03/27/2023 | Press release | Distributed by Public on 03/27/2023 10:53
JACKSON, Miss. - Deadly and damaging tornadoes ripped through Mississippi over the weekend and the insurance industry has mobilized and is assisting residents in the recovery process.
"Our thoughts are with those who have been impacted by the violent weather," said Hilary Segura, counsel, state government relations for the American Property Casualty Insurance Association (APCIA). "Anyone who experienced damage should contact their insurance company or agent to get the recovery process started. Insurers plan for severe weather and are prepared to immediately assist policyholders."
While tornado activity frequently occurs in Mississippi, this weekend's storms were particularly damaging. Individuals impacted by the storms should put safety first as they take the necessary steps to begin the cleanup and recovery process, also listen to local and state officials during this emergency.
Insurance adjusters are already in the process of helping storm victims and the good news is that most severe weather-related events like tornadoes are covered under a homeowners, renters, automobile, or commercial insurance policy.
"Homeowners and renters insurance policies generally provide coverage for additional living expenses if a covered loss makes your home uninhabitable," said Segura. "The additional living expense provision of your policy may help pay for things like temporary housing, laundry services, restaurant meals, and more. Additionally, if you experienced damage from the storm, do not become a victim twice by falling prey to illegitimate contractors seeking to making money off your situation."
Let your insurer verify what repairs are necessary before you sign any contracts, then find a licensed and reputable contractor to do the work. Use your insurer or agent as a resource in helping to access the services needed to handle a claim and take the proper precautions to make sure they are hiring a reputable contractor to complete the job.
"Once you have filed your claim, there are a number of things you can do to help expedite the recovery process such as photographing the damage and making an inventory of what was lost and damaged," said Segura.
APCIA offers resources with vital information for those impacted by severe weather, as well as preparedness tipsfor those living in tornado-prone areas.
APCIA's Tornado Recovery Tips: