment Options |
An investment in this contract is subject to the risk of poor investment performance and can vary depending on the performance of the investment options you choose. Each investment option (including the Fixed Accumulation Account and the Enhanced DCA Account) has its own unique risks. You should review the prospectuses for the available Funds before making an investment decision. |
Principal Risks of Investing in the Contract |
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|
Insurance Company Risks |
Any obligations (including under the Fixed Accumulation Account), guarantees, and benefits of the contract are subject to the claims-paying ability of AuguStar Life. More information about AuguStar Life, including our financial strength ratings, is available upon request by calling us at 888.925.6446. |
Principal Risks of Investing in the Contract |
Form 8578.1-USP
6
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RESTRICTIONS |
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Investments |
We reserve the right to charge $10 for each transfer when you transfer money between subaccounts in excess of 12 times in a contract year. We reserve the right to limit transfers in circumstances of frequent or large transfers. We reserve the right to remove, close or substitute Funds as investment options that are available under the contract. |
Investment Options - The Funds; Deductions and Expenses - Transfer Fee; and Accumulation Period - Transfers Among Subacccounts |
|
Optional Benefits |
Certain optional benefits limit or restrict the investment options that you may select under the contract. We may change the investment restrictions in the future, including limiting the investment options available with the optional benefit. Certain optional benefits could limit subsequent purchase payments. Certain benefits may limit withdrawals or other rights under the contract. Under certain benefits, withdrawals may reduce the value of an optional benefit by an amount greater than the value withdrawn, which could significantly reduce the value of or even terminate the benefit. |
Death Benefit - Optional Death Benefit Riders and Optional Living Benefit Riders |
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TAXES |
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Tax Implications |
Consult with a tax professional to determine the tax implications of an investment in and purchase payments received under this contract. If you purchase the contract through a tax-qualified plan or individual retirement account (IRA), you do not get any additional tax deferral. Earnings on your contract are taxed at ordinary income tax rates when you withdraw them, and you may have to pay a penalty if you take a withdrawal before age 59 ½. |
Federal Tax Status |
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CONFLICTS OF INTEREST |
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Investment Professional Compensation |
Although the contracts are no longer offered for new sales, firms and their registered representatives that sold the contracts may still be paid for those sales. Your investment professional may receive compensation for having sold this contract to you in the form of commissions, service fees, additional cash benefits (e.g. bonuses), and non-cash compensation. Accordingly, investment professionals may have had a financial incentive to offer or recommend this contract over another investment. |
AuguStar Life Insurance Company |
|
Exchanges |
Some investment professionals may have a financial incentive to offer you a new contract in place of the one you own. You should only consider exchanging your contract if you determine, after comparing the features, fees, and risks of both contracts, that it is in your best interest to purchase the new contract rather than continue to own your existing contract. |
N/A |
Form 8578.1-USP
7
Appendix A
Funds Available Under the Contract
The following is a list of Funds available under the contract, which is subject to change, as discussed in the prospectus. Depending on the optional benefits you choose, you may not be able to invest in certain Funds. You can find the prospectuses and other information about the Funds online at augustarfinancial.com/variableproducts. You can also request this information at no cost by calling 888.925.6446 or by sending an email request to [email protected].
The current expenses and performance information below reflects fees and expenses of the Funds, but does not reflect the other fees and expenses that your contract may charge. Expenses would be higher and performance would be lower if these charges were included. Each Fund's past performance is not necessarily an indication of future performance.
|
Type/ |
Fund and Adviser/Subadviser |
Current |
Average Annual Total Returns
(as of 12/31/23) |
||
|
1 year |
5 year |
10 year |
|||
|
Allocation |
AVIP Moderately Conservative Model Portfolio Adviser: Constellation Investments, Inc. |
1.01% |
11.77% |
5.87% |
N/A |
|
Allocation |
AVIP Balanced Model Portfolio Adviser: Constellation Investments, Inc. |
1.00% |
13.95% |
7.69% |
N/A |
|
Allocation |
AVIP Moderate Growth Model Portfolio Adviser: Constellation Investments, Inc. |
0.97% |
16.67% |
9.72% |
N/A |
|
Allocation |
AVIP Growth Model Portfolio Adviser: Constellation Investments, Inc. |
1.01% |
18.73% |
11.35% |
N/A |
|
Corporate Bond |
AVIP Bond Portfolio Adviser: Constellation Investments, Inc. |
0.61% |
8.30% |
2.61% |
2.74% |
|
Allocation |
AVIP BlackRock Balanced Allocation Portfolio Adviser: Constellation Investments, Inc. Subadviser: BlackRock Investment Management, LLC |
0.56% |
21.13% |
11.96% |
8.67% |
|
Large Cap Blend Equity |
AVIP S&P 500® Index Portfolio Adviser: Constellation Investments, Inc. Subadviser: Geode Capital Management, LLC |
0.38% |
25.72% |
15.24% |
11.57% |
|
Foreign Large Cap Blend Equity |
AVIP BlackRock Advantage International Equity Portfolio Adviser: Constellation Investments, Inc. Subadviser: BlackRock Investment Management, LLC |
0.89% |
18.94% |
8.52% |
3.57% |
|
Large Cap Growth Equity |
AVIP Fidelity Institutional AM® Equity Growth Portfolio Adviser: Constellation Investments, Inc. Subadviser: FIAM LLC |
0.86% |
39.39% |
15.44% |
13.15% |
|
Mid Cap Growth Equity |
AVIP AB Mid Cap Core Portfolio Adviser: Constellation Investments, Inc. Subadviser: AllianceBernstein L.P. |
0.90% |
17.05% |
11.27% |
8.48% |
|
High Yield Bond |
AVIP Federated High Income Bond Portfolio Adviser: Constellation Investments, Inc. Subadviser: Federated Investment Management Company |
0.86% |
12.68% |
5.12% |
4.23% |
|
Intermediate Core-Plus Bond |
AVIP Federated Core Plus Bond Portfolio Adviser: Constellation Investments, Inc. Subadviser: Federated Investment Management Company |
0.58% |
5.18% |
N/A |
N/A |
Form 8578.1-USP
8
|
Type/ |
Fund and Adviser/Subadviser |
Current |
Average Annual Total Returns
(as of 12/31/23) |
||
|
1 year |
5 year |
10 year |
|||
|
Large Cap Value Equity |
AVIP BlackRock Advantage Large Cap Value Portfolio Adviser: Constellation Investments, Inc. Subadviser: BlackRock Investment Management, LLC |
0.74% |
13.37% |
9.84% |
8.11% |
|
Small Cap Growth Equity |
AVIP AB Small Cap Portfolio Adviser: Constellation Investments, Inc. Subadviser: AllianceBernstein L.P. |
0.86% |
17.22% |
9.27% |
7.83% |
|
Large Cap Growth Equity |
AVIP Nasdaq-100® Index Portfolio Adviser: Constellation Investments, Inc. Subadviser: Geode Capital Management, LLC |
0.43% |
54.44% |
22.19% |
17.38% |
|
Large Cap Blend Equity |
AVIP BlackRock Advantage Large Cap Core Portfolio Adviser: Constellation Investments, Inc. Subadviser: BlackRock Investment Management, LLC |
0.69% |
25.84% |
15.35% |
10.82% |
|
Small Cap Growth Equity |
AVIP BlackRock Advantage Small Cap Growth Portfolio Adviser: Constellation Investments, Inc. Subadviser: BlackRock Investment Management, LLC |
0.86% |
20.28% |
10.74% |
7.39% |
|
Mid Cap Blend Equity |
AVIP S&P MidCap 400® Index Portfolio Adviser: Constellation Investments, Inc. Subadviser: Geode Capital Management, LLC |
0.41% |
15.50% |
12.07% |
7.48% |
|
Large Cap Growth Equity |
AVIP BlackRock Advantage Large Cap Growth Portfolio Adviser: Constellation Investments, Inc. Subadviser: BlackRock Investment Management, LLC |
0.71% |
40.78% |
17.45% |
12.15% |
|
Allocation |
AVIP iShares Managed Risk Balanced Portfolio Adviser: Constellation Investments, Inc. Subadviser: BlackRock Investment Management, LLC |
0.67% |
13.89% |
N/A |
N/A |
|
Allocation |
AVIP iShares Managed Risk Moderate Growth Portfolio Adviser: Constellation Investments, Inc. Subadviser: BlackRock Investment Management, LLC |
0.66% |
16.15% |
N/A |
N/A |
|
Allocation |
AVIP iShares Managed Risk Growth Portfolio Adviser: Constellation Investments, Inc. Subadviser: BlackRock Investment Management, LLC |
0.66% |
19.62% |
N/A |
N/A |
|
Large Cap Blend Equity |
AVIP Intech U.S. Low Volatility Portfolio Adviser: Constellation Investments, Inc. Subadviser: Intech Investment Management LLC |
0.61% |
6.59% |
N/A |
N/A |
|
Allocation |
AVIP AB Risk Managed Balanced Portfolio Adviser: Constellation Investments, Inc. Subadviser: AllianceBernstein L.P. |
0.85% |
12.90% |
8.97% |
N/A |
|
Allocation |
AB VPS Global Risk Allocation-Moderate Portfolio (Class B Shares) Adviser: AllianceBernstein L.P. |
0.80%* |
14.79% |
5.83% |
N/A |
|
Large Cap Value Equity |
AB VPS Relative Value Portfolio (Class B Shares)(1) Adviser: AllianceBernstein L.P. |
0.86%* |
11.72% |
11.57% |
9.05% |
|
Small Cap Growth Equity |
AB VPS Small Cap Growth Portfolio (Class B Shares) Adviser: AllianceBernstein L.P. |
1.15%* |
17.73% |
10.29% |
8.26% |
|
Foreign Large Cap Growth Equity |
Invesco V.I. EQV International Equity Fund (Series II Shares) Adviser: Invesco Advisers, Inc. |
1.15% |
17.87% |
8.15% |
4.07% |
|
Large Cap Blend Equity |
Appreciation Portfolio (Service Shares) Adviser: BNY Mellon Investment Adviser, Inc. |
1.10% |
20.67% |
15.94% |
10.81% |
Form 8578.1-USP
9
|
Type/ |
Fund and Adviser/Subadviser |
Current |
Average Annual Total Returns
(as of 12/31/23) |
||
|
1 year |
5 year |
10 year |
|||
|
Mid Cap Growth Equity |
Federated Hermes Kaufmann Fund II (Service Shares) Adviser: Federated Equity Management Company of Pennsylvania Subadviser: Federated Global Investment Management Corp. |
1.80%* |
14.86% |
7.04% |
8.39% |
|
Mid Cap Blend Equity |
Fidelity® VIP Mid Cap Portfolio (Service Class 2) Adviser: Fidelity Management & Research Company |
0.82% |
14.80% |
12.17% |
7.85% |
|
Large Cap Growth Equity |
Fidelity® VIP Growth Portfolio (Service Class 2) Adviser: Fidelity Management & Research Company |
0.83% |
35.89% |
19.34% |
14.51% |
|
Money Market |
Fidelity® VIP Government Money Market Portfolio (Service Class) Adviser: Fidelity Management & Research Company LLC Subadviser: Fidelity Investments Money Management, Inc. |
0.37% |
4.82% |
1.67% |
1.06% |
|
Large Cap Value Equity |
Fidelity® VIP Equity-Income Portfolio (Service Class 2) Adviser: Fidelity Management & Research Company |
0.72% |
10.38% |
12.01% |
8.31% |
|
Real Estate Equity |
Fidelity® VIP Real Estate Portfolio (Service Class 2) Adviser: Fidelity SelectCo, LLC |
0.85% |
10.89% |
4.96% |
5.77% |
|
Allocation |
Fidelity® VIP Target Volatility Portfolio (Service Class 2) Adviser: Fidelity Management & Research Company |
0.80%* |
13.93% |
6.84% |
5.25% |
|
Allocation |
Franklin VolSmart Allocation VIP Fund (Class 5) Adviser: Franklin Advisers, Inc. |
0.90%* |
11.57% |
9.61% |
6.01% |
|
Allocation |
Franklin Allocation VIP Fund (Class 4) Adviser: Franklin Advisers, Inc. Subadviser: Templeton Global Advisors Limited, Franklin Templeton Institutional, LLC, ClearBridge Investments, LLC, Brandywine Global Investment Management, LLC, Western Asset Management Company, LLC, Western Asset Management Company Limited |
0.92%* |
14.62% |
7.44% |
4.64% |
|
Allocation |
Franklin Income VIP Fund (Class 4) Adviser: Franklin Advisers, Inc. |
0.81%* |
8.55% |
6.88% |
4.90% |
|
Allocation |
Franklin DynaTech VIP Fund (Class 4) Adviser: Franklin Advisers, Inc. |
1.00%* |
44.02% |
13.64% |
10.27% |
|
Allocation |
Templeton Foreign VIP Fund (Class 4) Adviser: Templeton Investment Counsel, LLC |
1.17%* |
20.69% |
5.17% |
1.18% |
|
Large Cap Blend Equity |
Goldman Sachs U.S. Equity Insights Fund (Service Shares) Adviser: Goldman Sachs Asset Management, L.P. |
0.77%* |
23.59% |
13.37% |
10.75% |
|
Large Cap Blend Equity |
Goldman Sachs Strategic Growth Fund (Service Shares) Adviser: Goldman Sachs Asset Management, L.P. |
0.95%* |
41.65% |
17.06% |
12.89% |
|
Allocation |
Goldman Sachs Trend Driven Allocation (Service Shares) Adviser: Goldman Sachs Asset Management, L.P. |
0.97%* |
15.57% |
4.81% |
3.41% |
|
Allocation |
Macquarie VIP Asset Strategy Series (Service Shares) (2) Adviser: Delaware Management Company Subadviser: Macquarie Investment Management Global Limited, Macquarie Investment Management Austria Kapitalanlage AG, Macquarie Investment Management Europe Limited |
0.85%* |
13.90% |
8.27% |
3.48% |
Form 8578.1-USP
10
|
Type/ |
Fund and Adviser/Subadviser |
Current |
Average Annual Total Returns
(as of 12/31/23) |
||
|
1 year |
5 year |
10 year |
|||
|
Natural Resources Equity |
Macquarie VIP Natural Resources Series (Service Shares) (2) Adviser: Delaware Management Company Subadviser: Macquarie Investment Management Global Limited |
1.30% |
1.63% |
7.86% |
-0.36% |
|
Technology Equity |
Macquarie VIP Science and Technology Series (Service Shares) (2) Adviser: Delaware Management Company Subadviser: Macquarie Investment Management Global Limited |
