05/02/2024 | Press release | Distributed by Public on 05/02/2024 08:49
special TERMS_____________________________________________________________________
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1
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summary of policy features that have changed_____________________________________
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2
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important INFORMATION you should consider about the policy_______________________
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3
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APPENDIX
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PORTFOLIO COMPANIES AVAILABLE UNDER THE POLICY_________________________________
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7
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FEES AND EXPENSES
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Location in
Prospectus
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Charges for Early
Withdrawal
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If You withdraw money during a specified number of years following each
premium payment being withdrawn, You may be assessed a surrender
charge. The surrender charge is assessed for 8 years with a maximum of
8.5%.For example, if You make an early withdrawal, You could pay a
surrender charge on a $100,000 investment of up to $8,500.
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Annuity Policy Fee
Tables and Expense
Examples
Transaction Expenses
- Surrender Charge
Access to Your Money
Surrenders
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Transaction Charges
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In addition to surrender charges, You also may be assessed a transfer fee
and special services fee.
Transfer Fee. We reserve the right to charge for transfers among Investment
Options after the first 12 transfers per Policy Year. For each such
additional transfer, we may impose a transfer fee of $10. Currently, we do
not charge a transfer fee, but reserve the right to do so.
Special Service Fee. We reserve the right to deduct a $50 charge for special
services, including overnight delivery, duplicate policies, handling
insufficient checks on new business, duplicate Form 1099 and Form 5498
tax forms, check copies, printing and mailing previously submitted forms,
and asset verification requests from mortgage companies.
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Annuity Policy Fee
Tables and Expense
Examples
Expenses -
Transaction Expenses
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FEES AND EXPENSES
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Location in
Prospectus
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Ongoing Fees and
Expenses
(annual charges)
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The table below describes the fees and expenses that You may pay each
year, depending on the options You choose. Please refer to Your Policy
specifications page for information about the specific fees You will pay
each year based on the options You have elected.
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Annuity Policy Fee
Tables and Expense
Examples
Base Contract Expenses
Appendix - Portfolio
Companies Available
Under the Policy
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Annual Fee
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Minimum
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Maximum
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Base Policy1
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1.25%
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3.25%
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Portfolio Company (fund fees and
expenses)2
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0.35%
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2.94%
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Optional Benefit Expenses (if elected)
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0.05%1
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2.40%3
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1 As a percentage of average Separate Account Value.
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2 As a percentage of Portfolio Company assets.
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3 As a percentage of the withdrawal base.
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Because Your Policy is customizable, the choices You make affect how
much You will pay. To help You understand the cost of owning Your
Policy, the following table shows the lowest and highest cost You could pay
each year based on current charges. This estimate assumes that You do not
take withdrawals from the Policy, which could add surrender charges
that substantially increase costs.
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Lowest Annual Cost
$1,658
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Highest Annual Cost
$6,733
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Assumes:
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Assumes:
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●Investment of $100,000
●5% annual appreciation
●Least expensive Portfolio Company
fees and expenses
●No optional benefits
●No sales charges
●No additional purchase payments,
transfers, or withdrawals
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●Investment of $100,000
●5% annual appreciation
●Most expensive combination
of optional benefits and
Portfolio Company fees and
expenses
●No sales charges
●No additional purchase
payments, transfers, or
withdrawals
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RISKS
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Location in
Prospectus
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Risk of Loss
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You can lose money by investing in this Policy.
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Principal Risks of
Investing in the Policy
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Not a Short-Term
Investment
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This Policy is not a short-term investment and is not appropriate for an
investor who needs ready access to cash.
Surrender charges may apply for several years under the Policy. Surrender
charges will reduce the value of Your Policy if You withdraw money during
that time.
The benefits of tax deferral and living benefit protection also means the
Policy is more beneficial to investors with a long-term time horizon.
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Principal Risks of
Investing in the Policy
Transaction Expenses -
Surrender Charges
Tax Information
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RISKS
|
Location in
Prospectus
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Risks Associated with
Investment Options
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●An investment in this Policy is subject to the risk of poor investment
performance and can vary depending on the performance of the
Investment Options available under the Policy.
●Each Investment Option, including the Fixed Account, has its own
unique risks.
●You should review the prospectuses for the available Portfolio
Companies before making an investment decision.
