Material Agreement - Form 8-K

Item 1.01. Entry into a Material Definitive Agreement

On April 26, 2024, World Financial Network Credit Card Master Note Trust, as issuer (the "Issuer"), and U.S. Bank National Association ("U.S. Bank"), as indenture trustee (the "Indenture Trustee"), entered into each of the Supplemental Indenture No. 8 to the Master Indenture (the "Supplemental Indenture") and the Second Amendment to Series 2023-A Indenture Supplement (the "Series 2023-A Amendment"). The Supplemental Indenture (x) updated requirements for trust accounts maintained for the benefit of the Issuer's noteholders and (y) reflected the inclusion in Collections of amounts received in respect of merchant fees and discounts (the "Merchant Fee Inclusion"). The Series 2023-A Amendment reflected the Merchant Fee Inclusion and the allocation of such included amounts to Series 2023-A. Copies of the Supplemental Indenture and the Series 2023-A Amendment are filed with this Form 8-K as Exhibit 4.1 and Exhibit 4.2, respectively.

On April 26, 2024, WFN Credit Company, LLC, as transferor (the "Transferor"), Comenity Bank ("Comenity"), as servicer (the "Servicer"), and U.S. Bank, as trustee (the "Trustee"), entered into the Thirteenth Amendment to Second Amended and Restated Pooling and Servicing Agreement (the "PSA Amendment").The PSA Amendment (x) effected updated requirements for trust accounts maintained for the benefit of the Issuer's noteholders and (y) reflected the Merchant Fee Inclusion. A copy of the PSA Amendment is filed with this Form 8-K as Exhibit 4.3.

On April 26, 2024, Comenity, as RPA Seller and the Transferor, as purchaser, entered into the Fifth Amendment to Receivables Purchase Agreement (the "RPA Amendment").The RPA Amendment reflected the Merchant Fee Inclusion. A copy of the RPA Amendment is filed with this Form 8-K as Exhibit 4.4.

On April 26, 2024, the Transferor, the Servicer and the Issuer entered into the Eleventh Amendment to Transfer and Servicing Agreement (the "TSA Amendment").The TSA Amendment reflected the Merchant Fee Inclusion. A copy of the TSA Amendment is filed with this Form 8-K as Exhibit 4.5.