1.15% |
39.05% |
17.17% |
10.87% |
|
Large Cap Growth Equity |
Janus Henderson Research Portfolio (Service Shares) Adviser: Janus Henderson Investors US LLC |
0.82% |
42.81% |
16.54% |
12.21% |
|
Foreign Large Cap Blend Equity |
Janus Henderson Overseas Portfolio (Service Shares) Adviser: Janus Henderson Investors US LLC |
1.14% |
10.58% |
10.92% |
3.38% |
|
World Large Cap Equity |
Janus Henderson Global Research Portfolio (Service Shares) Adviser: Janus Henderson Investors US LLC |
0.86% |
26.47% |
13.05% |
8.74% |
|
Allocation |
Janus Henderson Balanced Portfolio (Service Shares) Adviser: Janus Capital Management LLC |
0.87% |
15.13% |
9.37% |
7.73% |
|
Intermediate Core-Plus Bond |
Janus Henderson Flexible Bond Portfolio (Service Shares) Adviser: Janus Henderson Investors US LLC |
0.82%* |
5.29% |
1.55% |
1.66% |
|
Small Cap Blend Equity |
LVIP JPMorgan Small Cap Core Fund (Standard Shares)(1) Adviser: Lincoln Investment Advisors Corporation Subadviser: J.P. Morgan Investment Management Inc. |
0.78% |
13.10% |
9.41% |
7.10% |
|
Small Cap Blend Equity |
Lazard Retirement US Small Cap Equity Select Portfolio (Service Shares) Adviser: Lazard Asset Management LLC |
1.15%* |
10.02% |
9.10% |
6.73% |
|
Emerging Markets Equity |
Lazard Retirement Emerging Markets Equity Portfolio (Service Shares) Adviser: Lazard Asset Management LLC |
1.42% |
22.27% |
5.01% |
2.04% |
|
Foreign Large Cap Blend Equity |
Lazard Retirement International Equity Portfolio (Service Shares) Adviser: Lazard Asset Management LLC |
1.10%* |
15.88% |
6.42% |
2.98% |
|
Allocation |
Lazard Retirement Global Dynamic Multi-Asset Portfolio (Service Shares) Adviser: Lazard Asset Management LLC |
1.05%* |
10.81% |
4.00% |
3.77% |
|
Large Cap Blend Equity |
ClearBridge Variable Dividend Strategy Portfolio (Class I Shares) Adviser: Legg Mason Partners Fund Advisor, LLC Subadviser: ClearBridge Investments, LLC |
0.75% |
14.19% |
13.52% |
10.33% |
|
Large Cap Value Equity |
ClearBridge Variable Large Cap Value Portfolio (Class I Shares) Adviser: Legg Mason Partners Fund Advisor, LLC Subadviser: ClearBridge Investments, LLC |
0.72% |
15.09% |
13.02% |
8.99% |
|
Mid Cap Growth Equity |
MFS® Mid Cap Growth Series (Service Class) Adviser: Massachusetts Financial Services Company |
1.05%* |
20.97% |
13.05% |
10.85% |
|
Small Cap Growth Equity |
MFS® New Discovery Series (Service Class) Adviser: Massachusetts Financial Services Company |
1.12%* |
14.25% |
10.81% |
7.41% |
Form 8578.1-USP
11
|
Type/ |
Fund and Adviser/Subadviser |
Current |
Average Annual Total Returns
(as of 12/31/23) |
||
|
1 year |
5 year |
10 year |
|||
|
Allocation |
MFS® Total Return Series (Service Class) Adviser: Massachusetts Financial Services Company |
0.86%* |
10.22% |
8.27% |
6.27% |
|
Large Cap Growth Equity |
MFS® Massachusetts Investors Growth Stock Portfolio (Service Class) Adviser: Massachusetts Financial Services Company |
0.98%* |
23.70% |
16.39% |
12.44% |
|
Large Cap Growth Equity |
Morgan Stanley VIF Growth Portfolio (Class II Shares) Adviser: Morgan Stanley Investment Management Inc. |
0.82%* |
48.32% |
10.95% |
11.62% |
|
Mid Cap Growth Equity |
AMT Mid Cap Intrinsic Value Portfolio (S Class Shares) Adviser: Neuberger Berman Investment Advisers LLC |
1.26%* |
10.69% |
8.36% |
5.88% |
|
Inflation Protected Bond |
PIMCO Real Return Portfolio (Administrative Share Class) Adviser: Pacific Investment Management Company LLC |
0.84% |
3.67% |
3.16% |
2.25% |
|
Global Bond |
PIMCO Global Bond Opportunities Portfolio (Administrative Share Class) Adviser: Pacific Investment Management Company LLC |
1.01% |
5.26% |
0.97% |
1.09% |
|
Commodities |
PIMCO CommodityRealReturn® Strategy Portfolio (Administrative Share Class) Adviser: Pacific Investment Management Company LLC |
1.48%* |
-7.85% |
8.55% |
-0.80% |
|
Ultrashort Bond |
PIMCO Short-Term Portfolio (Administrative Share Class) Adviser: Pacific Investment Management Company LLC |
0.66% |
5.91% |
2.12% |
1.87% |
|
Short Term Bond |
PIMCO Low Duration Portfolio (Administrative Share Class) Adviser: Pacific Investment Management Company LLC |
0.69% |
4.97% |
0.99% |
0.92% |
|
Small Cap Value Equity |
Royce Small-Cap Portfolio (Investment Class Shares) Adviser: Royce & Associates, LLC |
1.15% |
25.93% |
10.17% |
5.61% |
|
Small Cap Blend Equity |
Royce Micro-Cap Portfolio (Investment Class Shares) Adviser: Royce & Associates, LLC |
1.18% |
18.78% |
12.13% |
5.53% |
(1) Available only in contracts with value allocated to this Fund as of May 1, 2023.