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Principal Risks of
Investing in the Policy
Investment Options
Appendix: Portfolio
Companies Available
Under the Policy
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Insurance Company
Risks
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Any obligations (including under the Fixed Account), guarantees, and
benefits under the Policy are subject to our claims-paying ability. If we
experience financial distress, we may not be able to meet our obligations
to You. More information about Transamerica Life Insurance Company,
including our financial strength ratings, is available by visiting
transamerica.com or by calling toll-free (800)851-9777.
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Principal Risks of
Investing in the Policy
Transamerica Life
Insurance Company
Financial Condition
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RESTRICTIONS
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Location in
Prospectus
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Investments
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●We reserve the right to impose a charge for transfers in excess of 12
transfers per Policy Year.
●We reserve the right to limit transfers in circumstances of large or
frequent transfers.
●The Fixed Account option may not be available for investment
depending on when You applied for Your Policy and when it was issued.
●We reserve the right to remove or substitute the Portfolio Companies
that are available as Investment Options under the Policy.
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Expenses -
Transaction Expenses
Investment Option -
Transfers
Market Timing and
Disruptive Trading
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Optional Benefits
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●Certain optional benefits limit or restrict the Investment Options that
You may select under the Policy. We reserve the right to change these
restrictions in the future.
●Withdrawals that exceed limits specified by the terms of an optional
benefit may reduce the value of an optional benefit by an amount
greater than the value withdrawn, which could significantly reduce the
value or even terminate the benefit.
●We reserve the right to stop offering an optional benefit at any time for
new sales, which includes sales to the Owners who may want to
purchase the benefit after they purchase the Policy.
●In some cases, a benefit may not be available through all financial
intermediaries or all states. For more information on the options
available for electing a benefit, please contact Your financial
intermediary or our Administrative Office.
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Investment Restrictions
Benefits Available
Under the Policy
Optional Benefit Riders
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TAXES
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Location in
Prospectus
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Tax Implications
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●Consult with a tax professional to determine the tax implications of an
investment in and payments received under the Policy.
●If You purchase the Policy as an individual retirement account or
through a tax qualified plan, You do not get any additional tax benefit.
●You will generally not be taxed on increases in the value of Your Policy
until they are withdrawn. Earnings on Your Policy are taxed at ordinary
income tax rates when withdrawn, and You may have to pay a penalty if
You take a withdrawal before age 59 ½.
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Tax Information
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CONFLICT OF INTEREST
|
Location in
Prospectus
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Investment Professional
Compensation
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Your investment professional may receive compensation for selling this
Policy to You, in the form of commissions, additional cash benefits (e.g.,
bonuses), and non-cash compensation. Our affiliate, Transamerica
Capital, Inc. ("TCI") is the principal underwriter and may share the
revenue we earn on this Policy with Your investment professional's firm. In
addition, we may pay all or a portion of the cost of affiliates' operating
and other expenses. This conflict of interest may influence Your
investment professional to recommend this Policy over another investment
for which the investment professional is not compensated or compensated
less.
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Distribution of the
Policies
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Exchanges
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If You already own an insurance Policy, some investment professionals
may have a financial incentive to offer You a new Policy in place of the
one You own. You should only exchange a Policy you already own if You
determine, after comparing the features, fees, and risks of both policies,
that it is better for You to purchase the new Policy rather than continue to
own Your existing Policy.
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Exchanges and/or
Reinstatements
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Investment Objective
|
Underlying Fund Portfolio and
Adviser/Sub-adviser (1)
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Current
Expenses
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Platform
Charges
|
Current
Expenses
Plus
Platform
Charges
|
Average Annual
Total Returns
(as of 12/31/23)
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1 year
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5 years
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10 years
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|||||
To maximize total return consistent
with the Adviser's determination of
reasonable risk.
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AB Balanced Hedged Allocation
Portfolio - Class B
Advised by:AllianceBernstein L.P.
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0.99%
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0.20%
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1.19%
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12.66%
|
5.92%
|
5.04%
|
Seeks investment results that
correspond to the total return of
common stocks publicly traded in the
United States, as represented by the
S&P 500® Index.
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Fidelity® VIP Index 500 Portfolio -
Service Class 2
Advised by:Fidelity Management &
Research Company and Geode Capital
Management, LLC as subadviser
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0.35%
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-
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0.35%
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25.88%
|
15.27%
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11.64%
|
Seeks to provide investment results that
correspond generally to the total return
of the high yield market, consistent
with maintaining reasonable liquidity.
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ProFund Access VP High Yield
Advised by: ProFund Advisors LLC
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1.72%
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-
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1.72%
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10.43%
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2.74%
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2.91%
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Seeks investment results, before fees
and expenses, that track the
performance of the ProFunds Asia 30
Index (the "Index").
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ProFund VP Asia 30
Advised by: ProFund Advisors LLC
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1.83%
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-
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1.83%
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4.32%
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1.92%
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0.66%
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Seeks investment results, before fees
and expenses, that track the
performance of the S&P 500®(the
"Index").
|
ProFund VP Bull
Advised by: ProFund Advisors LLC
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1.75%
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-
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1.75%
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23.74%
|
13.41%
|
9.84%
|
Seeks investment results, before fees
and expenses, that track the
performance of the S&P
Communication Services Select Sector
Index (the "Index").
|
ProFund VP Communication Services
Advised by: ProFund Advisors LLC
|
1.77%
|
-
|
1.77%
|
31.82%
|
7.80%
|
4.15%
|
Seeks investment results, before fees
and expenses, that track the
performance of the S&P Consumer
Discretionary Select Sector Index (the
"Index").
|
ProFund VP Consumer Discretionary
Advised by: ProFund Advisors LLC
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1.77%
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-
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1.77%
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32.05%
|
9.78%
|
8.82%
|
Seeks investment results, before fees
and expenses, that track the
performance of the S&P Emerging
Markets 50 ADR Index (USD) (the
"Index").
|
ProFund VP Emerging Markets
Advised by: ProFund Advisors LLC
|
1.81%
|
-
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1.81%
|
15.31%
|
4.52%
|
2.24%
|
Seeks investment results, before fees
and expenses, that track the
performance of the S&P Energy Select
Sector Index (the "Index").
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ProFund VP Energy
Advised by: ProFund Advisors LLC
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1.75%
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-
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1.75%
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-2.49%
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10.93%
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0.96%
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Investment Objective
|
Underlying Fund Portfolio and
Adviser/Sub-adviser (1)
|
Current
Expenses
|
Platform
Charges
|
Current
Expenses
Plus
Platform
Charges
|
Average Annual
Total Returns
(as of 12/31/23)
|
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1 year
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5 years
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10 years
|
|||||
Seeks investment results, before fees
and expenses, that track the
performance of the ProFunds Europe
30 Index (the "Index").
|
ProFund VP Europe 30
Advised by: ProFund Advisors LLC
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1.77%
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-
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1.77%
|
17.47%
|
7.60%
|
2.67%
|
Seeks daily investment results, before
fees and expenses, that correspond to
the daily performance of the basket of
non-U.S. currencies included in the
ICE® U.S. Dollar Index® (the
"Index").
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ProFund VP Falling U.S. Dollar
Advised by: ProFund Advisors LLC
|
2.97%
|
-
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2.97%
|
3.25%
|
-2.38%
|
-3.97%
|
Seeks investment results, before fees
and expenses, that track the
performance of the S&P Financial
Select Sector Index ("the Index").
|
ProFund VP Financials
Advised by: ProFund Advisors LLC
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1.75%
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-
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1.75%
|
13.88%
|
9.98%
|
8.13%
|
Seeks a high level of current income
consistent with liquidity and
preservation of capital.
|
ProFund VP Government Money
Market(2)
Advised by: ProFund Advisors LLC
|
1.77%
|
-
|
1.77%
|
4.15%
|
1.19%
|
0.64%
|
Seeks investment results, before fees
and expenses that track the
performance of the MSCI EAFE Index
(the "Index").
|
ProFund VP International
Advised by: ProFund Advisors LLC
|
1.71%
|
-
|
1.71%
|
15.55%
|
5.62%
|
1.71%
|
Seeks investment results, before fees
and expenses, that track the
performance of the Nikkei 225 Stock
Average (the "Index").
|
ProFund VP Japan
Advised by: ProFund Advisors LLC
|
1.73%
|
-
|
1.73%
|
34.51%
|
11.86%
|
7.23%
|
Seeks investment results, before fees
and expenses, that track the
performance of the S&P Materials
Select Sector Index (the "Index").
|
ProFund VP Materials
Advised by: ProFund Advisors LLC
|
1.77%
|
-
|
1.77%
|
12.38%
|
11.96%
|
6.33%
|
Seeks investment results, before fees
and expenses, that track the
performance of the S&P MidCap 400®
Index (the "Index").
|
ProFund VP Mid-Cap
Advised by: ProFund Advisors LLC
|
1.74%
|
-
|
1.74%
|
13.83%
|
10.12%
|
6.88%
|
Seeks investment results, before fees
and expenses, that track the
performance of the Nasdaq-100® Index
(the "Index").
|
ProFund VP NASDAQ-100
Advised by: ProFund Advisors LLC
|
1.76%
|
-
|
1.76%
|
52.17%
|
20.09%
|
15.51%
|
Seeks investment results, before fees
and expenses, that track the
performance of the S&P
Pharmaceuticals Select Industry Index
(the "Index").
|
ProFund VP Pharmaceuticals
Advised by: ProFund Advisors LLC
|
1.77%
|
-
|
1.77%
|
-5.49%
|
4.83%
|
4.63%
|
Seeks investment results, before fees
and expenses, that track the
performance of the Dow Jones Precious
MetalsSM Index (the "Index").
|
ProFund VP Precious Metals
Advised by: ProFund Advisors LLC
|
1.76%
|
-
|
1.76%
|
1.48%
|
8.30%
|
0.78%
|
Seeks daily investment results, before
fees and expenses, that correspond to
the inverse (-1x) of the daily
performance of the S&P® Emerging 50
ADR Index (the "Index").
|
ProFund VP Short Emerging Markets
Advised by: ProFund Advisors LLC
|
1.75%
|
-
|
1.75%
|
-11.78%
|
-11.01%
|
-8.51%
|
Seeks daily investment results, before
fees and expenses, that correspond to
the inverse (-1x) of the daily
performance of the MSCI EAFE Index
(the "Index").
|
ProFund VP Short International
Advised by: ProFund Advisors LLC
|
1.72%
|
-
|
1.72%
|
-10.29%
|
-9.74%
|
-6.49%
|
Seeks daily investment results, before
fees and expenses, that correspond to
the inverse (-1x) of the daily
performance of the Nasdaq-100® Index
(the "Index").
|
ProFund VP Short NASDAQ-100
Advised by: ProFund Advisors LLC
|
1.78%
|
-
|
1.78%
|
-32.40%
|
-22.40%
|
-18.53%
|
Investment Objective
|
Underlying Fund Portfolio and
Adviser/Sub-adviser (1)
|
Current
Expenses
|
Platform
Charges
|
Current
Expenses
Plus
Platform
Charges
|
Average Annual
Total Returns
(as of 12/31/23)
|
||
1 year
|
5 years
|
10 years
|
|||||
Seeks daily investment results, before
fees and expenses, that correspond to
the inverse (-1x) of the daily
performance of the Russell 2000®
Index (the "Index").
|
ProFund VP Short Small-Cap
Advised by: ProFund Advisors LLC
|
1.81%
|
-
|
1.81%
|
-10.88%
|
-14.46%
|
-11.16%
|
Seeks investment results, before fees
and expenses, that track the
performance of the Russell 2000®
Index (the "Index").
|
ProFund VP Small-Cap
Advised by: ProFund Advisors LLC
|
1.87%
|
-
|
1.87%
|
14.91%
|
7.96%
|
5.15%
|
Seeks investment results, before fees
and expenses, that track the
performance of the S&P SmallCap
600®Value Index (the "Index").
|
ProFund VP Small-Cap Value
Advised by: ProFund Advisors LLC
|
1.78%
|
-
|
1.78%
|
12.94%
|
9.51%
|
6.36%
|
Seeks daily investment results, before
fees and expenses, that correspond to
two times (2x) the daily performance of
the Russell 2000® Index (the "Index").
|
ProFund VP UltraSmall-Cap
Advised by: ProFund Advisors LLC
|
1.90%
|
-
|
1.90%
|
22.43%
|
7.83%
|
5.49%
|
Seeks daily investment results, before
fees and expenses, that correspond to
one and one-quarter times (1.25x) the
daily price movement of the 30-Year
U.S. Treasury Bond (the "Long
Bond").
|
ProFund VP U.S. Government Plus
Advised by: ProFund Advisors LLC
|
1.48%
|
-
|
1.48%
|
0.04%
|
-5.04%
|
0.27%
|
Seeks investment results, before fees
and expenses, that track the
performance of the S&P Utilities Select
Sector Index (the "Index").
|
ProFund VP Utilities
Advised by: ProFund Advisors LLC
|
1.78%
|
-
|
1.78%
|
-8.59%
|
4.76%
|
6.89%
|
Seeks maximum total return, consistent
with preservation of capital and
prudent investment management.
|
Transamerica Aegon Bond VP -
Service Class
Sub-Advised by:Pacific Investment
Management Company LLC
|
0.78%
|
-
|
0.78%
|
6.18%
|
0.73%
|
1.44%
|
Seeks total return, consisting of current
income and capital appreciation.
|
Transamerica Aegon Core Bond VP -
Service Class
Sub-Advised by: J.P. Morgan
Investment Management Inc.
|
0.75%
|
-
|
0.75%
|
5.78%
|
1.06%
|
1.60%
|
Seeks a high level of current income by
investing in high-yield debt securities.
|
Transamerica Aegon High Yield Bond
VP - Service Class
Sub-Advised by:Aegon USA Investment
Management, LLC
|
0.90%
|
-
|
0.90%
|
10.87%
|
4.47%
|
4.00%
|
Seeks total return gained from the
combination of dividend yield, growth
of dividends and capital appreciation.
|
Transamerica Aegon Sustainable Equity
Income VP - Service Class
Sub-Advised by:Aegon Asset
Management UK plc ("AAM")
|
0.98%
|
-
|
0.98%
|
6.00%
|
5.44%
|
5.13%
|
Seeks to provide as high a level of total
return as is consistent with prudent
investment strategies.
|
Transamerica Aegon U.S. Government
Securities VP - Service Class
Sub-Advised by:Aegon USA Investment
Management, LLC
|
0.83%
|
-
|
0.83%
|
3.69%
|
0.25%
|
0.79%
|
Seeks as high a level of current income
as is consistent with preservation of
capital and liquidity.
|
Transamerica BlackRock Government
Money Market VP - Service Class(2)
Sub-Advised by:BlackRock Investment
Management, LLC
|
0.54%
|
-
|
0.54%
|
4.66%
|
1.58%
|
0.87%
|
Seeks current income and preservation
of capital.
|
Transamerica BlackRock iShares Active
Asset Allocation - Conservative VP -
Service Class
Sub-Advised by:BlackRock Investment
Management, LLC
|
0.92%
|
-
|
0.92%
|
9.96%
|
3.16%
|
2.79%
|
Investment Objective
|
Underlying Fund Portfolio and
Adviser/Sub-adviser (1)
|
Current
Expenses
|
Platform
Charges
|
Current
Expenses
Plus
Platform
Charges
|
Average Annual
Total Returns
(as of 12/31/23)
|
||
1 year
|
5 years
|
10 years
|
|||||
Seeks capital appreciation and current
income.
|
Transamerica BlackRock iShares Active
Asset Allocation - Moderate VP -
Service Class
Sub-Advised by:BlackRock Investment
Management, LLC
|
0.88%
|
-
|
0.88%
|
13.37%
|
3.15%
|
2.73%
|
Seeks capital appreciation with current
income as secondary objective.
|
Transamerica BlackRock iShares Active
Asset Allocation - Moderate Growth
VP - Service Class
Sub-Advised by:BlackRock Investment
Management, LLC
|
0.91%
|
-
|
0.91%
|
17.62%
|
2.43%
|
2.30%
|
Investment Objective:Seeks capital
appreciation and income.
|
Transamerica BlackRock iShares
Dynamic Allocation - Balanced VP -
Service Class
Sub-Advised by:BlackRock Investment
Management, LLC
|
0.89%
|
-
|
0.89%
|
12.66%
|
3.61%
|
3.01%
|
Seeks capital appreciation and income.
|
Transamerica BlackRock iShares
Dynamic Allocation - Moderate
Growth VP - Service Class
Sub-Advised by:BlackRock Investment
Management, LLC
|
0.89%
|
-
|
0.89%
|
17.28%
|
4.96%
|
3.63%
|
Seeks capital appreciation and current
income.
|
Transamerica BlackRock iShares Edge
40 VP - Service Class
Sub-Advised by:BlackRock Investment
Management, LLC
|
0.71%
|
-
|
0.71%
|
9.07%
|
4.46%
|
3.37%
|
Seeks a combination of capital
appreciation and income.
|
Transamerica BlackRock iShares
Tactical - Balanced VP - Service Class(3)
Sub-Advised by:Pacific Investment
Management Company LLC
|
0.89%
|
-
|
0.89%
|
10.66%
|
4.27%
|
3.59%
|
Seeks a combination of capital
appreciation and income.
|
Transamerica BlackRock iShares
Tactical - Conservative VP - Service
Class(4)
Sub-Advised by:Pacific Investment
Management Company LLC
|
0.92%
|
-
|
0.92%
|
7.24%
|
3.61%
|
3.40%
|
Seeks a combination of capital
appreciation and income.
|
Transamerica BlackRock iShares
Tactical - Growth VP - Service Class(5)
Sub-Advised by:Pacific Investment
Management Company LLC
|
0.93%
|
-
|
0.93%
|
13.94%
|
6.23%
|
4.44%
|
Seeks long-term total return from
investments primarily in equity
securities of real estate companies. Total
return consists of realized and
unrealized capital gains and losses plus
income.
|
Transamerica BlackRock Real Estate
Securities VP - Service Class
Sub-Advised by:BlackRock Investment
Management, LLC
|
1.15%
|
-
|
1.15%
|
13.15%
|
4.85%
|
3.59%
|
Seeks capital appreciation with current
income as secondary objective.
|
Transamerica BlackRock Tactical
Allocation VP - Service Class
Sub-Advised by:BlackRock Investment
Management, LLC
|
1.02%
|
-
|
1.02%
|
14.88%
|
6.54%
|
4.90%
|
Seeks to balance capital appreciation
and income.
|
Transamerica Goldman Sachs Managed
Risk - Balanced ETF VP - Service Class
Sub-Advised by:Milliman Financial
Risk Management LLC
|
0.64%
|
-
|
0.64%
|
13.20%
|
5.04%
|
3.97%
|
Investment Objective
|
Underlying Fund Portfolio and
Adviser/Sub-adviser (1)
|
Current
Expenses
|
Platform
Charges
|
Current
Expenses
Plus
Platform
Charges
|
Average Annual
Total Returns
(as of 12/31/23)
|
||
1 year
|
5 years
|
10 years
|
|||||
Seeks current income and preservation
of capital.
|
Transamerica Goldman Sachs Managed
Risk - Conservative ETF VP - Service
Class
Sub-Advised by:Milliman Financial
Risk Management LLC
|
0.66%
|
-
|
0.66%
|
10.59%
|
3.35%
|
3.22%
|
Seeks capital appreciation as a primary
objective and income as a secondary
objective.
|
Transamerica Goldman Sachs Managed
Risk - Growth ETF VP - Service Class
Sub-Advised by:Milliman Financial
Risk Management LLC
|
0.67%
|
-
|
0.67%
|
17.68%
|
7.38%
|
5.13%
|
Seeks capital growth.
|
Transamerica International Focus VP -
Service Class
Sub-Advised by:Epoch Investment
Partners, Inc.
|
1.10%
|
-
|
1.10%
|
12.27%
|
8.75%
|
4.09%
|
Seeks long-term capital growth,
consistent with preservation of capital
and balanced by current income.
|
Transamerica Janus Balanced VP -
Service Class
Sub-Advised by:Janus Henderson
Investors US LLC
|
0.99%
|
-
|
0.99%
|
15.01%
|
9.00%
|
7.27%
|
Seeks long-term capital appreciation.
|
Transamerica Janus Mid-Cap Growth
VP - Service Class
Sub-Advised by:Janus Henderson
Investors US LLC
|
1.11%
|
-
|
1.11%
|
16.80%
|
12.97%
|
7.98%
|
Seeks current income and preservation
of capital.
|
Transamerica JPMorgan Asset
Allocation - Conservative VP -
Service Class
Sub-Advised by: J.P. Morgan
Investment Management Inc.
|
0.99%
|
-
|
0.99%
|
6.83%
|
3.76%
|
3.04%
|
Seeks long-term capital appreciation.
|
Transamerica JPMorgan Asset
Allocation - Growth VP - Service
Class
Sub-Advised by: J.P. Morgan
Investment Management Inc.
