Massachusetts Mutual Variable Annuity Separate Account 4

05/03/2024 | Press release | Distributed by Public on 05/03/2024 08:10

Prospectus Certification by Investment Company - Form 497J

May 3, 2024

United States Securities and Exchange Commission

Disclosure Review Office

Division of Investment Management

100 F Street, N.E.

Washington, DC 20549-0506

Re: Massachusetts Mutual Life Insurance Company
and its Massachusetts Mutual Variable Annuity Separate Account 4
Post-Effective Amendment No. 40 to Registration Statement on Form N-4
Prospectus Title: Panorama Premier
File Nos. 333-45039, 811-08619
Class Identifier: C000021310

Dear Commissioners:

On behalf of Massachusetts Mutual Life Insurance Company (the "Depositor") and its Massachusetts Mutual Variable Annuity Separate Account 4 (the "Registrant"), I hereby certify pursuant to Rule 497(j) under the Securities Act of 1933 (the "33 Act") that:

• the form of prospectus and statement of additional information that would have been filed pursuant to Rule 497(c) under the 33 Act would not have differed from that contained in Post-Effective Amendment No. 40 (the "Most Recent Amendment") to the above-referenced Registration Statement, which was filed on April 25, 2024 and became effective on April 29, 2024; and
• the text of the Most Recent Amendment was filed electronically.

Sincerely,

/s/ James M. Rodolakis

James M. Rodolakis
Lead Counsel, Annuity Product & Operations
for Massachusetts Mutual Life Insurance Company

Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001, and its affiliated companies.