(2) Fund name and share class effective May 1, 2024. Until May 1, 2024, "Delaware Ivy" replaces "Macquarie" in the name of the Fund and the share class is Class II.
|
* |
Annual expenses reflect temporary fee reductions. |
Form 8578.1-USP
12
Investment Options Available with Certain Optional Riders
GLWB Preferred I.S.
Allocations:
|
Minimum |
Maximum |
|
|
Category 1 Investment Options |
25% |
100% |
|
Any individual investment option included in Category 1 |
0% |
50% |
|
Category 2 Investment Options |
0% |
75% |
|
Any individual investment option included in Category 2 |
0% |
25% |
Investment Options:
|
CATEGORY 1 |
AVIP AB Risk Managed Balanced Portfolio AVIP iShares Managed Risk Balanced Portfolio AVIP iShares Managed Risk Moderate Growth Portfolio |
AB VPS Global Risk Allocation-Moderate Portfolio Franklin VolSmart Allocation VIP Fund |
|
CATEGORY 2 |
AVIP Balanced Model Portfolio AVIP BlackRock Balanced Allocation Portfolio AVIP Intech U.S. Low Volatility Portfolio AVIP iShares Manages Risk Growth Portfolio |
Fidelity® VIP Target Volatility Portfolio Goldman Sachs Trend Driven Allocation Fund Janus Henderson Balanced Portfolio Lazard Retirement Global Dynamic Multi-Asset Portfolio MFS® Total Return Series |
GLWB Plus and GPP (2012) Applied for on or after October 1, 2012
Allocations:
|
Minimum |
Maximum |
|
|
Category 1 Investment Options |
25% |
100% |
|
Any individual investment option included in Category 1 |
0% |
50% |
|
Category 2 Investment Options |
0% |
75% |
|
Any individual investment option included in Category 2 |
0% |
25% |
Investment Options:
|
CATEGORY 1 |
AVIP AB Risk Managed Balanced Portfolio AVIP iShares Managed Risk Balanced Portfolio AVIP iShares Managed Risk Moderate Growth Portfolio |
AB VPS Global Risk Allocation-Moderate Portfolio Franklin VolSmart Allocation VIP Fund |
|
CATEGORY 2 |
AVIP Balanced Model Portfolio AVIP BlackRock Balanced Allocation Portfolio AVIP Intech U.S. Low Volatility Portfolio AVIP iShares Managed Risk Growth Portfolio Fidelity® VIP Target Volatility Portfolio |
Goldman Sachs Trend Driven Allocation Fund Janus Henderson Balanced Portfolio Lazard Retirement Global Dynamic Multi-Asset Portfolio MFS® Total Return Series |
GLWB Plus and GPP (2012) Applied for prior to October 1, 2012
Allocations:
|
Minimum |
Maximum |
|
|
Category 1 Investment Options |
50% |
100% |
|
Category 2 Investment Options |
0% |
50% |
Form 8578.1-USP
13
Investment Options:
|
CATEGORY 1 |
AVIP AB Risk Managed Balanced Portfolio AVIP iShares Managed Risk Balanced Portfolio |
AVIP iShares Managed Risk Moderate Growth Portfolio AVIP iShares Managed Risk Growth Portfolio |
|
CATEGORY 2 |
AVIP BlackRock Balanced Allocation Portfolio AVIP Intech U.S. Low Volatility Portfolio AB VPS Global Risk Allocation-Moderate Portfolio Fidelity® VIP Target Volatility Portfolio |
Franklin VolSmart Allocation VIP Fund Goldman Sachs Trend Driven Allocation Fund Lazard Retirement Global Dynamic Multi-Asset Portfolio |
GLWB, GLWB (2011), GLWB (2012)
Option 1 - Select A Single Option
Allocation: 100%
Investment Options:
AVIP Moderately Conservative Model Portfolio
AVIP Balanced Model Portfolio
AVIP Moderate Growth Model Portfolio
Option 2 - Select Multiple Options
Allocations:
|
Minimum |
Maximum |
|
|
Category 1 Investment Options |
30% |
60% |
|
Category 2 Investment Options |
0% |
70% |
|
Category 3 Investment Options |
0% |
25% |
|
Category 4 Investment Options |
0% |
15% |
Investment Options:
|
CATEGORY 1 |
AVIP Bond Portfolio AVIP Federated Core Plus Bond Portfolio Fidelity® VIP Government Money Market Portfolio Janus Henderson Flexible Bond Portfolio |
PIMCO Real Return Portfolio PIMCO Short-Term Portfolio PIMCO Low Duration Portfolio |
|
CATEGORY 2 |
AVIP BlackRock Balanced Allocation Portfolio AVIP S&P 500® Index Portfolio AVIP BlackRock Advantage Large Cap Value Portfolio AVIP Nasdaq-100® Index Portfolio AVIP BlackRock Advantage Large Cap Core Portfolio AVIP BlackRock Advantage Large Cap Growth Portfolio AVIP S&P MidCap 400® Index Portfolio AVIP AB Risk Managed Balanced Portfolio AVIP iShares Managed Risk Balanced Portfolio AVIP iShares Managed Moderate Growth Portfolio AVIP iShares Managed Risk Growth Portfolio AVIP Intech U.S. Low Volatility Portfolio AB VPS Global Risk Allocation-Moderate Portfolio AB VPS Relative Value Portfolio BNY Mellon Appreciation Portfolio |