|
1.11%
|
-
|
1.11%
|
20.00%
|
11.61%
|
7.40%
|
Seeks capital appreciation and current
income.
|
Transamerica JPMorgan Asset
Allocation - Moderate VP - Service
Class
Sub-Advised by: J.P. Morgan
Investment Management Inc.
|
1.02%
|
-
|
1.02%
|
8.86%
|
5.31%
|
4.13%
|
Seeks capital appreciation with current
income as a secondary objective.
|
Transamerica JPMorgan Asset
Allocation - Moderate Growth VP -
Service Class
Sub-Advised by: J.P. Morgan
Investment Management Inc.
|
1.08%
|
-
|
1.08%
|
11.93%
|
7.59%
|
5.41%
|
Seeks to earn a total return modestly in
excess of the total return performance
of the S&P 500® (including the
reinvestment of dividends) while
maintaining a volatility of return
similar to the S&P 500®.
|
Transamerica JPMorgan Enhanced
Index VP - Service Class
Sub-Advised by: J.P. Morgan
Investment Management Inc.
|
0.87%
|
-
|
0.87%
|
27.39%
|
16.10%
|
11.67%
|
Seeks capital appreciation with current
income as a secondary objective.
|
Transamerica JPMorgan International
Moderate Growth VP - Service Class
Sub-Advised by: J.P. Morgan
Investment Management Inc.
|
1.14%
|
-
|
1.14%
|
8.70%
|
5.68%
|
3.33%
|
Investment Objective
|
Underlying Fund Portfolio and
Adviser/Sub-adviser (1)
|
Current
Expenses
|
Platform
Charges
|
Current
Expenses
Plus
Platform
Charges
|
Average Annual
Total Returns
(as of 12/31/23)
|
||
1 year
|
5 years
|
10 years
|
|||||
Seeks current income and preservation
of capital.
|
Transamerica JPMorgan Tactical
Allocation VP - Service Class
Sub-Advised by: J.P. Morgan
Investment Management Inc.
|
1.02%
|
-
|
1.02%
|
8.57%
|
3.90%
|
3.44%
|
Seeks capital appreciation.
|
Transamerica Market Participation
Strategy VP - Service Class
Sub-Advised by:PGIM Quantitative
Solutions LLC
|
0.98%
|
-
|
0.98%
|
11.55%
|
9.06%
|
6.12%
|
Seeks to provide a high total
investment return through investments
in a broadly diversified portfolio of
stock, bonds and money market
instruments.
|
Transamerica Multi-Managed Balanced
VP - Service Class
Sub-Advised by:J.P. Morgan
Investment Management Inc. and Aegon
USA Investment Management, LLC
|
0.89%
|
-
|
0.89%
|
18.44%
|
10.16%
|
7.75%
|
Seeks to maximize total return.
|
Transamerica Small/Mid Cap Value VP
- Service Class
Sub-Advised by:Systematic Financial
Management L.P. & Thompson, Siegel &
Walmsley LLC
|
1.07%
|
-
|
1.07%
|
12.15%
|
11.19%
|
7.88%
|
Seeks long-term growth of capital by
investing primarily in common stocks
of small growth companies.
|
Transamerica T. Rowe Price Small Cap
VP - Service Class
Sub-Advised by:T. Rowe Price
Associates, Inc.
|
1.09%
|
-
|
1.09%
|
20.88%
|
11.15%
|
8.74%
|
Seeks to maximize long-term growth.
|
Transamerica WMC US Growth VP -
Service Class(6)
Sub-Advised by:Wellington
Management Company, LLP
|
0.91%
|
-
|
0.91%
|
41.72%
|
17.45%
|
13.31%
|
Investment Objective
|
Underlying Fund Portfolio and
Adviser/Sub-adviser (1)
|
Current
Expenses
|
Platform
Charges
|
Current
Expenses
Plus
Platform
Charges
|
Average Annual
Total Returns
(as of 12/31/23)
|
||
1 year
|
5 years
|
10 years
|
|||||
Capital appreciation with a secondary
goal of income.
|
Franklin Allocation VIP Fund - Class
4(1)
Advised by Franklin Templeton
Services, LLC
|
0.93%
|
0.15%
|
1.08%
|
14.61%
|
7.57%
|
4.75%
|