Fidelity® VIP Growth Portfolio Fidelity® VIP Equity-Income Portfolio Fidelity® VIP Target Volatility Portfolio Franklin Income VIP Fund Franklin DynaTech VIP Fund Franklin Allocation VIP Fund Templeton Foreign VIP Fund Franklin VolSmart Allocation VIP Fund Goldman Sachs U.S. Equity Insights Fund Goldman Sachs Strategic Growth Fund Goldman Sachs Trend Driven Allocation Fund Macquarie VIP Asset Strategy Janus Henderson Research Portfolio Janus Henderson Balanced Portfolio Lazard Retirement Global Dynamic Multi-Asset Portfolio ClearBridge Variable Dividend Strategy Portfolio ClearBridge Variable Large Cap Value Portfolio MFS® Total Return Series MFS® Massachusetts Investors Growth Stock Portfolio Morgan Stanley VIF Growth Portfolio PIMCO Global Bond Opportunities Portfolio (Unhedged) |
Form 8578.1-USP
14
|
CATEGORY 3 |
AVIP BlackRock Advantage International Equity Portfolio AVIP Fidelity Institutional AM® Equity Growth Portfolio AVIP Federated High Income Bond Portfolio AVIP AB Mid Cap Core Portfolio Invesco V.I. EQV International Equity Fund Federated Hermes Kaufmann Fund II Fidelity® VIP Mid Cap Portfolio |
Janus Henderson Overseas Portfolio Janus Henderson Global Research Portfolio Lazard Retirement International Equity Portfolio MFS® Mid Cap Growth Series Neuberger Berman AMT Mid Cap Intrinsic Value Portfolio |
|
CATEGORY 4 |
AVIP AB Small Cap Portfolio AVIP BlackRock Advantage Small Cap Growth Portfolio AB VPS Small Cap Growth Portfolio Fidelity® VIP Real Estate Portfolio Macquarie VIP Natural Resources Macquarie VIP Science and Technology |
Lazard Retirement US Small-Mid Cap Equity Portfolio Lazard Retirement Emerging Markets Equity Portfolio MFS® New Discovery Series PIMCO CommodityRealReturn® Strategy Portfolio Royce Micro-Cap Portfolio Royce Small-Cap Portfolio |
GMIB Plus with Annual Reset (2009)
Some or all of your purchase payments or Contract Value may be allocated to the Fixed Accumulation Account. Any portion that is not allocated to the Fixed Accumulation Account must be allocated in accordance with Option 1 or 2.
Option 1 - Select A Single Option
Allocation: 100%
Investment Options:
AVIP Moderately Conservative Model Portfolio
AVIP Balanced Model Portfolio
AVIP Moderate Growth Model Portfolio
Option 2 - Select Multiple Options
Allocations:
|
Minimum |
Maximum |
|
|
Category 1 Investment Options |
30% |
60% |
|
Category 2 Investment Options |
0% |
70% |
|
Category 3 Investment Options |
0% |
25% |
|
Category 4 Investment Options |
0% |
15% |
Investment Options:
|
CATEGORY 1 |
AVIP Bond Portfolio AVIP Federated Core Plus Bond Portfolio Fidelity® VIP Government Money Market Portfolio Janus Henderson Flexible Bond Portfolio |
PIMCO Real Return Portfolio PIMCO Short-Term Portfolio PIMCO Low Duration Portfolio |
Form 8578.1-USP
15
|
CATEGORY 2 |
AVIP BlackRock Balanced Allocation Portfolio AVIP S&P 500® Index Portfolio AVIP BlackRock Advantage Large Cap Value Portfolio AVIP Nasdaq-100® Index Portfolio AVIP BlackRock Advantage Large Cap Core Portfolio AVIP BlackRock Advantage Large Cap Growth Portfolio AVIP S&P MidCap 400® Index Portfolio AVIP AB Risk Managed Balanced Portfolio AVIP iShares Managed Risk Balanced Portfolio AVIP iShares Managed Risk Moderate Growth Portfolio AVIP iShares Managed Risk Growth Portfolio AVIP Intech U.S. Low Volatility Portfolio AB VPS Global Risk Allocation-Moderate Portfolio AB VPS Relative Value Portfolio BNY Mellon Appreciation Portfolio |
Fidelity® VIP Growth Portfolio Fidelity® VIP Equity-Income Portfolio Fidelity® VIP Target Volatility Portfolio Franklin Income VIP Fund Franklin DynaTech VIP Fund Franklin Allocation VIP Fund Templeton Foreign VIP Fund Franklin VolSmart Allocation VIP Fund Goldman Sachs U.S. Equity Insights Fund Goldman Sachs Strategic Growth Fund Goldman Sachs Trend Driven Allocation Fund Macquarie VIP Asset Strategy Janus Henderson Research Portfolio Janus Henderson Balanced Portfolio Lazard Retirement Global Dynamic Multi-Asset Portfolio ClearBridge Variable Dividend Strategy Portfolio ClearBridge Variable Large Cap Value Portfolio MFS® Total Return Series MFS® Massachusetts Investors Growth Stock Portfolio Morgan Stanley VIF Growth Portfolio PIMCO Global Bond Opportunities Portfolio (Unhedged) |
|
CATEGORY 3 |
AVIP BlackRock Advantage International Equity Portfolio AVIP Fidelity Institutional AM® Equity Growth Portfolio AVIP Federated High Income Bond Portfolio AVIP AB Mid Cap Core Portfolio Invesco V.I. EQV International Equity Fund |
Federated Hermes Kaufmann Fund II Fidelity® VIP Mid Cap Portfolio Janus Henderson Overseas Portfolio Janus Henderson Global Research Portfolio Lazard Retirement International Equity Portfolio MFS® Mid Cap Growth Series Neuberger Berman AMT Mid Cap Intrinsic Value Portfolio |
|
CATEGORY 4 |
AVIP AB Small Cap Portfolio AVIP BlackRock Advantage Small Cap Growth Portfolio AB VPS Small Cap Growth Portfolio Fidelity® VIP Real Estate Portfolio Macquarie VIP Natural Resources Macquarie VIP Science and Technology |
Lazard Retirement US Small-Mid Cap Equity Portfolio Lazard Retirement Emerging Markets Equity Portfolio MFS® New Discovery Series PIMCO CommodityRealReturn® Strategy Portfolio Royce Micro-Cap Portfolio Royce Small-Cap Portfolio |
GMIB Plus with Annual Reset (2008)
Some or all of your purchase payments or Contract Value may be allocated to the Fixed Accumulation Account. Any portion that is not allocated to the Fixed Accumulation Account must be allocated in accordance with Option 1 or 2.
Option 1 - Select A Single Option
Allocation: 100%
Investment Options:
AVIP Moderately Conservative Model Portfolio
AVIP Balanced Model Portfolio
AVIP Moderate Growth Model Portfolio
AVIP Growth Model Portfolio
Option 2 - Select Multiple Options
Allocations:
|
Minimum |
Maximum |
|
|
Category 1 Investment Options |
20% |
100% |
|
Category 2 Investment Options |
0% |
80% |
|
Category 3 Investment Options |
0% |
25% |
|
Category 4 Investment Options |
0% |
15% |
Form 8578.1-USP
16
Investment Options:
|
CATEGORY 1 |
AVIP Bond Portfolio AVIP Federated Core Plus Bond Fidelity® VIP Government Money Market Portfolio Janus Henderson Flexible Bond Portfolio |
PIMCO Real Return Portfolio PIMCO Short-Term Portfolio PIMCO Low Duration Portfolio |
|
CATEGORY 2 |
AVIP BlackRock Balanced Allocation Portfolio AVIP S&P 500® Index Portfolio AVIP BlackRock Advantage International Equity Portfolio AVIP Fidelity Institutional AM® Equity Growth Portfolio AVIP BlackRock Advantage Large Cap Value Portfolio AVIP Nasdaq-100® Index Portfolio AVIP BlackRock Advantage Large Cap Core Portfolio AVIP BlackRock Advantage Large Cap Growth Portfolio AVIP S&P MidCap 400® Index Portfolio AVIP AB Risk Managed Balanced Portfolio AVIP iShares Managed Risk Balanced Portfolio AVIP iShares Managed Risk Moderate Growth Portfolio AVIP iShares Managed Risk Growth Portfolio AVIP Intech U.S. Low Volatility Portfolio AB VPS Global Risk Allocation-Moderate Portfolio AB VPS Relative Value Portfolio Invesco V.I. EQV International Equity Fund BNY Mellon Appreciation Portfolio |
Fidelity® VIP Growth Portfolio Fidelity® VIP Equity-Income Portfolio Fidelity® VIP Target Volatility Portfolio Franklin Income VIP Fund Franklin DynaTech VIP Fund Franklin Allocation VIP Fund Templeton Foreign VIP Fund Franklin VolSmart Allocation VIP Fund Goldman Sachs U.S. Equity Insights Fund Goldman Sachs Strategic Growth Fund Goldman Sachs Trend Driven Allocation Fund Macquarie VIP Asset Strategy Janus Henderson Research Portfolio Janus Henderson Global Research Portfolio Janus Henderson Overseas Portfolio Janus Henderson Balanced Portfolio Lazard Retirement International Equity Portfolio Lazard Retirement Global Dynamic Multi-Asset Portfolio ClearBridge Variable Dividend Strategy Portfolio ClearBridge Variable Large Cap Value Portfolio MFS® Total Return Series MFS® Massachusetts Investors Growth Stock Portfolio Morgan Stanley VIF Growth Portfolio PIMCO Global Bond Opportunities Portfolio (Unhedged) |
|
CATEGORY 3 |
AVIP Federated High Income Bond Portfolio AVIP AB Mid Cap Core Portfolio Federated Hermes Kaufmann Fund II |
Fidelity® VIP Mid Cap Portfolio MFS® Mid Cap Growth Series Neuberger Berman AMT Mid Cap Intrinsic Value Portfolio |
|
CATEGORY 4 |
AVIP AB Small Cap Portfolio AVIP BlackRock Advantage Small Cap Growth Portfolio AB VPS Small Cap Growth Portfolio Fidelity® VIP Real Estate Portfolio Macquarie VIP Natural Resources Macquarie VIP Science and Technology |
Lazard Retirement US Small-Mid Cap Equity Portfolio Lazard Retirement Emerging Markets Equity Portfolio MFS® New Discovery Series PIMCO CommodityRealReturn® Strategy Portfolio Royce Micro-Cap Portfolio Royce Small-Cap Portfolio |
Combo Death Benefit
Allocations:
|
Minimum |
Maximum |
|
|
Category 1 Investment Options |
25% |
50% |
|
Category 2 Investment Options |
0% |
75% |
|
Category 3 Investment Options |
0% |
25% |
|
Category 4 Investment Options |
0% |
10% |
Form 8578.1-USP
17
Investment Options:
|
CATEGORY 1 |
AVIP Bond Portfolio AVIP Federated Core Plus Bond Portfolio Fidelity® VIP Government Money Market Portfolio Janus Henderson Flexible Bond Portfolio |
PIMCO Real Return Portfolio PIMCO Short-Term Portfolio PIMCO Low Duration Portfolio |
|
CATEGORY 2 |
AVIP BlackRock Balanced Allocation Portfolio AVIP S&P 500® Index Portfolio AVIP BlackRock Advantage Large Cap Value Portfolio AVIP AB Mid Cap Core Portfolio AVIP BlackRock Advantage Large Cap Growth Portfolio AVIP S&P MidCap 400® Index Portfolio AVIP AB Risk Managed Balanced Portfolio AVIP Moderately Conservative Model Portfolio AVIP Balanced Model Portfolio AVIP Moderate Growth Model Portfolio AVIP Growth Model Portfolio AVIP iShares Managed Risk Balanced Portfolio AVIP iShares Managed Risk Moderate Growth Portfolio AVIP iShares Managed Risk Growth Portfolio AVIP Intech U.S. Low Volatility Portfolio AB VPS Relative Value Portfolio AB VPS Global Risk Allocation-Moderate Portfolio |
BNY Mellon Appreciation Portfolio Fidelity® VIP Growth Portfolio Fidelity® VIP Equity-Income Portfolio Fidelity® VIP Equity-Income Portfolio Goldman Sachs U.S. Equity Insights Fund Goldman Sachs Strategic Growth Fund Janus Henderson Research Portfolio Janus Henderson Balanced Portfolio Janus Henderson Global Research Portfolio Lazard Retirement Global Dynamic Multi-Asset Portfolio ClearBridge Variable Dividend Strategy Portfolio ClearBridge Variable Large Cap Value Portfolio Franklin Income VIP Fund Franklin VolSmart Allocation VIP Fund Franklin Allocation VIP Fund MFS® Total Return Series MFS® Massachusetts Investors Growth Stock Portfolio Neuberger Berman AMT Mid Cap Intrinsic Value Portfolio |
|
CATEGORY 3 |
AVIP AB Small Cap Portfolio AVIP Nasdaq-100® Index Portfolio AVIP BlackRock Advantage Large Cap Core Portfolio AVIP Fidelity Institutional AM® Equity Growth Portfolio Invesco V.I. EQV International Equity Fund Federated Hermes Kaufmann Fund II Fidelity® VIP Mid Cap Portfolio Franklin DynaTech VIP Fund Templeton Foreign VIP Fund Goldman Sachs Trend Driven Allocation Fund |
Macquarie VIP Asset Strategy Macquarie VIP Science and Technology Lazard Retirement International Equity Portfolio Lazard Retirement US Small-Mid Cap Equity Portfolio MFS® Mid Cap Growth Series Morgan Stanley VIF Growth Portfolio Royce Micro-Cap Portfolio Royce Small-Cap Portfolio |
|
CATEGORY 4 |
AVIP BlackRock Advantage International Equity Portfolio AVIP Federated High Income Bond Portfolio AVIP BlackRock Advantage Small Cap Growth Portfolio AB VPS Small Cap Growth Portfolio Fidelity® VIP Real Estate Portfolio Macquarie VIP Natural Resources |
Janus Henderson Overseas Portfolio Lazard Retirement Emerging Markets Equity Portfolio MFS® New Discovery Series PIMCO Global Bond Opportunities Portfolio (Unhedged) PIMCO CommodityRealReturn® Strategy Portfolio |
Form 8578.1-USP
18
This summary prospectus incorporates by reference the ONcore Ultra II prospectus and Statement of Additional Information (SAI), both dated April 30, 2024, as amended or supplemented. The SAI may be obtained, free of charge, in the same manner as the prospectus.
EDGAR Contract ID No.: C000075011
Form 8578.1-USP
19